Kyle Kargis sits down with Kinil Doshi and Varsha Shah to talk about their path through the Gator, Owners Club, and SubTo communities and how those relationships shaped their investing strategy. They break down a Phoenix single-family flip that started with borrowed private money, a trusted partner who walked away, and several exit strategies that did not work on paper. Instead of reacting too quickly, they used a HELOC, community feedback, and a co-living conversion to turn the property into positive cash flow, with plans to add an ADU and refinance. The conversation also covers the importance of due diligence, lending processes, and the types of co-living, RV park, and mobile home park opportunities they are pursuing next.

► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:

https://subto.sjv.io/X42Y94

► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:

https://gator.sjv.io/n4WL6o

► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:

https://toptiertc.pxf.io/OYyrdz

Host Justin Tuminowski sits down with Alex Appolonia to break down how Alex found and negotiated a distressed 24-unit property in Rhode Island with only $5,000 down and nearly $2 million carried by the seller. Alex shares how a simple call on a for-rent sign turned into a year of relationship-building, weekly follow-up, and creative seller-finance terms on an otherwise unbankable deal. They also discuss construction planning, DSCR refinancing, working with mom-and-pop owners, and why blue-collar operators can have a strong advantage in real estate investing.

► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:

https://subto.sjv.io/X42Y94

► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:

https://gator.sjv.io/n4WL6o

► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:

https://toptiertc.pxf.io/OYyrdz

Kyle Kargis sits down with Casey Gregersen to unpack how he built a real estate business while working in oil and gas, using his W2 income and bank relationships as an advantage. Casey breaks down a 45-unit multifamily deal in Evanston, Wyoming, including the direct mail lead, seller finance structure, private capital raise, renovations, and refinance strategy. He also shares the tense closing story that played out from an Owners Club event and a Southwest flight, plus why partnering with experienced investors can protect new deal finders from costly mistakes.

► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:

https://subto.sjv.io/X42Y94

► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:

https://gator.sjv.io/n4WL6o

► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:

https://toptiertc.pxf.io/OYyrdz

Justin Tuminowski talks with Jason Crouch about his path from house hacking and automotive management into real estate investing, acquisitions, retail sales, and creative finance. Jason breaks down a pre-foreclosure condo deal where a simple note left by a bird dog led to a seller conversation, a fast cash close before auction, a full renovation, and a $5,600 payout to the deal finder. They also discuss seller protection in subject-to deals, working with the right title company, raising capital, and why collaboration can help newer investors learn the process while creating value for everyone involved.

► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:

https://subto.sjv.io/X42Y94

► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:

https://gator.sjv.io/n4WL6o

► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:

https://toptiertc.pxf.io/OYyrdz

Kyle Kargis talks with Kim and Dave Myron about moving from tech startups and homeschooling into real estate investing through Gator, Owners Club, and local investor communities. They break down a Tampa-area fix-and-flip that started with a competitive wholesale deal, a $90,000 rehab, hands-on help from their kids, and an accepted offer around $600,000. Kim and Dave also share lessons from permitting, contractors, inspections, pricing, and staying disciplined on design decisions during a flip. They close with their next goals: scaling family-led flips and rentals while building Sanctum Housing, an affordable housing initiative partnering with Florida churches.

► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:

https://subto.sjv.io/X42Y94

► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:

https://gator.sjv.io/n4WL6o

► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:

https://toptiertc.pxf.io/OYyrdz

Kyle Karges sits down with Bill and Kimberly Fischer to talk about their entrepreneurial journey from Alaska business owners to active real estate investors in the SubTo community. They share how their first fix-and-flip in Avondale came together through a bird dog relationship, why they chose partnership over a simple referral fee, and what they learned when contractor issues pushed the project behind schedule. The conversation highlights the value of taking action, building trust, and becoming the kind of person others want to do deals with.

Justin Tuminowski sits down with David Moody and Jared Morrison to break down how they acquired a 20-bed assisted living facility in Michigan using a subject-to structure on an SBA loan. They share how a deal originally priced at $660,000 was renegotiated after deeper underwriting revealed the facility was being run almost entirely by the owners, creating major staffing and operational considerations. The conversation covers the tight timeline caused by the seller’s cancer treatment, the $67,000 hard deposit, the refinance strategy with a local credit union, and the lessons they learned about buying a business versus buying real estate. David and Jared also explain how this deal shifted their long-term focus toward building and serving in the assisted living space.

YouTube - https://www.youtube.com/@Jaredmorrisonrei

Follow David Moody - www.instagram.com/davidbuysdeals

Follow Justin Tuminowski - www.instagram.com/real.estate.justin

Host Justin Tuminowski sits down with Adam Catledge to unpack his transition from the Marine Corps into creative real estate investing through the SubTo community. Adam breaks down a 24-unit multifamily deal in New Orleans, including how a bird dog connection led to the opportunity, how the team raised roughly $500,000, and why 0% seller financing with six months of deferred payments created a strong runway. They also discuss collaboration, private money, networking at meetups, and Adam’s next focus in new construction.

Follow Justin - https://www.instagram.com/real.estate.justin

Kyle Karges sits down with Shawn McArthur to talk about his path from military officer to full-time real estate investor in Missouri. Shawn shares how community, creative finance education, and agent relationships helped him turn a deal that no longer worked as a cash offer into a contract-for-deed flip. He breaks down how the seller’s arrears created a major closing obstacle, how his team solved the problem, and how a light three-week renovation led to roughly $60,000 in profit. The conversation also covers Shawn’s current focus on multifamily and RV park opportunities while continuing to help sellers through creative real estate solutions.

Shawn's Facebook - https://www.facebook.com/shawn.mcarthur.5437

Follow Kyle Karges - www.instagram.com/thekylekarges

Kyle Karges sits down with Raz Mihalyi to talk about how he moved from short-term rentals into private money lending through the SubTo and Owners Club communities. Raz breaks down a South Carolina mobile home lending deal where three investors each brought $40,000, added underwriting support, and earned returns while staying mostly hands-off. He also shares why communication, due diligence, and relationships matter just as much as the numbers when lending on real estate projects. Raz closes by explaining his current focus on escrow-protected transactional lending for double closes and Morby Method deals.