Rentvesting might look smart now, but it could leave you broke later.

In this episode, James and Jess break down the numbers behind rentvesting, comparing real financial projections to show why renting long-term while investing elsewhere often ends in running out of money before retirement.

Next Steps: Want to see how your own numbers stack up? Book a financial plan with Lighthouse Wealth and get a clear, tailored roadmap to retirement.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Foreign buyers are back...sort of. In this episode, James and Matt unpack New Zealand’s revised foreign buyers rules, the $5 million price cap, and what it means for our property market, economy, and international reputation.

Got a hot take? Drop it below - the best comment scores a Lighthouse “Need Money for Real Estate” hat.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

NZ’s infrastructure is crumbling and taxpayers are footing the bill.

In this uncut episode, James and Mike unpack the government’s new road user charges, debating whether it’s a genuine solution to New Zealand’s infrastructure crisis or just another way to shift the cost onto taxpayers, while diving into EV taxes, political timing, and the state of our roads.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

A personal story of cancer, cost, and the true value of insurance. In this episode, we share the financial and emotional journey of losing a parent to terminal brain cancer, uncovering the hidden costs of treatment, the consequences of cancelled cover, and the lessons every Kiwi family can take from this experience.

Next Steps: We know nobody expects to get sick - but the right cover makes all the difference. Talk to the Lighthouse insurance team today about health, life, and income protection options that actually work when you need them most.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

When the IRD knocks, will you be ready?

In this episode, we unpack how Inland Revenue investigations work, the triggers that set off audits, common tax mistakes property investors make, and the steps you can take to protect yourself and stay compliant.

Next Steps: If you’re worried about making the wrong move with your taxes, talk to Lighthouse Accounting - we’ll make sure you’re compliant, keep every deduction you’re entitled to, and help keep the IRD off your back.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Don’t buy blind - pre-approval could save you from a financial disaster.

In this episode, we break down what pre-approval really means, the risks of skipping it, how it sharpens your property search, and practical tips for building a strong application - whether you’re a first-home buyer or a seasoned investor.

Next Steps: Ready to take the next step? Download our free First Home Buyers Guide and learn everything you need to secure your pre-approval with confidence.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Smart money moves start with the right questions.

In this Q&A episode, James and Makayla unpack everything from when to start investing and paying down debt, to mortgages, KiwiSaver strategies, savings accounts, and why having a will matters - giving you practical answers to the financial questions Kiwis are really asking.

Next Steps: Want to learn more about our financial literacy workshops for your workplace? Our team makes financial literacy simple, practical, and tailored to your staff.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Stop overpaying the IRD - here are five tax hacks you probably didn’t know existed. Matt Harris, Managing Director at Lighthouse Financial, unpacks clever but often overlooked tax strategies for NZ property investors, from claiming chattels and travel expenses to structuring debt and maximising deductions, so you can legally keep more money in your pocket.

Register for our upcoming webinar: Matt Harris shares five practical strategies - helping you claim correctly, reduce risk, and turn better record-keeping into real savings.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

OCR explained: the cut, the tracker, and what it really means for your mortgage. In this episode, we break down the Reserve Bank’s 25bps cut to 3%, what economists disagree on next, how inflation pressures play out across sectors, and what it all means for interest rates, home loans, and the wider economy.

Next steps: Ready to make the most of dropping rates? Talk to Lighthouse Mortgages about refinancing or restructuring to lock in the best deal.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

If house prices stay flat, can New Zealand’s economy really bounce back?

In this episode, we unpack how a stagnant housing market impacts GDP, business confidence, borrowing, and consumer spending - while exploring whether tax incentives, business investment, and foreign capital could help the economy recover without a property boom.

Next steps: Looking to buy your first home or expand your property portfolio? Talk to the Lighthouse Mortgages team today.

For more money tips follow us on:

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.