In this episode of The Money Mom Podcast, we’re breaking down one of the most misunderstood money behaviors: impulse spending. If you’ve ever told yourself you just need “more discipline,” this conversation is going to change everything.

Instead of shaming habits like Target runs, late-night TikTok shopping, or drive-through treats, we’re getting to the real root of why impulse purchases happen in the first place. Spoiler: it has nothing to do with budgeting better... and everything to do with unmet emotional needs.

You’ll learn why traditional financial advice gets this wrong, how impulse spending actually works in your brain, and what to do instead, without guilt, restriction, or deprivation.

In this episode, we cover:

• Why “just stop impulse buying” is terrible financial advice
• The emotional reason impulse spending feels so good (and why it never lasts)
• The 7 emotional needs that most impulse purchases are really trying to meet
• How stress, boredom, deprivation, identity, control, and connection show up in your spending
• Why awareness, not restriction, is the first step to lasting change
• How to start budgeting for your emotional needs instead of fighting them

If you’ve ever felt confused, ashamed, or frustrated by your spending habits, this episode will help you feel seen, and give you a completely new lens for understanding your relationship with money.

Because your impulse buys aren’t random.
 And once you understand what’s underneath them, everything changes.

🎧 Listen in, and if this episode resonates, don’t forget to leave a review, it helps us keep creating deeper, more meaningful conversations about money.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

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