AJ Osborne Podcast

For years, I thought every American should be investing. After all, it’s the American dream to work hard, build wealth, own property, and lead your family to financial prosperity. But I’ve changed my tune after recent events, probably for good. I no longer think most Americans can handle the pressure of owning businesses, real estate, or an extensive investment portfolio. So, my question to you is, can you handle what it takes to build something great?

Over the last few weeks, I’ve seen a “war” on Twitter break out against general partners and real estate operators, with passive investors attacking them for providing sub-optimal returns. Did these general partners do anything wrong, or were they merely acting to defend the asset that provides their investor’s returns? This made me think, “Am I next?”

In this episode, I’m taking time to break down my investing philosophy and explain why my mind has changed about everyday Americans investing. Make no mistake: You CAN build substantial wealth investing in real estate, especially in 2024. But if you’re not ready to take your fair share of bumps, bruises, and scrapes along the way, you might as well just get out now.

Insights from today’s episode: 

After another 80-hour workweek and realizing his kids’ lives were passing him by, Spencer Hilligoss knew he needed to start making passive income. The problem? His time was chained to his tech job’s high pay and long hours. Spencer loved what he did, but the job took away more than he was comfortable with. He hadn’t seen his young son in weeks, and it was eating away at him. He made a plan that wouldn’t be easy to accomplish: build an $8,000/month passive income stream. He gave himself over a decade to achieve it. Thankfully, it took less than half the time.

Now, Spencer is a full-time passive investor and real estate syndicator, helping others who want to regain their time freedom invest so their money can go further. In today’s episode, Spencer shares his story of leaving a thirteen-year career to venture out into the unknown, regaining his time and investing in truly passive income, and why you DON’T actually want to retire (you really want something else).

And if you’re interested in passive investing, stick around. Spencer and AJ talk through the CRUCIAL questions you MUST ask before investing in a real estate syndication and how to tell who you’re investing with will pull through on the returns they’re promising you. 

Insights from today’s episode: 

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Invest with Spencer

Will the US dollar be replaced? Could we be on the cusp of de-dollarization as more and more countries search for reserve currency alternatives? Is America’s spot as the number one economy in the world up for grabs? Emmanuel Daniel, entrepreneur, advisor, founder of The Asian Banker, and author of The Great Transition, is on the show to discuss the future of the US economy and the global currency battle.

The US has been the reigning economic world superpower for much of our lives. But slowly, other countries have begun to realize that reliance on the US dollar isn’t always a good thing. The question is: Can they find a viable replacement? Many look to China’s (mostly) strong economy as the answer, but will their pro-manufacturing stance put them in an economic trap? And with the US struggling with homelessness, political unrest, and more, what happens next?

We’ll get into it all in this episode, plus touch on an actual alternative to the US dollar, why the US’s current turmoil DOESN’T guarantee a decline, and why bringing manufacturing back to the States could create problems most Americans haven’t considered.

What you’ll learn in today’s show:

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The Great Transition

Emmanuel’s Website

Emmanuel’s YouTube 

Nick Lavery, Green Beret and Army Special Forces member, has been shot, blown up, and beaten down. After an insider attack in Afghanistan left him without a leg, Nick wasn’t supposed to return to the Army. He’s had over thirty surgeries, lived with excruciating pain, and had his physical power taken from him. But now, he’s back, and he’s had to adapt, swearing to make those who took from him “regret not killing me.” 

You’re going through a challenge in your life, too, just like Nick. Business problems, personal problems, physical problems—no matter what you’re dealing with, Nick has advice to share. After pushing through pain that would kill most people and coming back stronger, Nick is now an expert in growing during the most demanding times. Whatever happens in your life, the skills and mindset Nick shares in today’s episode will prove priceless to you in the future.

Nick dives into how he motivates himself to accomplish the impossible, why choosing your “hard” will help you push through even the toughest walls, the “catalyst” that changed his entire mindset during recovery, and the moves every parent can make to develop a mentally tough, successful child.

Insights from today’s episode: 

Work with Nick

We’re on the cusp of the biggest investment opportunity since the 2008 crash. Investors are fleeing from real estate, scared of its apparent risk, but in a couple of years, they’ll be the same investors wishing they had bought NOW. And this isn’t just theory. We’ve been buying deals at MASSIVE discounts that could make us unprecedented returns over the next few years. The question is, will you take advantage of this opportunity, or will you stay on the sidelines and wish you had made moves?

Welcome to the AJ Osborne Podcast. Twice a month, I’ll sit down with guests or fly solo to share incredible stories, give my take on today’s economy, and show you how to build wealth the right way. Today, I’m uncovering my real estate portfolio, walking through each investment, and sharing how it’s doing and what has the most opportunity.

I’ll also give you my exact 2024 plan that I’m using to make SERIOUS wealth-building moves while most investors are stuck in analysis paralysis. Whether you’re a self storage investor, a business owner, or starting from ZERO, today’s episode could help slingshot your wealth to levels you’ve never even imagined. But you need to act fast; we only have a limited window of opportunity before the masses realize what’s happening.

What you’ll learn in today’s show:

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Growing Wealth in Self-Storage 2.0

Hear Our Interview with Tenant Inc. CEO, Lance Watkins

Real estate is a touchy subject: tenants and landlords don't like each other. Tenants believe they are subservient to them, and landlords believe they SHOULD be. Or are the perceptions of each side drastically different than the reality?

In addition, why is our school system so flawed, that most people aren't taught about the best way to make a living? Not everyone is made for the 9-5 lifestyle. And this is a narrative Steve Trang is passionate about changing it. 

What if you don't want to be a landlord, and still want financial freedom? 

Check out Steve's podcast: https://realestatedisruptors.com/ 

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Cybersecurity is highly technical. You and I probably would not be able to understand a lot of the terms or systems or coding behind it. But revolutionary improvements come from the practical application of technology. So, how do we leverage the tech available to us in our own personal and professional lives? Is it truly the next step for modern businesses?

In this episode, we bring on Darren Gallop, CEO & co-founder of Carbide, a company specializing in Information Security. His insight into the new communication age - particularly with the advent of AI - addresses how everyday security and privacy best practices are often difficult for the average human to make sense of.

Security & privacy are simple ideas, but in practice, they are intensely complex. And businesses today can have very stubborn or "set in their ways" type of leadership. "No, it's my way, or the highway." But that often alienates the employees involved.

0:00 The Cybersecurity Business

26:34 AI & Cybersecurity

Check out Dareen & his company Carbide: https://carbidesecure.com/ 

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Avery and her husband had a great idea one day to purchase a home and to rent it out, in hopes that one day, they will be able to help fund their kids' education with the income. They didn't even know this was known as "Real Estate Investing." At the time, there was no such thing as podcasts or courses to talk about this. 

This idea then morphed into AirBNBs and short-term rentals, and she has been doing it for over a decade. But this asset class has changed dramatically over that time. States are changing laws and imposing regulations, all while the competition is increasing. With all the noise about short-term rentals lately, is it still worth investing in? 

Stay tuned!

Follow Avery on Instagram: https://www.instagram.com/theshorttermshop/?hl=en 

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Real estate investing has two forms: active and passive. Passive is what most people think of when you say real estate investing, where you buy an asset, and it generates some sort of cashflow for you. Active investing takes this and applies the principles of business, including scale, value-add, management, and more.

Today's guest, John Klingelhoets, began investing in real estate a decade ago. But during this process, he found it very beneficial to send letters - direct mail - to help him find more deals. Eventually, the deals started coming in, his friends wanted letters just like his, and it became a direct mail business.

If you think of real estate as not just an asset, but also a business, you can take advantage of a powerful aspect of capitalism: Business-to-Business sales, or known as B2B. But of course, if the businesses provided services to each other are YOUR businesses, there's much more opportunity to expand into multiple niches at once. 

So, how can you leverage the power of B2B to grow your real estate portfolio? And can direct mail play a role into it? Find out in this week's episode! 

Learn more about John and Robot Ink here: https://www.robotinkmarketing.com/ 

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Can luck dictate one's success in business? Absolutely. But looking at another's success or luck does not mean that you lose something in exchange. Luck is something I fully believe can be CREATED.

For example, when I was paralyzed and stuck in a hospital bed, many may say - how is that lucky? That seems like terrible luck. But looking back today, I feel grateful for this experience. It's shaped my new life, my mission, and my day to day. I was stripped away of any self-pride or self-consciousness. This enabled me to take to new heights in my life and business. This podcast is just one of the new beginnings.

I would never trade this experience. It was SO valuable...in hindsight. Looking back, I had a choice: I could give up, or I could use it to my advantage. 

When you are faced with overwhelming odds or extremely bad luck, what choice will YOU make? 

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/