Cash Flow Positive

Can you create a top-performing short-term rental without spending a fortune on luxury amenities? In this episode of the Cash Flow Positive podcast, Kenny Bedwell sits down with Beata Lorinc to explore how smart design, thoughtful upgrades, and deep attention to detail can make your STR stand out—without breaking the bank.

Beata shares her insights on how to approach STR design with both strategy and creativity. She explains how functionality, guest experience, and budget-conscious decisions can come together to elevate your listing above the competition. The conversation covers everything from curating standout features and maximizing ROI to managing vendors and understanding what guests really want.

Whether you're just starting out or looking to refresh your existing rental, Beata’s practical tips and candid advice will help you rethink what it takes to build a high-performing property. Learn the subtle tweaks and smart differentiators that actually move the needle, and start creating unforgettable guest experiences that don’t break the bank.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

Key takeaways:

1. The value of being different in the STR market
2. How to compete without investing in expensive amenities
3. Ways to create comfort and immersive experiences on a budget
4. Tips for identifying what your market is missing—and offering that
5. Why unexpected guest features can create memorable stays
6. How to evaluate competitors and strategically stand apart
7. The mindset shift required to break away from industry trends
8. How to create your own playbook in the short-term rental space
9. And much more...

Guest Bio:

Beata Lorinc is a North Carolina licensed Realtor, the owner of a boutique luxury full-service property management firm, and a trusted consultant for busy professionals. With a sharp eye for potential, she specializes in transforming ordinary homes into high-performing short-term rentals. Drawing from over a decade of experience at Procter & Gamble in supply chain and customer service—combined with years of hands-on success in property design, vendor management, and guest relations—Beata delivers strategic solutions that help hosts thrive in a competitive market.

Resources:

TheBoutiquePM.com

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Can you dominate your short-term rental market without investing in expensive amenities? In this solo episode of the Cash Flow Positive podcast, Kenny Bedwell breaks down how to become a top producer, even without the flashy features competitors might rely on.

Drawing from his own experience and industry data, Kenny explains why success in STR doesn’t always mean high capital investment. Instead, it starts with understanding your goals, the dynamics of your market, and how guests make decisions. He walks listeners through the difference between traditional vacation rental markets and emerging STR-friendly areas, revealing how location, expectations, and regulations can influence your strategy more than a hot tub or a game room ever could.

Whether you’re just entering the STR game or reassessing your investment strategy, this episode will help you focus your efforts—and your budget—where it matters most.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

Key takeaways:

1. What super amenities are—and when they actually matter
2. The key question to ask before investing in an STR
3. Why guest expectations are lower in some markets (and how that can help you)
4. How to identify whether your market demands extra investment
5. The risks and rewards of operating in regulation-prone areas
6. Why location may be more important than luxury
7. And much more...

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Are you making real estate investment decisions based on long-term strategy or short-term tax benefits? In this episode, Kenny Bedwell sits down with CPA and tax strategist Ryan Bakke to break down the financial and legal implications of the recent bill passage and what it means for real estate investors.

From bonus depreciation strategies to qualifying for deductions, Ryan explains how to navigate evolving tax laws while building a resilient investment portfolio. Whether you're investing in short-term rentals, midterm stays, or traditional long-term properties, this conversation is packed with insights to help you make smarter financial moves.

You’ll also hear Ryan's perspective on how government incentives are structured to stimulate the economy and why timing is everything when structuring your deals. Curious how the new tax bill could impact your real estate strategy?

Before you lock in your next deal, hit play on this episode with CPA Ryan Bakke. You’ll walk away with smarter ways to approach depreciation, deductions, and portfolio planning in today’s shifting economy.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

Key takeaways:

1. How government tax policy is designed to drive economic growth
2. What types of real estate properties qualify for bonus depreciation
3. The key question you need to ask before deducting depreciation against your income
4. Why planning ahead is critical despite future legal uncertainties
5. How waiting to act on deals could cost you more and limit your negotiating power
6. Which tax updates indirectly impact short-term rental operators
7. And much more...

Guest Bio:

Ryan Bakke is a licensed CPA and the founder of Tax Strategy 365, where he helps real estate investors build generational wealth using the tax code. A Trinity Christian College graduate in Accounting and Finance, Ryan began his career at Deloitte, where he led tax technology initiatives for major investment banks. He’s also a former high-level athlete and passionate Christian servant leader.

Resources:

Connect with Ryan on LinkedIn

Apply for 2025 tax strategy

The Ryan Bakke Podcast

Join the Tax Strategies For Real Estate Investors Group on Facebook

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

When it comes to designing short-term rentals, Becky Jones doesn’t just think in furniture—she thinks in photos. And in today’s market, that visual-first mindset can make or break your ROI.

In this episode of the Cash Flow Positive podcast, Kenny Bedwell sits down with design expert and STR consultant Becky Jones to unpack how design, comfort, and guest experience all connect to your bottom line.

Becky explains how she balances aesthetics with function to attract better guests, command higher nightly rates, and reduce property issues. From managing remodels to optimizing guest comfort, this episode is packed with actionable advice to make your short-term rental more profitable—and less stressful.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

In This Episode You'll Learn:

1. How to approach design with a photo-first mindset to increase bookings
2. Why well-designed rooms can raise your nightly rate and reduce guest complaints
3. The real impact of design on guest behavior—and your stress level
4. Why high-end finishes attract higher quality guests
5. How market research and guest avatars influence design decisions
6. What to watch for when coordinating design with remodeling timelines
7. Why spending more upfront can actually save you time and money later
8. And much more...

Guest Bio:

Becky Jones is an interior designer specializing in designing short-term rentals that are functional, beautiful, and profitable, and founder of Becky Jones Branding. Known for her visual-first approach and guest-centric design strategies, Becky helps STR owners elevate their properties through thoughtful upgrades that enhance comfort, increase profitability, and create memorable guest experiences.

Resources:

BeckyJonesBranding.com

Follow Becky on Instagram

Follow Becky on Facebook

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Think interior design is just about picking pretty furniture? Think again—your return on investment might depend on it.

In this solo episode of Cash Flow Positive, Kenny Bedwell reveals why the speed of your short-term rental launch is one of the most critical—and commonly overlooked—factors in maximizing profit. He shares a personal story of how delays during the design process cost him thousands in holding fees and lost revenue, and walks listeners through how to avoid making the same mistake.

Kenny breaks down the real financial impact of slow timelines, how to vet designers for efficiency and market alignment, and why identifying your guest avatar should come before any décor decisions. You’ll also learn how to communicate clearly with designers, set firm expectations, and ensure your property is not just beautiful, but bookable.

Whether you're launching your first STR or scaling a portfolio, this episode will shift the way you think about design, timelines, and how to protect your bottom line from the start.

Ready to turn design delays into revenue wins? Subscribe now and discover more strategies that make your STR cash flow faster. If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review. Listen now and enjoy!

In This Episode You'll Learn:

1. Why launching quickly is crucial to maximizing STR profitability
2. How holding costs during the design phase can hurt your returns
3. What to ask your designer before hiring them
4. Why timelines, clarity, and accountability matter more than you think
5. How to ensure your designer incorporates what actually attracts guests to your area
6. The danger of creating generic, forgettable spaces that appeal to no one
7. How to ensure your designer reflects what actually draws guests to your area
8. And much more…

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

If people just wanted a place to sleep, they’d book a hotel. But in today’s competitive short-term rental market, it’s experiences that drive revenue, and no one knows that better than Merritt Haris.

In this episode of the Cash Flow Positive podcast, Kenny Bedwell welcomes Merritt, founder of Merit Badge Property Management, to dive into the business of creating standout STRs through interactive amenities, ROI-driven design, and a deep understanding of what guests actually want. From his no-nonsense approach to systems and team leadership to the design decisions that impact bookings, Merit shares a wealth of practical insights for property owners and managers alike.

Whether you’re co-hosting a few properties or scaling a management business, this conversation will inspire you to think bigger and design smarter.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

In This Episode You'll Learn:

1. Why design and amenities must go beyond aesthetics to actually drive revenue
2. How to evaluate your property as an experience, not just a place to stay
3. What makes a listing “sticky” and how that affects your nightly rate
4. Why most designers miss the mark on interactive ROI
5. How Merit approaches team management with outcomes—not micromanagement
6. The importance of systems in building a scalable STR business
7. How to identify design strengths and expand creatively without losing cohesion
8. And much more...

Guest Bio:

Merritt Haris is the founder of Merit Badge Property Management, where he helps short-term rental owners increase revenue and create unforgettable guest experiences through strategic design and streamlined operations. Known for his bold mindset and system-driven approach, Merit is passionate about empowering clients and team members alike to live their “best life” while building a thriving STR business.

Resources:

Merit Badge Property Management

Follow Merit on Facebook

Follow Merit on Instagram

Follow Merit on TikTok

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Is your short-term rental just blending into the crowd? In this episode of the Cash Flow Positive podcast, Kenny Bedwell breaks down one of the most powerful (and affordable) ways to make your property stand out—micro designs.

Kenny explores why the typical templated design approach fails to drive bookings and how a strategic focus on a few unique spaces can elevate your listing and boost your bottom line. You’ll learn how to approach short-term rental design from a marketing-first perspective—without breaking the bank.

Whether you’re furnishing a new property or looking to revamp an existing one, this episode offers smart, practical advice to help you create an unforgettable guest experience.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

In This Episode You'll Learn:

1. Why traditional, templated setups don’t maximize your STR’s revenue potential
2. What micro designs are and how they can transform a property
3. How to choose which spaces to focus on—and why less is more
4. Three types of amenities that directly affect your revenue
5. How photo strategy influences booking decisions
6. Why micro designs work for any budget, not just luxury listings
7. The real reason most STRs fail to stand out—and how to fix it
8. And much more...

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Is the mid-term rental strategy a hidden gem in today’s market, or are short-term rentals still king?

In this insightful continuation of the MTR vs. STR conversation, host Kenny Bedwell brings back real estate investor and healthcare professional Vivian Yip to break down the realities of both strategies in today’s economic climate. Drawing from her extensive experience operating properties across multiple states, Vivian walks listeners through the nuances of running mid-term rentals (MTRs), how they compare to short-term rentals (STRs), and how to adapt your investment strategy for long-term success.

They also dive into key data points, guest expectations, regulations, and real-world profitability scenarios, making this a must-listen for anyone considering a shift in their rental portfolio or entering the game with a clear strategy in mind.

Listeners like you are scaling faster—and smarter—by following this show. Subscribe now and level up your STR playbook. If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

In This Episode You'll Learn:

1. What type of investor is best suited for MTRs vs. STRs
2. Why MTRs can be more stable but not necessarily passive
3. Key differences in guest expectations, operations, and pricing
4. How to adapt your rental strategy when regulations change
5. Why the STR narrative has shifted and what it means for your cash flow
6. Vivian’s insight into property selection, especially in healthcare-heavy markets
7. How to evaluate the real profit margins when choosing your rental type
8. When and how to pivot from STR to MTR depending on demand and seasonality
9. And much more...

Guest Bio:

Vivian Yip, formerly a program manager at Apple, transitioned full-time into real estate in 2018 alongside her husband, James. While raising two children and flipping homes, they discovered the power of furnishing affordable properties for extended stays—an approach that thrived during the pandemic and simplified management. Today, Vivian leads Corporate Rentals USA by Hestia, where she merges hospitality with real estate and helps investors elevate their rental income through strategic branding and smart operational systems.

Resources:

CruHomes.com

VivianYip.com

Follow Vivian on Instagram

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Are mid-term rentals really the safer bet—or are short-term rentals still the reigning champion when it comes to maximizing cash flow?

In this episode, Kenny Bedwell dives into the often-debated comparison between MTRs and STRs. He breaks down the financial, operational, and strategic nuances of each model, offering a balanced look at the pros and cons. From tax savings and revenue potential to guest expectations and personal preferences, Kenny lays out a clear framework for making the right investment choice based on your goals.

Whether you’re just getting started or looking to scale to commercial-grade properties, this episode will help you think beyond the hype and make data-informed decisions.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

In This Episode You'll Learn:

1. What makes STRs more dynamic—but also more volatile
2. The role of "experience" in STR marketing vs. MTR expectations
3. How future financing may be based more on revenue potential than credit
4. What buying the right “moat” means for long-term STR success
5. The tax advantages of STRs over MTRs
6. Why STRs are a stepping stone to owning commercial or hotel properties
7. And much more...

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

Most new hosts waste thousands before guests ever check in—Kim Fitzpatrick is here to change that.

In this episode of the Cash Flow Positive podcast, Kenney Bedwell is joined by STR expert and Launched Host founder Kim Fitzpatrick, who reveals the #1 thing she wishes she’d done before opening the doors to guests. Hint: It’s not about having Instagram-worthy decor or the perfect throw pillows. It’s about protection, durability, and saving your sanity.

Kim shares a refreshingly honest behind-the-scenes look at what actually happens after launch day, including the unexpected ways guests use (and sometimes misuse) your space. She dives into what she learned through her own costly mistakes—like hours spent stain-fighting ottomans and chasing down replacement remotes—and how a few proactive decisions could have saved her thousands of dollars and endless frustration.

If you’re about to launch your own STR—or thinking about upgrading an existing one—this conversation is packed with actionable insights that will help you furnish smarter, protect your investment, and build a guest-ready home that holds up to real-world wear and tear.

Want expert help launching your STR? Visit LaunchedHost.com to get started with Kim’s team. If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!

In This Episode You'll Learn:

1. Why investing in fewer, better-quality furnishings saves money in the long run
2. What “preventative maintenance” actually looks like in a real STR
3. The importance of protecting fabrics and surfaces from day one
4. How to prioritize your STR budget when it starts to stretch
5. The simple cleaning items every STR needs on-site
6. What Kim regrets not doing from the start, and how it cost her hours of frustration
7. And much more...

Guest Bio:

Kim Fitzpatrick is the owner and founder of Launched Host, a company that helps short-term rental owners stage and prepare their properties for guests fast. After a 20-year career as a physical education teacher, Kim transitioned into real estate and became a successful investor and Superhost across multiple states. Her hands-on experience revealed a major need in the short-term rental (STR) market: efficient, professional property setup.

Resources:

PART 2 Kim Fitzpatrick - The STR tortoise vs the hare

Connect with Kim on LinkedIn

Launchedhost.com

1. Want us to find the deals for you? https://strinsights.com
2. Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df
3. Instagram – @kenny_bedwell
4. YouTube – Cash Flow Positive
5. LinkedIn – Kenneth Bedwell

Cash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Disclaimer:

The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.