Money Files: Wealth Over Now

151 | When Desires Overwhelm Your Budget: Navigating the Pitfalls of Financial Entitlement


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Is financial entitlement sneaking into your life? When your income increases, it's easy to start feeling like you "deserve" certain luxuries—like trips, shopping sprees, or hiring help—without fully considering how those choices impact your finances. In today's episode, I explore how financial entitlement manifests, often in the form of thinking about what you "should" be able to do with your money rather than focusing on how it's actually being spent.


I dive into how this mindset can create competing priorities that derail your long-term money goals and leave you feeling overwhelmed or ashamed about your finances. Using real-life client examples, I share actionable strategies to overcome financial entitlement, regain control of your spending, and craft a budget that supports the life you truly want to build. Tune in to learn how to align your spending with your financial goals and avoid the pitfalls of entitlement.


Learn more about financial entitlement and how to shift your mindset to regain control of your finances…

  • [02:52] Signs financial entitlement are creeping into your life

  • [06:40] Balancing your desires with your financial vision

  • [10:25] Why your income level doesn’t matter when it comes to financial entitlement

  • [20:30] Steps to overcome financial entitlement

    • [20:45] Writing out goals

    • [21:37] Changing self talk

    • [25:18] Celebrating wins


    • Tune into this episode of Money Files for a fresh perspective on financial entitlement and how this mindset negatively impacts how you manage your money.


      Get full show notes and the episode transcript: 

      https://wealthovernow.com/when-desires-overwhelm-your-budget-navigating-the-pitfalls-of-financial-entitlement/


      Links mentioned in this episode…

      Set up a call | Financial Coach Washington, DC | Wealth Over Now

      Download my FREE spending plan

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      Money Files: Wealth Over NowBy Keina Newell

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