Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and suddenly it’s gone.

It feels like bad luck or bad timing, but it’s not. It’s self-sabotage.

In this episode of the Money Mom Podcast, Rachel breaks down what’s actually happening in your brain when you sabotage your financial progress, why it keeps happening (even when you’re doing “everything right”), and how your subconscious beliefs around money are quietly running the show.

You’ll learn:

• What financial self-sabotage really is (and what it isn’t)
• Why progress with money can feel unsafe to your brain
• How childhood experiences and learned beliefs impact your spending today
• Real-life examples of self-sabotage with groceries, savings, debt, and income
• The 5 steps to start rewriting your subconscious money patterns
• How to stop the cycle without shame, guilt, or perfectionism

If you’ve ever thought “Why do I keep doing this?” or “What’s wrong with me?” — this episode will change the way you see yourself and your money.

You’re not bad with money. You’re not broken. You just have old programming—and now you can change it.

🎧 Tune in and let’s break the cycle together.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my 'Money RESET 2026' training!: REGISTER HERE