When I first start working with my money coaching clients, I set the expectation that the first month of our budgeting and tracking together is more about mindfulness than control.

I’m not focused on how well they can control their spending right off the bat.

I’m more focused on how mindful and intentional they are. Are they aware of what they’re doing with their money, or is it mindless behavior?

Before any positive change can happen, awareness is the first step. You can’t fix a problem you don’t know exists.

In this episode, I’m sharing 7 ways to be more mindful with your money. Build that awareness of your money habits, patterns and decisions. Then, make changes where you see fit.

 

Here's a glance at this episode:

• [02:23] If your total monthly income doesn’t cover your monthly expenses and spending, you need to find additional means of income.
• [05:31] It’s not enough to just create your budget. We need to close the loop by tracking your spending to make sure you’re sticking to the budget.
• [09:08] We only have so many resources when it comes to our income. We can only dedicate so much to goals. Focusing on 1-2 goals at a time is a great starting point.
• [14:33] Some examples of values people can align their spending to include family, friendships, time freedom, and working for yourself.
• [18:24] Consume better things for your mind. Mindfulness isn’t just effective in money – it is extremely effective in our overall lives as well.

 

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Resources mentioned in this episode:

Let Raya create a custom budget plan for you! Get started here.

Listen to CGS Podcast Episode 151 – Money and Sustainable Living with Kara Perez

Raya Recommends: The Power of Now by Eckhart Tolle

Learn about Raya’s Financial Focus Coaching Program

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