Money Files: Wealth Over Now

129 | How Financial Patterns Can Help Shape Your Budget


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Better financial well-being starts with identifying spending patterns. Tracking bills in an app is a start, but those apps aren’t showing you a complete picture of your finances. A financial coach can help you find patterns in your finances so you can take a holistic approach to managing money.


Financial patterns are day-to-day data of your spending. Your bank account tells a unique story, from simple costs like tolls and Starbucks to significant expenses like bills. As a financial coach, I use this data to create a realistic budget and make spending easier. 


Financial patterns aren’t about restriction. Understanding what you spend money on gives you clarity and control. Learn how to turn your budget into a tool, build financial confidence, and achieve money goals faster by discovering your financial patterns.


Stay tuned for insights on these topics:

  • [02:21] Intro to financial patterns

  • [03:27] Aligning your actual spending and your budget

    • [04:10] Client example

    • [10:15] Financial patterns are more than bills

    • [11:58] Identifying simple costs

    • [16:24] Avoiding fake math


    • Tune into this episode of Money Files to learn how financial patterns shape your budget and spending plan.


      Get full show notes and the episode transcript: 

      https://wealthovernow.com/how-financial-patterns-can-help-shape-your-budget/


      Links mentioned in this episode…

      Set up a call | Financial Coach Washington, DC | Wealth Over Now

      Download my FREE spending plan

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      Money Files: Wealth Over NowBy Keina Newell

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