In this milestone 100th episode of the Canadian Private Lenders Podcast, hosts Ryan MacNeil and Neal Andreino are joined by guest Chandler Haliburton—real estate investor, landlord, and past co-host of the Master Keys Podcast.

Together, they take a deep dive into the current state of the Canadian real estate and private lending markets. From shifts in multi-unit valuations and softening condo demand to rising vacancies and cooling rents, the conversation unpacks where the opportunities and risks lie in 2025. Chandler shares first-hand experiences using private financing to scale his portfolio and highlights why even seasoned, high-net-worth investors lean on private capital.

The trio also explores:

• Where first-time buyers still have value in Halifax
• How flips and BRRRR strategies have evolved in today’s market
• Variable vs fixed mortgage strategies heading into a major renewal wave
• Smart refinancing plays and the importance of cash flow discipline
• Why private money isn’t just a last resort, but a strategic tool for serious investors

Show Notes:

00:00 – Celebrating 100 episodes with guest host Chandler Haliburton

04:00 – Market update: softening condos & multi-units, where buyers can find deals

07:30 – Rental market realities: vacancies, rent rollbacks & balanced supply

13:30 – Private financing in action: using seconds & equity to scale

20:00 – Flips, BRRRRs & long-term holds in today’s market

25:00 – First-time buyer opportunities & Halifax’s growing appeal

33:00 – Variable vs fixed mortgages: strategies heading into renewal season

38:00 – Smart refinancing plays & cash flow management

44:00 – Build-to-rent opportunities and long-term strategy

Packed with insights, anecdotes, and laughs, this landmark episode is both a reflection on the last 100 shows and a forward-looking roadmap for investors navigating the next cycle.

Resources:
Keystone Capital Group
CPLP Instagram: @cplpodcast
Keystone Instagram: @keycapgroup

Find Neal On:
Instagram: @neal.andreino
LinkedIn: Neal Andreino

Find Ryan on:
LinkedIn: Ryan MacNeil
E-mail: [email protected]