We’ve hit a low ebb. The show which won Best Entertainment Podcast at the British Podcast Awards just a few years ago is dredging the bottom of the barrel. That new low being production staff researching their credit scores ‘live’ on the show. Throw in a chat with an expert on credit ratings and it’s a wall to wall credit ball.

And at such an ebb one would have thought it would lift the mood of Robins. This is him. Distilled Robins. But no. Rather, it’s broken him, because Dave has a 999 credit score without even having a credit card. Something which he simply cannot recover from. And this has affected the mood.

What ensues is a breakdown. A breakdown over being unable to nudge the needle from 999 to 1000. And a breakdown over autofilling card details on a laptop. And that’s not the end of it as we see the dangers of a John with access to a credit expert on demand. Somebody break glass for a kilo of Dairy Milk to save us for the Tuesday episode record.

Do you have something thrilling to add to this enthralling credit chat? The chances are remote but it’s [email protected] or 07974 293 022 on WhatsApp if you want to subject the production staff to some light reading.