Money Files: Wealth Over Now

163 | How to Align Your Budget with Your Financial Reality


Listen Later

Have you ever felt like there was more month than money? As a six-figure earner, you might wonder how it is possible to make a good income and still feel like you don’t have enough to save, pay down debt, or reach your goals. The problem isn’t with your paycheck. It’s that you aren’t aligning your budget with how you spend money.


In this episode of Money Files, I dive into the common struggles many high earners face with their finances, even when making six figures or more. I discuss why a budget is essential, especially when things like lifestyle creep, life changes, and inflation are at play. I also share practical tips on how to take control of your finances, break free from the cycle of overspending, and ensure your budget reflects your reality, not fake math. Listen to learn how an intentional approach to spending can give you confidence and clarity with your money.


Explore why it might feel like you don’t make enough money and what to do about it:

  • [03:02] Why you need a budget

  • [04:45] 3 reasons you don’t think you make enough money

    • [04:50] Lifestyle creep

    • [06:55] Life cycles

    • [08:41] Inflation

  • [13:42] 3 actionable steps to align your budget with your spending


Tune into this episode of Money Files to learn why it can feel like there is more month than money and actionable steps to take to realign your budget with your spending. 


Get full show notes and the episode transcript: https://wealthovernow.com/how-to-align-your-budget-with-your-financial-reality/


Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

Download my FREE spending plan

...more
View all episodesView all episodes
Download on the App Store

Money Files: Wealth Over NowBy Keina Newell

  • 4.9
  • 4.9
  • 4.9
  • 4.9
  • 4.9

4.9

24 ratings


More shows like Money Files: Wealth Over Now

View all
Brown Ambition by iHeartPodcasts

Brown Ambition

2,499 Listeners

School of Self-Image by Tonya Leigh

School of Self-Image

1,087 Listeners

The Clever Girls Know Podcast by Clever Girl Finance

The Clever Girls Know Podcast

860 Listeners

Make Money as a Life Coach® by Stacey Boehman

Make Money as a Life Coach®

802 Listeners

Frugal Friends Podcast by iHeartPodcasts and Jen Smith & Jill Sirianni

Frugal Friends Podcast

1,183 Listeners

Hello Seven Podcast by Rachel Rodgers

Hello Seven Podcast

564 Listeners

EmpowerHER by Kacia Ghetmiri

EmpowerHER

1,541 Listeners

Maximized Minimalist Podcast by Katy Wells

Maximized Minimalist Podcast

892 Listeners

Get the Hell Out of Debt by Cloud10

Get the Hell Out of Debt

206 Listeners

Money Rehab with Nicole Lapin by Money News Network

Money Rehab with Nicole Lapin

1,570 Listeners

rich & REGULAR with Kiersten and Julien Saunders by rich & REGULAR

rich & REGULAR with Kiersten and Julien Saunders

424 Listeners

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

218 Listeners

Inspired Budget by Allison Baggerly

Inspired Budget

290 Listeners

Money For Couples with Ramit Sethi by Ramit Sethi

Money For Couples with Ramit Sethi

3,295 Listeners

Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income by Erin Britt | Budget Strategy Coach

Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income

7 Listeners