Whether it’s in meetings with clients, at one of our events, or on this very podcast, it sometimes feels like generative artificial intelligence (GenAI) is all anyone ever wants to talk about.

So, where do we stand with GenAI in financial services today? And is financial services really where all the most interesting GenAI developments are happening?

Well, on today’s episode, host David Barton-Grimley is joined by some great guests to find out!

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Laura Watkins is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.

The AI-powered risk decision platform Taktile has just raised $54 million in Series B funding. Brex’s enterprise segment saw 80% net revenue growth in 2024, positioning the company for future stability and a potential IPO. Banking apps, including Lloyds Bank and Halifax, were significantly impacted by outages over February payday. UK asset manager Abrdn has rebranded itself back to “Aberdeen” after being widely ridiculed for removing most of the vowels from its name in 2021. Meanwhile, Ramp's valuation has nearly doubled to $13 billion.

Sophie Winwood - Co-Founder and CEO at unlock VC, and Operating Partner - Foxe Capital  

Art Levy - Chief Business Officer at Brex 

Maik Taro Wehmeyer - Co-Founder and CEO of Taktile

Intro - (00:00)

Risk decisioning fintech Taktile raises $54 million Series B funding - (05:22)

Fintech Brex eyes $500 million in revenue as IPO mulled - (17:26)

Banking outages shake confidence in UK financial system: What can be done? - (33:16)

ABRDN to become Aberdeen in undoing of ridiculed 2021 rebrand - (44:34)

Ramp, a 6-year old fintech startup, has more than doubled its annualised revenue to $700M - (54:47)

A call to the industry on funding women this International Women’s Day - (56:59)

After Dark tickets

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Fintech Insider, in partnership with LexisNexis Risk Solutions, host Benjamin Ensor is joined by expert guests to discuss resilience in an increasingly uncertain world.

With fraud, cyberattacks and global instability on the rise, resilience has never been more crucial.

But what does it truly mean to be resilient, and why does it matter now more than ever? More importantly, how can companies strengthen their resilience in 2025?

Join us as we explore!

Steve Elliot - Managing Director at LexisNexis Risk Solutions 

Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank 

Jessica Cath - Partner, Financial Crime at Thistle Initiatives

 In 2025, resilience has fast become a top priority for senior leaders as they work to protect their organisations and customers from evolving business-critical risks. From geopolitical uncertainty, regulatory shifts, and emerging financial threats, risk is becoming harder to predict, and organisations must be prepared to adapt at speed. 

 For senior leaders, risk isn’t just about preventing threats, it’s about ensuring stability, compliance, and long-term commercial success. The ability to anticipate disruption, align with regulatory expectations, and maintain trust is what separates businesses that thrive from those that fall behind. 

 LexisNexis Risk Solutions enables many of the worlds most trusted brands to make fast and accurate risk decisions when detecting and preventing economic crime and assessing credit risk, through highly effective identity, compliance and credit risk solutions. 

 Find out how risk leaders are strengthening resilience where it matters most: risk.lexisnexis.co.uk/see-what-matters. 

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Hollywood’s biggest night might be over, but don't fear because Fintech Insider hosts Laura Watkins and Ross Gallagher are joined by some fintech A-listers to discuss something even more exciting: the biggest stories in fintech and financial services from the past week!

Embedded finance platform NatWest Boxed has secured its first customer and teamed up with The AA. Affirm has renewed its partnership with Shopify to remain the exclusive pay-over-time provider for Shop Pay Instalments in the US. Galileo is bringing its debit card rewards programme - which allows brands to offer debit users access to rewards normally reserved for credit card customers - to the US hospitality sector. HSBC Innovation Banking bets £30m on fintech ClearScore. The SEC has closed its investigation into Robinhood’s crypto unit, and the Trump administration plans to introduce a new 'gold card' programme, which would grant permanent US residency to individuals in exchange for a $5 million investment.

• David Feuer - CPO at Galileo

Intro (00:00)

Natwest Boxed partners with The AA to expand access to loans and savings (05:08)

Affirm partners with Shopify and becomes exclusive pay-over time provider in US and Canada (17:53)

Galileo brings co-brand debit rewards to hospitality sector (33:02)

HSBC Innovation Banking bets £30m on fintech Clearscore (44:00)

The SEC will not sue Robinhood over crypto (56:12)

Trump touts $5 million “gold card” US residency plan (58:09)

--

After Dark tickets

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

--

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Launching a new product is one of the toughest challenges in fintech. Success requires strategic decision-making, stakeholder alignment, regulatory navigation, and a data-driven approach to execution. In this episode, David Barton-Grimley is joined by industry experts from Chip, JP Morgan, and Wise to discuss the key factors behind a successful fintech product launch - from ideation to go-to-market strategy, customer feedback, and long-term sustainability.

With increasing compliance costs, investment tightening, and evolving customer expectations, fintech companies must be highly strategic in their product launches. The guests share real-world insights on overcoming these hurdles and ensuring product-market fit, scalability, and profitability.

If you're looking to launch a winning product why not speak to the team that has experience building startups like Monzo, Starling, Nutmeg, and corporate ventures like Mox and Mettle - 11:FS Ventures. We've taken 20+ ventures around the world from ideas to reality, and yours could be next. Get in touch at; 11fs.com/ventures

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Fintech Insider News, host David Barton-Grimley teams up with a panel of experts to explore the most compelling fintech and financial services stories we've uncovered.

Chase has officially overtaken Monzo as Britain’s favourite bank, according to a new CMA survey. Lloyds Bank has teamed up with fintech Doshi to launch a gamified financial education platform aimed at young people. It’s a sorry picture for the global fintech sector in H2 2024, as both fintech investment and the number of deals fell to levels not seen since 2017. Meanwhile, Dashen Bank, one of Ethiopia’s leading private banks, has partnered with global nonprofit Accion and the Mastercard Center for Inclusive Growth to better serve small businesses, and social investing platform eToro has officially filed for an IPO in the US.

Intro (00:00)

Bank overtakes Monzo to become Britain’s favourite (04:17)

Lloyds drives gamified education for young people in partnership with Doshi (11:59)

Global fintech investment falls to 7 year low (27:25)

Ethiopia’s Dashen Bank Partners With Accion and Mastercard to Connect Small Businesses to the Digital Economy With New Innovation Hub (35:47)

eToro files for US IPO, reportedly eyeing potential $5bn valuation (44:06)

Nearly 1 in 10 Brits Rely on YouTube for Financial Advice, Despite Only 26% Believing It’s a Trustworthy Source (45:32)

--

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Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

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Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode:

On this episode of Fintech Insider Insights, hosts David M. Brear and Jamie Campbell are joined by special guests to explore how mergers and acquisitions are reshaping the financial services industry as we know it.

For many in our field, M&As feel like the financial world’s equivalent of football transfer season—exciting, strategic, and game-changing. But with increasingly complex regulatory frameworks and tighter margins, fintech-to-bank acquisitions have been slower to take off. Meanwhile, large banks are consolidating their power, hoovering up the competition, and redrawing the lines on the banking battlefield.

So, what are the forces driving this massive transformation? And what does it mean for the future of financial services? Let's find out!

This week's guests:

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This episode is sponsored by Pleo

Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter.

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Download your copy

--

Some links to check out:

After Dark tickets

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

--

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode:

On this week's episode of Fintech Insider News, host Ross Gallagher is joined by a panel of experts to dive into the most fascinating stories in fintech and financial services that we've uncovered this week.

Content warning: This episode contains discussions of mental health struggles, including references to suicide. If these topics are sensitive for you, please listen with care. If you or someone you know is struggling, help is available - please reach out to a trusted friend, family member or a mental health professional.

Stories covered on the podcast this week include:

Klarna partners with J.P. Morgan ahead of its much-anticipated IPO. Robinhood launches trading options in the UK. QED has invested in Raenest, which seeks to address the issue of slow payments for remote and freelance workers in Africa. Plaid is reportedly working with Goldman Sachs to raise between $300M and $400M through a secondary share sale. AMP's new digital bank is specifically designed for small business owners and solopreneurs. AMP has also launched a new digital bank for side hustlers to manage finances on the go, built on Starling Bank’s Engine platform.

This week's guests:

Timestamps:

Intro - (00:00)

Klarna signs with J.P. Morgan Payments to expand merchant services offering - (06:00)

Robinhood options trading launches in the UK - (18:08)

QED leads $11M investment in Nigerian fintech Raenest - (31:13)

US open banking fintech Plaid reportedly plotting potential $400m secondary share sale - (42:12)

Australia’s AMP taps Starling tech for SMB digital bank - (52:01)

And finally - A discussion about romance scams ahead of Valentine’s Day - (55:29)

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This episode is sponsored by Pleo

Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter.

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Download your copy

--

After Dark tickets

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

--

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

If you enjoyed this episode, don’t forget to subscribe and leave a review!

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode:

In this episode, in association with Pleo, we're taking a look at one of the most important but often under appreciated aspects of any organisation: the collaboration between finance teams and the rest of the business. 

Finance teams are often viewed as the gatekeepers of budgets and numbers, the guardians of growth but what’s really going on behind the spreadsheets? 

To help us uncover the truth, we’ve partnered with Pleo, which has commissioned and published some fascinating research with nearly 3,000 medium-sized businesses across seven European countries to find out what finance teams across a wide variety of industries are really thinking and how better collaboration can unlock growth and success for everyone.

This week's guests:

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This episode is sponsored by Pleo

Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter.

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Download your copy

--

Some links to check out:

After Dark tickets

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

--

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode:

On this week's Fintech Insider News, host David Barton-Grimley is joined by an expert panel to take a closer look at the most interesting stories in fintech and financial services we've uncovered this week.

Stories covered on the podcast this week include:

The PRA and FCA are in contact with Barclays after an IT failure left thousands unable to access their accounts for days. Adyen has partnered with open banking provider Yapily to enhance business account verification and merchant onboarding across Europe. Santander's digital US bank, Openbank, has surpassed $2 billion in deposits. Curve has become the first to offer Section 75 protection on purchases made through its Wallet. Meanwhile, Project Nemo is launching its first challenge to tackle financial exclusion for adults with learning disabilities.

This week's guests:

Plus soundclip from:

• Joanne Dewar - Project Nemo Lead

Timestamps:

Intro (00:00:00)

UK’s banking watchdog probes Barclays over IT outage (04:39)

Adyen selects Yapily to expand open banking capabilities in Europe (15:44)

Santander’s US digital bank platform marks $2 billion in deposits (27:06)

Curve is the First Digital Wallet to Offer Section 75 Protection on All Cards, Even Debit (37:13)

Project Nemo and Fintech Fringe Launch Innovation Challenge to Tackle Financial Exclusion for People with Learning Disabilities (46:34)

And finally - What is your favourite financial services advert of all time? (49:37)

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This episode is sponsored by Pleo

Poor financial decisions are a common challenge—60% of UK businesses link them to a lack of collaboration. Pleo’s Finance and Business Synergy Report shows how better teamwork between finance and other departments boosts decision-making, financial resilience, and growth. With 76% of UK businesses recognising spend management platforms as key to success, the right tools matter.

Download the report today for insights from 2,800 finance leaders on optimising spend and unlocking new opportunities.

Download your copy

-- 

Some links to check out:

Download your copy of the 11:FS Pulse Report 2025 and get product-ready for the year ahead by visiting 11fs.com/report 

Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.

https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf

Learn more about Project Nemo

--

About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Got a question for us? Email [email protected]!

Learn more about your ad choices. Visit megaphone.fm/adchoices