Thomas Hoenig, former President of the Kansas City Fed, former Vice Chairman of the FDIC, and currently the Distinguished Senior Fellow at the Mercatus Center, discusses Fed rate cuts, regional banking risks, and the dangers of new stablecoin regulations. Watch Thomas’ last interview with David: https://youtu.be/LsrS3i4fFcg*This video was recorded on October 28, 2025.Subscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com/show/510WZMFaqeh90Xk4jcE34sListen on Apple Podcasts: https://podcasters.spotify.com/pod/show/the-david-lin-reportFOLLOW THOMAS HOENIG:The Mercatus Center: https://www.mercatus.org/ X (@tom_hoenig): https://x.com/tom_hoenigFOLLOW DAVID LIN:X (@davidlin_TV): https://x.com/davidlin_TVTikTok (@davidlin_TV): https://www.tiktok.com/@davidlin_tvInstagram (@davidlin_TV): https://www.instagram.com/davidlin_tv/For business inquiries, reach me at [email protected]*This video is not financial advice. The channel is not responsible for the performance of sponsors and affiliates.0:00 - Intro.1:09 - FOMC analysis4:07 - Fed Chair candidates9:10 - Economic and labor market outlook13:02 - Regional banks18:18 - Stablecoins, FDIC insurance, and crypto custody32:31 - AI bubble35:10 - Capital markets#economy #investing #stablecoins