As we approach the end of the year, it’s time to get honest about our money. In this episode, we sit down together to unpack what it really means to reflect on our finances, understand our numbers, and set intentional goals for 2026.

Daniel, Bo, and Julia break down why most agents live closing to closing, how commingling business and personal funds keeps us blind to the truth, and why running a P&L on both sides of our financial lives matters. We explore the Profit First method, the power of setting up multiple buckets, and how to build discipline through structure—not willpower.

We also talk tax strategy: year-end deductions, depreciation, charitable giving, and why your CPA’s job (reducing taxable income) might conflict with your lender’s job (qualifying you for a loan). And we dive into the hierarchy of goals—I Promise, I Know, I Think, I Hope, I Pray—and how tying emotion to your goals creates real momentum.

Whether you’re preparing for taxes, planning for growth, or simply trying to stop “living on swipe,” this conversation gives you the clarity, tools, and practical steps to make 2026 your strongest financial year yet.

Resources:

• Learn more at The Color of Money
• Read Profit First by Mike Michalowicz
• Become a real estate agent HERE

Connect with Our Hosts

Emerick Peace:

• Instagram: @theemerickpeace
• Facebook: facebook.com/emerickpeace

Daniel Dixon:

• Instagram: @dixonsoldit
• Facebook: facebook.com/realdanieldixon
• LinkedIn: linkedin.com/in/dixonsoldit
• YouTube: @dixongroupcompanies

Julia Lashay:

• Instagram: @iamjulialashay
• Facebook: facebook.com/growwithjulia
• LinkedIn: linkedin.com/in/julialashay/
• YouTube: @JuliaLashay

Bo Menkiti

• Instagram: @bomenkiti
• Facebook: facebook.com/obiora.menkiti
• LinkedIn: linkedin.com/in/bomenkiti/

Produced by NOVA

This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.