03:46 Start from the beginning, “What can you use the money for?” With a PPP loan.

7:34 Forgiveness application wants you to specify what the owner’s pay was, is this pay allowable or trying to disallow?

12:37 What does the Flexibility Act fo for owners that cannot get back to the level of staffing they had prior of COVID.

15:11 The necessity of a good culture in your salon.

19:16 How to receive help from Kopsa Otte.