I don't hate Dave Ramsey, but I sure do talk to a lot of his followers who are left struggling due to no cash flow. We can live without debt, but we can not live without having access to cash when we need it the most.

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Today we are looking at the first chapter in Nelson's book and addressing the basics of Infinite Banking. We must think like a banker, own the bank, and understand money. This chapter goes over that.

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So many are worried about how much to pay and committing to so much premium that they can't afford to pay it. That is not an issue, because premium payments are flexible, some more than others, and I discuss that in this podcast.

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Is there a better place for your money besides paying down debt? In this episode, I talk about why you may not want to pay down debt and may instead want to use that money to create cash flow.

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We will be doing a book study/review of Becoming Your Own Banker throughout the podcast. This review starts with the introduction of the book and outlines what IBC is and what it is not. This is one of the most important parts of Nelson Nash's book.

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You may love or hate me by the end of this episode. Is the Biden plan a bad idea? ...and do we have the right to be upset? Listen in and find out!

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Many want to compare IBC to investing, and it's not investing. It is not about an average rate of return. Averages are a lie, and I talk about that in this episode, along with why liquidity, control, and guarantees are the most important thing we need when creating wealth and retirement funds.

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There is not a cookie-cutter answer for this scenario, so I will give you some ideas of how to use it and why the retirement scenario in Farming Without the Bank is different than the scenario is Life Without the Bank.

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It's important to understand the types of life insurance out there and why we only use Whole life Insurance for the Infinite Banking Concept. Not all life insurance is created equal.

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Is IBC a scam? ...and why would one think that? What really is the scam here?

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