Feeling overwhelmed by holiday spending, family expectations, and the pressure to create a “perfect” season? In this episode of the Money Mom Podcast, host Rachel Coons shares heartfelt stories and practical strategies to help you reclaim the magic of the holidays—without breaking the bank.

Rachel dives into:

• Setting boundaries around money and energy
• Creating meaningful family traditions that don’t cost a fortune
• Navigating Black Friday and holiday sales with intention
• Communicating your financial goals with loved ones
• Focusing on presence, connection, and giving back

Tune in for inspiration, relatable stories, and actionable tips to make this holiday season joyful, intentional, and stress-free. Whether you’re looking to avoid January remorse or simply want to bring more peace and meaning to your celebrations, this episode is for you! Listen now and start creating the holiday season you truly want.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

Which Grocery Store Should You Shop At? (And Why It Might Not Matter As Much As You Think)

If you’re trying to spend less on groceries every month, where you shop does matter, but not nearly as much as how you shop.

In this episode, Rachel breaks down the pros and cons of different types of grocery stores. From discount stores like Aldi and WinCo to big box retailers, warehouse clubs, and organic markets and reveals which ones can truly help you save. You’ll learn why the secret to slashing your grocery bill isn’t about chasing the lowest prices, but about creating a simple, sustainable system that fits your family’s lifestyle.

If you’re ready to grocery shop smarter (not harder), this episode will help you find your perfect store strategy without the stress or overwhelm.

👉 Learn The SHOP Method in Rachel’s free training here: [CLICK HERE]

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

🎄 The holidays are coming fast... and if you’re already stressing about how to pay for all the gifts, gatherings, and extra expenses without adding to your credit card balance, this episode is for you.

Inside, Rachel breaks down real, actionable steps you can take starting today to free up cash for Christmas, simply by adjusting how you shop for groceries. You’ll learn how to:
✅ Cut your grocery bill by 30–50% without sacrificing quality
✅ Meal plan using what’s already in your pantry and freezer
✅ Avoid food waste and impulse buys
✅ Create a grocery strategy that funds your holiday spending

By the end, you’ll see how your grocery budget can actually pay for Christmas... no extra income required.

Tune in for practical, mom-friendly tips that can help you head into the holidays with peace, confidence, and money left in the bank.

🎧 Listen now and start saving for a stress-free Christmas!

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

Today on the Money Mom Podcast, Rachel sits down with transformational coach and Rockstar Mom founder Megan Caldwell to talk about ditching burnout, perfectionism, and people-pleasing so you can create a life that actually feels good. Megan shares why “balance” is often a trap and how to pursue alignment instead. Plus the simple foundations that help busy moms reclaim energy, presence, and peace.

You’ll learn:

• The difference between chasing balance and living in alignment
• How to build a personal foundation of priorities, values, and vision
• The “Fab Five” well-being habits and how mindset work makes them stick
• Ways to regulate your nervous system so you respond instead of react
• Why community and real accountability make change sustainable

We also chat about the Rockstar Mom Virtual Event where Rachel is a featured speaker. It’s free to join, packed with actionable sessions, and comes with generous gifts from each presenter.

Links & Mentions

• Rockstar Mom Virtual Event: https://megancaldwellpdx.com/therockstarmom2025/rachelcoons
• Connect with Megan: Rockstar Mom Podcast, Instagram @megancaldwellpdx
• Website: www.megancaldwellpdx.com
• Connect with Rachel: Money Mom Podcast and Money Mom Club

If you’re ready to trade overwhelm for alignment and start leading your family from a calmer, more confident place, this conversation is for you. Subscribe, share with a friend, and let us know your favorite takeaway.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

What if your pantry could literally pay you? It might sound wild, but it’s true. There is money sitting in your kitchen right now, and in this episode, Rachel shows you how to find it.

If you’ve ever felt the financial pinch of the holidays or wondered how to get ahead without completely overhauling your budget, this episode is the perfect place to start. You’ll learn how to Shop the Shelf, the first step in Rachel’s signature SHOP Method, and discover how thousands of families have saved $300 to $500 in just two weeks by using what they already have.

Rachel shares:
 ✨ Why your grocery budget is the easiest place to create fast financial wins
✨ How to reduce food waste and instantly stretch your grocery dollars
✨ The confidence and momentum that come from small, consistent changes

You’ll also get an inside look at the new Pantry Payday Challenge, a 14-day experience designed to help you save at least $300 before the holidays, no side hustle required.

🎧 Tune in, take action, and learn how to make your kitchen work for your bank account instead of against it.

Want to quickly save $300 in 14-days? Click here to join:
https://www.heyrachelcoons.com/pantrypayday

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

What if you could take multiple family vacations a year...without paying for flights or hotels? 🌴✈️

In this episode of The Money Mom Podcast, Rachel sits down with travel hacking expert Megan Langford, who went from barely affording one trip a year to traveling six times annually, saving over $25,000 a year using credit card points.

Megan breaks down exactly how she does it. No spreadsheets, no crazy spending habits, and no debt. You’ll learn:

• How to start “travel hacking” the right way
• The best beginner-friendly credit cards to earn free flights and hotels
• Smart tips to protect your credit score while earning massive rewards
• How moms can use everyday expenses to unlock family vacations for almost nothing

If you’ve ever thought free travel was “too good to be true,” this episode will change your mind.
 Grab your notebook...you’ll want to take notes on this one!

🎧 Listen now to learn how to travel smarter, not spend harder.

Instagram: Megan | Credit Card Points For Almost Free Travel (@pointstooparadise) • Instagram photos and videos

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

If you’re a mom who’s ever felt weighed down by debt or out of control with your finances, this episode is going to speak straight to your heart.

Today, I’m joined by my dear friend and Money Mom Club coach, Jenna, who went from feeling stuck, anxious, and overwhelmed by credit card debt to paying off over $42,000 in less than a year.

In this powerful conversation, Jenna opens up about:

• The moment she realized she couldn’t live in financial chaos any longer
• How she and her husband finally faced the numbers, together
• The budgeting system that changed everything (and the app she swears by)
• How getting out of debt brought more peace, confidence, and freedom to her family

This is an inspiring, down-to-earth episode about what’s possible when you stop avoiding your money and start paying attention to it with love, purpose, and courage.

🎧 Tune in now and get ready to feel empowered to take that first step toward your own financial freedom.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

Warning: this one’s a little spicy. In today’s episode of the Money Mom Podcast, Rachel Coons is laying down five hard truths about money that every mom needs to hear.

These truths may feel uncomfortable (and you might even feel called out), but they come from a place of love, abundance, and wanting more for you and your family.

Inside, Rachel unpacks the blind spots that keep moms stuck, why no one is coming to “save” your finances, how debt carries more than just numbers, why more income isn’t the fix you think it is, how grocery spending can secretly sabotage your budget, and why mindset must come before any budgeting app.

If you’re ready for some tough love, honest perspective, and real talk about what it takes to create lasting financial change, this episode is for you.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

Have you ever downloaded a new app or opened a fresh spreadsheet and told yourself, “This time my budget will finally work”, only to give up a few weeks later?

 You’re not alone. The truth is, budgeting alone isn’t enough to fix money stress, get out of debt, or create lasting confidence with your finances.

In this episode of The Money Mom Podcast, I break down:
✨ Why traditional budgeting doesn’t stick (and what’s really going on underneath)
✨ How money habits and emotions—often learned in childhood—drive your financial patterns
✨ The 4 common money personalities and how each one shows up with money
✨ Practical ways to move beyond the numbers and finally feel peace, control, and confidence with your finances

If you’ve ever thought, “I don’t have a budgeting problem, I have a me problem”, this episode will show you the deeper truth: you’re not broken, you just need a new way of approaching money.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

You’re in for a treat. Today I’m sitting down with licensed psychotherapist and nervous system expert Eliza Kingsford, the woman whose work quite literally changed my life and my marriage. We get practical about what “nervous system work” really means (no jargon, promise), why your reactions aren’t “personality flaws” but state-based responses, and how understanding your nervous system can transform your parenting, partnership, and even your relationship with money.

If you’ve ever wondered why the same argument keeps repeating, why small things suddenly feel huge, or why budgeting feels chaotic even when “the math should math,” this episode will land. We cover Eliza’s “nervous system bank account” (deposits vs. withdrawals), how to spot when you’re in the yellow before you hit the red, and the game-changing phrase: “Story follows state.”

In this episode, you’ll learn:

• What nervous system regulation actually is, and how it shows up in everyday mom life
• Why couples keep looping the same fight (and how to step out of it)
• The “nervous system bank account” model for staying out of overdraft
• How hormones, stress, and state distort tone, facial cues, and interpretation
• Why mindset alone can’t override bottom-up safety signals (and what does)
• How regulation impacts money behaviors, budgeting, and financial peace

Highlights & Takeaways:

• “State first, story second.” Solve the body state before the problem.
• Learn your personal deposits (they’re different for everyone!).
• Spot the yellow zone early to prevent red-zone blowups.
• Money triggers survival wiring, work with your nervous system, not against it.

Resources & Links:

• Connect with Eliza: @elizakingsford | elizakingsford.com (use code HEYRACHEL50 to save 50%!)
• Eliza’s podcast: Brain Powered Weight Loss with Eliza Kingsford
• Join Money Mom Club for our upcoming session with Eliza on nervous system + money (inside the 21-day money mindset series)

If this episode resonated:
Send me a DM or share your biggest “aha.” And if Eliza’s work is calling to you, reach out to her, tell her Rachel sent you. 💛

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE