I took six weeks off. No podcast episodes. No YouTube videos. No announcements. I just... stopped.

And honestly? It was one of the best decisions I've made for my business and my life.

In this episode, I'm coming back raw, unscripted, and more myself than I've felt in a long time. I'm sharing why I stepped away, what I realized during that time, and how I'm showing up differently going forward. For the podcast, for my clients, and for myself.

We talk about:

• Why I hit a wall after two years of consistent content and what that visceral "no" feeling was trying to tell me
• What three days without cell service in the mountains reminded me about presence, nervous system, and what actually matters
• The lesson I keep coming back to in 2026 about knowledge versus actually changing from the inside out
• What happened inside my 12-week rewiring program and why 8 out of 8 women said it changed their life
• Why I'm done with the 60-minute training model and what I'm doing differently this fall
• What The Money Rewire Experience is and why I believe it's the most powerful thing I've ever created

This episode is also just me being honest with you. About burnout. About losing my essence inside frameworks that weren't mine. About choosing to show up on my own terms, in my own time, in a way that actually feels like me.

If you've ever felt like you're doing all the right things but something still feels off, this one is going to land.

Welcome back. I'm glad you're here.

🎧 Listen now and come join me for The Money Rewire Experience. 

xoxo,
 Rachel

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

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You know you're supposed to pay off the high-interest debt first. You know you should stop putting things on the credit card. You know you should spend less than you earn.

So why are you still stuck?

In this episode, I'm getting honest about the real reason so many women stay in debt even when they have all the information they need. And I promise you, the answer has nothing to do with money.

We cover:

• Why the gap between knowing and doing is where debt actually lives
• The cycle of financial avoidance that keeps so many moms spinning in place
• Why emotional spending is a coping mechanism, not a character flaw
• The Triangle of Change framework and why real financial transformation has to start at the top
• What it actually means to become the woman who gets out of debt before the debt is even paid off
• Why behavior change alone will never stick without addressing what's underneath it

If you've ever watched a video, made a plan, felt motivated, and then found yourself right back where you started two weeks later, this episode is going to explain exactly why that keeps happening.

You don't need another strategy. You need to understand what's actually running the show.

🎧 Press play. This one might just be the thing that finally makes everything click.

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

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If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem.

That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells us that the way most people budget was never going to work in the first place.

In this episode, I'm breaking down exactly why willpower is one of the worst tools you can use to manage your money, and what to build instead so your finances actually run without you having to white-knuckle it every single month.

We cover:

• Why 80% of people quit their budget within three months (and why it has nothing to do with discipline)
• The real reason a bad day can derail three months of financial progress
• How decision fatigue is quietly working against every money goal you've set
• Why shame makes overspending worse, not better
• The RESET Method and the five ingredients you need for a money system that actually sticks
• What finally changed my financial life after years of trying harder and getting nowhere

Because the goal was never to be more disciplined. The goal is to build a system that works even when you're tired, busy, or just having a hard week.

You don't need more willpower. You need a better system.

🎧 Press play and let's build one together

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

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Every month, the money is gone. And you genuinely have no idea where it went.

You're not buying anything crazy. You make a decent income. And yet somehow, the bank account is empty before the month is over, and the guilt that comes with it feels awful.

In this episode, I'm walking you through the four specific reasons women overspend, because once you understand your reason, everything starts to make a whole lot more sense.

We cover:

• Why your nervous system is actually working against your bank account (and what to do about it)
• The sneaky way social media and comparison are quietly driving your spending habits
• What poor money visibility really looks like and why it makes every purchase feel like a guess
• The modern convenience trap that removed the one thing standing between you and overspending
• Three simple steps you can take this week to start getting ahead of it

No shame. No lecture. Just real information about why you spend the way you do, and a smarter way forward.

Because you don't have a willpower problem. You've just been operating without the right information.

🎧 Tune in and let's finally figure out what's actually going on with your money.

xoxo,
Rachel
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Join me for my free training to learn the 5-step RESET Framework: Register HERE

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In this episode, I'm sharing three real ways that moms inside our community are bringing in an extra $50, $500, even $5,000 a month from home, on their own schedule, without having to go back to a 9 to 5.

We cover:

• The easiest place to start (and why you probably have hundreds of dollars sitting in your house right now)
• How I went from selling meal plan guides on Instagram to building a business that has generated almost seven figures for my family
• The side hustle that I think is one of the most underrated opportunities for moms in 2026
• What actually made the difference when I stopped spinning my wheels and started making real income

These aren't theories. These are things real women in our community are doing right now.

If you've ever felt like budgeting harder is the only option, this episode is going to open up a whole new way of thinking about your finances.

Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7

🎧 Listen now and let's talk about what's actually possible for you.

xoxo,
Rachel
---

Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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3 years ago I was a frustrated mom who wanted so badly to build a business but had no idea what steps to take. I was scared of failure, scared of wasting time, and convinced I'd have to sacrifice everything that mattered to do it.

Then I found James Wedmore.

James is the creator of Business By Design... the program that took me from confused and stuck to hitting six figures in my first year as an entrepreneur. 

He's helped tens of thousands of people build profitable online businesses, and today he's sitting down with me to talk about all of it.

In this episode we cover:

• Why being a busy mom is not the obstacle you think it is
• The one thing every successful online business needs (and it's simpler than you'd expect)
• Why you'll never feel "ready" — and what to do instead
• How James' own sister built a multi-six-figure business around her kids, from scratch

If something has been quietly pulling you toward building your own online business, don't skip this one.

REGISTER HERE

xoxo,
Rachel
---

Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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In this episode, I'm giving you my most honest take on MLMs, the good, the real, and what I actually think you should do if your goal is to make money from home on your own terms.

We cover:

• What my MLM experience actually looked like (and why I don't regret it)
• The hard truth about why most women don't make money in MLMs
• The one thing most people don't realize when they sign up
• Why making money from home doesn't have to mean selling someone else's product
• What I'd tell any mom who wants to build something real for herself in 2026

If you've been curious about MLMs, or you're already in one and something feels off, this episode will give you the clarity and the permission you've been looking for.

Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7

🎧 Listen now and let's talk about what's actually possible for you.

xoxo,
Rachel
---

Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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You've tried the apps.
You've started the spreadsheet.
You tracked your spending for a week (maybe two) and then life happened. Sound familiar?

Here's what I want you to know: this is not a you problem.

You don't have a discipline problem or a willpower problem.

You have a systems problem.

And in this video, I'm going to show you exactly why traditional budgeting fails smart, capable women... and what to do instead.
In this video you'll learn:

Why traditional budgeting was never designed for your real life

Why restriction-based budgets are nearly impossible to stick to

The 3-bucket system that replaces overwhelming budget categories

How to know exactly what you can spend without tracking every dollar

The simple weekly check-in that keeps you in control without burning out

If you've been stuck in the cycle of trying, stopping, and starting over again — this video is for you.
🎓 Save $400–$600/month on groceries → www.heyrachelcoons.com/class
💛 Ready to build a system for your real life? →www.heyrachelcoons.com/moneyreset2

📲 Follow me:
Instagram: www.instagram.com/heyrachelcoons

Facebook: www.facebook.com/heyrachelcoons

Podcast: The Money Mom Podcast → https://podcasts.apple.com/us/podcast/the-money-mom-podcast/id1737544930

YouTube: youtube.com/channel/UCq9FW_MXIT0OO9ZUqT5AfHw/

#budgeting #moneytips #budgetingforwomen #personalfinance #moneymom #financialfreedom #budgetingmoms #moneysystem #savemoney #financetips

xoxo,
Rachel
---

Join me for my free training to learn the 5-step RESET Framework: Register HERE

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How I Feed a Family of 6 for $350–$400 Every Two Weeks (The SHOP Method)

If you're spending $300, $400, or even $500+ a week on groceries and wondering where all your money is going...this episode is for you.

I'm sharing the exact system I use to consistently spend $350–$400 every TWO WEEKS for my family of six in Northern California, without coupons, without depriving my family, and without spending hours planning.

It's called the SHOP Method, and in this video I walk you through every step:

✅ Shop your shelf FIRST before you spend another dollar 

✅ Build a simple meal plan (just 3–4 meals — that's it) 

✅ Order groceries online to eliminate impulse spending 

✅ Space out your grocery trips to save more money automatically

If you're stuck in the paycheck-to-paycheck cycle and grocery spending feels out of control, this is the fastest way to free up real money in your budget... this month, not someday.

🎓 Want the full SHOP Method deep dive? Grab my free training here → [LINK]

—

⏱ TIMESTAMPS 

0:00 – What I spend feeding a family of 6 

1:30 – The Monday morning grocery store trap 

4:00 – Why nothing seems to change (it's not your fault) 

6:00 – What actually works: the SHOP Method 

7:00 – Step 1: Shop your shelf 

9:30 – Step 2: Have a plan 

11:00 – Step 3: Order online 

13:30 – How to start this week

—

xoxo,
Rachel
---

Join me for my free training to learn the 5-step RESET Framework: Register HERE

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You've tried the budgets. You've downloaded the apps. You've tracked the spending.

And you're still stressed.

Here's what nobody is telling you: the problem isn't the numbers. It's what's happening underneath them: the thoughts, the energy, the emotions you bring to every money decision you make.

In this video, I'm breaking down exactly why that is, and what actually needs to shift first before anything else can change.

You'll learn:

• Why your mindset is driving your financial decisions (usually without you realizing it)
• The real reason avoidance is making your money situation worse
• 3 simple things you can do this week to start shifting your energy around money

This isn't about doing more or being more disciplined. It's about thinking differently and letting the numbers follow.

👉 Watch my free training — Why Budgets Don't Work for Your Money and What Does: [LINK]

xoxo,
Rachel
---

Join me for my free training to learn the 5-step RESET Framework: Register HERE

CONNECT WITH RACHEL
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