Show me where in the wallet the salesman touched you.

These three groups have the ability to influence your wealth significantly, but they all hold secrets: Financial advisers, product manufacturers, and regulators.

At an organisational, and individual level, incentives abound in each of these three groups. Incentives which may or may not be aligned with yours.

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Special thanks to Jeff Royle and David Hart for having this conversation with me.

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Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!