AJ Osborne Podcast

2024 is yet another pivotal election year for the United States. But if we've learned anything from the last few elections, there is a tremendous amount of fearmongering, noise, and propaganda that can result from a journalistic system incentivized by money and clicks.   

This is why I'm HYPER-aware of anything that intends to change or influence my perceived reality. We all perceive the world differently, right? Is there a right or wrong way to perceive it?   

When I experienced ICU Delirium, it changed how I looked at the world. Literally. My nerves told me I was standing up, while I was laying down. But my mind created a reality where I was. Ever since, I've been very wary of what the "news" tells me.   

Are you?

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Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

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My dad, Ron, lived in a time where mortgage interest rates were 18% - the highest in US history. He assumed he would never be able to own a home, and he would be renting forever. He had friends going down to the bank to get 12% interest on a Certificate of Deposit (CD). It was absolutely bonkers.   

He was just trying to get started, as a young man. The policies enacted to get things under control was so aggressive that it had lasting consequences for the American economy.  

But somehow, he survived, and came out on top. And he has seen the lingering effects of various monetary policies: it's not just that one quarter or one year that's affected. Why did this happen, and what did it mean for housing, cost of living, and consumer sentiment?

Do we REALLY have to choose between high interest rates and high home prices?

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

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The US had a huge role in shaping the world the way we know it today. It's role in international wars, politics, and economics has been astounding, particularly for a country so young. It's done a lot of bad, it's done a lot of good. But with the way the world is today...is the era of "good" over?

Let's talk about the assumption that the way we perceive the world today is how it always was. Generations today don't share the same experiences as the ones prior - this is known throughout all of human history. 

What are these trends that are going on today? This is especially important to me because I have kids. This is their future. How can we best understand this tremendous cycle of change that's occurred in the past few decades, what did it produce, and why it's changed. 

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Capitalism is a function of money - the economy. It’s all about serving other people. What you can trade, what you can offer or sell, what problem you can solve for a certain price.

As a society, we put a lot of focus on the consumer side - or “consumerism” - of capitalism. The never ending cycle of making money and spending money. And it impacts us direct in one way or another, whether you are buying goods with your paycheck, or trying to start your own business selling/offering something on the market.

But you can’t just sell 1 pen and make a ton of money. Certain business are structured in certain ways because they have to in order to scale and make any money.

So what do we need to understand to actually be benefited by capitalism and not be crushed by it? In this episode, we talk about the dichotomy of capitalism and consumerism, as well as how capitalism enables different levels of businesses.

Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

After multiple, back-to-back surgeries, Mauricio was in the hospital for 5 weeks. But he had a law firm to run, and was working out of his laptop in his hospital bed. This proved to be unsustainable and unhealthy. 

But far too often, entrepreneurs think of their own abilities as the only way to get something done. When it comes to business, that's a fast-track to burnout and declining mental (and physical) health. There's too much to do.  

My story is similar, with being paralyzed over night and losing my job in the hospital. Both Mauricio and I had to get humble - we had no choice. We needed help. And we learned from that and apply it to our businesses every day.  

We're sharing the lessons we learned in this episode of Saving Capitalism.  

Mauricio's legal practice: https://www.premierlawgroup.net/

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

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The Fed announced several rate drops that could possibly happen in 2024, quite the surprise since they hiked rates dramatically to fight inflation not so long ago. What does this mean for the American Economy?

In this episode, we will discuss the ramifications of these interest rate changes, updates to the monetary policy, the aftermath of the years of high inflation (things aren't getting cheaper!), and the effect of debt as the market changes.

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

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Selling health insurance is not glamourous by any means. But that' what my dad and I did for years and years. It felt great for a while. My success and income was based on how much I sold. It felt like I was my own boss.  

But I got stuck on this treadmill. Eventually, I wanted to grow faster, and faster. I got greedy and prideful. Wanting more isn't inherently bad, but when it surpasses logic and sound decisions, that's when it gets dangerous.   

And so I bought a business in an attempt to rapidly grow for millions of dollars, and it turned out to be one of the biggest mistakes I've ever made. I almost lost everything I built - everything my dad built too - in one fell swoop.

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Housing prices are up. Food prices are up. Everything is up, and life can seem bleak. But just how bad is the American economy doing, really?  

As we know, news headlines about recessions and high interest rates can cause a lot of stress and worry. But the mainstream news reports don't always reflect reality. In today's episode, we cover the hard truth about the housing market, the economy as a whole, and why sometimes, the bad is actually good.

It's all about mindset, in business AND in life. When we can shift our narrative, many more possibilities are opened to us.

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Companies are hurting right now. The market is TERRIBLE for investors and business sharks alike. But the truth is, "you don't know who's swimming naked until the tide goes out" - Warren Buffett.  

But the United States remains a top choice for investors even during tumultuous times. It's legal structures and consumer laws still are lucrative for many.

Let's talk about why bad markets are actually the BEST to invest in. We talk about deal structure, technology's role in wealth creation, and how this can affect your business/lifestyle just as it has affected mine.

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/

Financial freedom is a matter of creating an income that can support your lifestyle without consuming all of your time. For most people, financial freedom seems unattainable because of how jobs are set up. The 9 to 5.

Research suggests that over 85% of all entrepreneurs (the successful ones) would be paid MORE if they took a 9 to 5 job versus doing it on their own. This is why jobs still exist despite the trend of being an entrepreneur. 

This is where the line gets fuzzy. Financial freedom is a necessity. At a certain point, you won't be able to keep working a 9 to 5 job. What if you want to switch careers? That takes years of study and commitment. It'd be a lot easier if you already had the cashflow to support your dreams. 

Does entrepreneurship truly equal financial freedom? Or is it just a myth? Let's talk about it.

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest 

Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism

Get more free resources here: https://ajosborne.com/