Do you actually have the right insurance coverage for your interior design business?

In this episode of the Interior Design Business Podcast, I’m talking about one of the most overlooked but critical parts of running a successful design business: professional liability protection.

Many designers assume their homeowner’s insurance covers their business, or they believe they’re “too small” to need errors and omissions insurance. But the reality is that every project carries liability, and even happy clients can suddenly become difficult when problems arise.

In this episode, I share real stories from my own business experience, including client disputes, product failures, remodel complaints, and unexpected accidents that could have turned into major legal and financial problems.

We also discuss why documentation matters, how to protect yourself legally, what errors and omissions insurance actually covers, and why separating your personal and business protections is essential.

If you’re running an interior design business without understanding your liability exposure, this episode is a must-listen.

In this episode, we cover:

• Why homeowner’s insurance does not cover your design business
• What errors and omissions insurance actually protects
• Why no design business is “too small” for liability coverage
• Real examples of design-related lawsuits and disputes
• How clients can suddenly become difficult after projects finish
• Why documentation and signed approvals matter
• Protecting furniture, inventory, and stored products
• Understanding liability around specifications and selections
• Why legal defense costs can become overwhelming
• Steps every designer should take to protect their business

Show notes are available at interiordesignbusinessacademy.com
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