
Sign up to save your podcasts
Or


By Mel H Abraham, CPA, CVA, ASA, CSP
Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Hard
... more5
236236 ratings
The podcast currently has 561 episodes available.
The most played episodes among Podcast App listeners.

Welcome back to the Building Your Money Machine Show! Today, I’m pulling the curtain back on the 12 years I spent sacrificing my peace—all in the name of “being responsible.” Spoiler: doing everything by the book doesn’t always get you the life you want. I’ve walked the Dave Ramsey road, then flipped my mindset with Ramit Sethi, and found what both of them missed. This is the episode where I get real about the cost of keeping your head down and the breakthrough that changed everything (hint: it involved a 6-year-old’s drawing and a gut punch of realization). If you’ve ever found yourself hustling for safety, ticking every box, but waking up asking, “Is this all there is?”—this one’s for you. Get ready for some truth bombs, laughs, soul searching, and a pathway to REAL freedom. Because earning more doesn't make you free. Building your money machine does. IN TODAY’S EPISODE, YOU’LL HEAR:The silent danger of living “below your means” for too long—and why responsibility can secretly keep you smallWhy asking “Can I afford it?” is a lack question in disguise (and what to ask instead)How Ramit Sethi’s philosophy leveled up my life—but still left me running on the treadmillThe heartbreaking drawing from my son that shattered my workaholic facadeThe real difference between an earnings machine and a money machine (and why peace is the only upgrade that matters)Hit subscribe and join me as we stop trading our lives for dollars, and finally build a money machine that gives your time back. Ready to swap anxiety for freedom? Let's climb. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don’t Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

Welcome to another episode of the Building Your Money Machine Show. If you’re navigating your 30s or 40s, chances are you’re making some of the same costly money mistakes I did at your age. I’m Mel Abraham, and trust me, after three decades in the trenches as a CPA for some of the wealthiest families—and taking a few punches along the way—I’m here to give you the 8 financial lessons I wish I had 25 years ago. These aren’t the generic platitudes you’ll hear at a neighborhood barbecue. I’m talking about the rules that actually move the needle, save you a lost decade (or more), and build a life account that’s worth far more than any bank statement. This episode isn’t just about stacking dollars; it’s about building real wealth—the kind that buys you time, choice, and true freedom. Whether you’re grinding at your job, scaling a business, or just trying to find your footing, you’ll want to catch the hard-won wisdom I’ve picked up, scars and all. Buckle up. This is fun, edgy, real talk that could change everything. IN TODAY’S EPISODE, I COVER:Why your job or business is just the "fuel truck"—and what the real "engine" of wealth looks likeHow chasing complexity and “the next big thing” almost wrecked my portfolio…and what simplicity really does for your wealthThe truth about following your passion—and the critical missing piece if you actually want to make money doing what you loveThe danger of sacrificing the moments that matter for another zero in your account (you can’t buy back missed time with family)The real purpose of your money—and why the life account matters more than the bank accountDon’t just survive—let’s set you up to thrive. Hit play, subscribe, and start building a money machine that actually sets you free! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don’t Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

Welcome back to the Building Your Money Machine Show! Today, we’re cracking open the mystery decade when money stops being a treadmill you’re stuck on, and finally starts working for YOU. If you’re in your 40s (or you feel like you’re hustling twice as hard for half the payoff), give me a few minutes—this is the episode you can’t afford to miss. I’m laying out the exact moment your money flips from something you chase to something that quietly builds your future behind the scenes. We’re talking real math, real stories, no Instagram inspiration posters—just life-changing perspective on how the crossover decade could already be happening for you, even if you don’t feel it yet. Don’t sleepwalk through the most pivotal financial years of your life. Find out how to leverage income, discipline, and a bit of messy reality to fuel your wealth and freedom. IN THIS EPISODE, YOU’LL HEAR:The overlooked decade when net worth goes vertical (and why you might not feel it)Why being "behind" is often just being blind to your own progressThe exact trap your 40s sets for your wallet—and how to avoid itThe boringly simple move that tripled my money after a seven-figure lossWhy horsepower without discipline is a wreck waiting to happenHit play and join me as we bust some money myths wide open—and get you one step closer to financial freedom! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don’t Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

Welcome to a special episode of the Building Your Money Machine Show where I’m calling B.S. on the idea that you have to spend big to feel rich. I’ve spent 30+ years inside the finances of genuinely wealthy families, survived cancer twice, and trust me—feeling rich has nothing to do with your bank balance and everything to do with how you show up for your life. In this episode, I’m sharing the 6 little luxuries that cost absolutely $0 but make you feel wealthy every single day. No fluffy self-care clichés here—just the good stuff that actually changes your life. I’ll show you how the world’s wealthiest guard their real treasures, the one boundary that cost me a $700 monthly client (and why I’d do it all over again), and a daily practice with my dogs that beats any luxury watch. If you’re ready to stop waiting for someday and start feeling rich now, you’re in the right place. IN TODAY'S EPISODE, I COVER:The secret luxury wealthy people protect even more than their moneyHow blocking your calendar transforms your life—without spending a dimeWhy “no” is the most profitable luxury no one’s talking aboutThe truth about vibrancy, health, and why later costs more than you thinkThe daily gratitude hack that flips your mindset from scarcity to abundanceReady to ditch comparison, reclaim your time, and start living rich today? Hit play and let’s build your real money machine—one free luxury at a time. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don’t Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

In this powerful episode of the Building Your Money Machine Show, I’m cutting through the fluff and talking straight about why people who save money are so much harder to control — and why that matters if you want real choice in your life. Forget the old stories about money being just for retirement or a bigger house. This is about taking back agency, building margin, and being able to say “no” when it really counts. You’ll hear about the night I walked away from my so-called dream job (yep, no plan, just some cash in the bank and clarity that I wanted more than someone else’s script for my life). This one’s raw, real, and a little edgy — but if you’ve ever felt trapped or stuck doing what you’re “supposed” to do, tune in. IN TODAY’S EPISODE, I BREAK DOWN:The hidden power margin gives you to say no, and why paycheck-to-paycheck is the boss’s best friendHow saving money isn’t just about security, but about reclaiming your options and sanityWhy high income with zero margin makes you the most controllable person in the room (and how to fix that)The real-life impact of money stress on your relationships, health, and confidenceThe simple first steps to building margin now, even if you’re starting from zeroReady to ditch the script, reclaim your power, and live a life you actually choose? Hit play on this episode and let’s build that margin together. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don’t Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
The podcast currently has 561 episodes available.

3,586 Listeners

4,583 Listeners

1,639 Listeners

21,088 Listeners

12,075 Listeners

13,981 Listeners

1,635 Listeners

9,186 Listeners

27,861 Listeners

2,608 Listeners

375 Listeners

19,137 Listeners

949 Listeners

942 Listeners

731 Listeners