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CMHC-insured mortgages jumped 43 percent in Q3, showing more Canadians are relying on insurance because saving twenty percent down has become nearly impossible. Insurance can actually be a smart tool with lower rates and faster entry into the market, but the bigger issue is the government prioritizing rentals over home ownership while arrears quietly rise. Alex breaks down how this shift affects buyers and why using insurance and amortization strategically is now essential.
By Flow Mortgage CoCMHC-insured mortgages jumped 43 percent in Q3, showing more Canadians are relying on insurance because saving twenty percent down has become nearly impossible. Insurance can actually be a smart tool with lower rates and faster entry into the market, but the bigger issue is the government prioritizing rentals over home ownership while arrears quietly rise. Alex breaks down how this shift affects buyers and why using insurance and amortization strategically is now essential.

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