The City Girl Savings Podcast

Financial Wellness Check: 10 Things to Have in Place


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According to a MarketWatch report, about 49% of Americans are “concerned, anxious or fearful about their current financial wellbeing”.

For a money coach like me, that’s alarming!

The reality is that everyone can have peace in their finances. And that’s where financial wellness comes into play!

Financial wellness is caring for the wellbeing of your personal finances.

It all starts with knowing what to prioritize!

In this episode, I’m sharing how you can complete your own financial wellness check by making sure you have 10 specific things in place.

 

Here's a glance at this episode:

  • [02:15] Know your situation – this is the first item on your Financial Wellness Check because if you don’t know where you are, you don’t know where to go next.
  • [05:04] A budget that factors in your priorities is a true game-changer. Raya breaks down how to allocate your money accordingly. 
  • [08:28] There is no better return on your investment than investing in the stock market, ideally through contributing to a retirement plan.
  • [11:43] You don’t just want to know your credit score; you want to know what’s reported about you in your physical credit report.
  • [15:14] Setting goals can improve your financial wellness because it gives you something to work towards. 

 

Rate, Review, & Follow:

Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show!

This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!

To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode!

Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!

 

Resources mentioned in this episode:

Listen to Episode 80 – 8 Things Everyone Should Be Saving For

Let Raya create your custom budget plan

Pull your credit reports from www.annualcreditreport.com 

Learn about Raya’s Financial Focus Coaching Program

Follow City Girl Savings on Instagram, YouTube, and TikTok

Join the City Girl Savings Facebook Group

Subscribe to the City Girl Savings Newsletter!

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The City Girl Savings PodcastBy Raya Reaves

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