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Canadians now owe $1.74 for every dollar they earn with household debt hitting $3.07 trillion, and that car loan or credit card is quietly killing your mortgage qualification by $50,000 or more. Here are 12 legal strategies to reclaim your borrowing power and why 2 million Canadians renewing in 2025-2026 might not requalify at their own bank.
By Flow Mortgage CoCanadians now owe $1.74 for every dollar they earn with household debt hitting $3.07 trillion, and that car loan or credit card is quietly killing your mortgage qualification by $50,000 or more. Here are 12 legal strategies to reclaim your borrowing power and why 2 million Canadians renewing in 2025-2026 might not requalify at their own bank.

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