🎧 Breaking Through the Mortgage Wall & BRRRR Financing Realities with Keaton Kirkwood Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode is packed with truth bombs about financing, scaling your portfolio, and the realities of the BRRRR strategy. Special guest Keaton Kirkwood, investor-focused mortgage broker, joins Wayne and Gabby to break down myths, explain the "mortgage wall," and give straight answers about fixed vs. variable rates, refinancing rules, and why planning your financing early is critical for long-term success.

🧠 What You'll Learn in This Episode

• What the "mortgage wall" really is — and why the 5–7 property limit is a myth

• The three true barriers to portfolio growth: income, liquidity, and policy

• Why your personal debts and lifestyle can kill your ability to scale

• The pros and cons of fixed vs. variable mortgages for investors today

• How refinancing rules are changing and why BRRRs are slower now

• The traps of trying to pull equity out in under a year

• Why planning with an investment-focused mortgage broker is essential

• How to set long-term goals and reverse-engineer your portfolio growth

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected]

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268