Download the Episode 4 workbook → https://bit.ly/p-finance-in-february-workbook
This episode is part of our 4-part Finance February series.
Watch the full series here → https://youtube.com/playlist?list=PLKi-7Pfz-69k5RqQyH-xU6EUe9Vk1_6LS&si=rzltOTe_pRerUshH
This is the episode where the money finally means something.
You’ve built awareness (Episode 1).
You’ve created rhythm (Episode 2).
You’ve learned how to make decisions and get paid properly (Episode 3).
Now comes the real question:
What do you actually do with the money?
Because profit without intention just turns into:
– Or a bigger business that still owns you.
This episode is about turning profit into freedom, wealth, and optionality — not more stress.In this episode, you’ll learn:
1) The order of operations for money (most owners get this backwards)
Profit isn’t for random spending.
– Allocate for tax on purpose
– Decide how much stays in the business
– Decide how much gets extracted
– Then invest deliberately
Miss the order and you’ll always feel broke, even when the numbers look good.
2) Why “reinvest everything” keeps owners stuck
Reinvestment without rules is just unpaid labour in disguise.
You’ll learn how to reinvest with intention, so the business grows and your life improves.
3) The difference between business wealth and personal wealth
A valuable business is not the same as personal security.
– Separate business risk from life money
– Avoid having your entire net worth trapped inside your gym
4) Smarter tax decisions (not dodgy write-offs)
Buying stuff to “save tax” is one of the most expensive mistakes owners make.
– Use profit allocation instead of panic spending
– Make decisions your future self won’t regret
5) Designing a business that serves your life
This is where finance becomes personal.
What’s the point of profit if:
– You still can’t switch off
– You still feel guilty spending money?
This episode ties the numbers back to why you started.
Your homework for Episode 4 is to decide what your profit is for.
Download the workbook here → https://bit.ly/p-finance-in-february-workbook
Set a profit allocation rule
Decide how much stays in the business vs comes out
Create a tax buffer (on purpose, not in panic)
Decide what “enough” actually looks like for your life
Map how profit turns into freedom over the next 12–36 months
That wraps Finance February.
If this series changed how you think about money, decisions, or your role as an owner, go back and rewatch it as a system, not four random episodes.
My website: https://thegeronimoacademy.com
IG Geronimo: https://www.instagram.com/thegeronimoacademy
IG Hey.Doza: https://www.instagram.com/hey.doza
LinkedIn: https://au.linkedin.com/in/andrewhandosa
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00:00 – Episode 4: what the money is actually for
01:10 – The order of operations for profit
04:30 – Why reinvesting everything keeps you stuck
08:20 – Business wealth vs personal wealth
12:45 – Tax planning without dumb spending
18:10 – Designing a business that serves your life
24:30 – Profit, freedom, and optionality
31:00 – Homework: decide what your profit is for
34:00 – Finance February wrap-up