Shula Newland is the founder of FULL Balance Financial Coaching and we sit down to unpack what true financial empowerment looks like. 

Shula’s journey to independent financial coach started with a knack for saving and a desire to help others take control of their money. Now, she’s helped over a thousand Kiwi reduce debt, build savings, and take back control of their financial future without selling a single product. 

We talk practical budgeting, financial hardship, debt stress, how to plan for life’s curveballs, and why your money should reflect your values. Whether you're living paycheck to paycheck or just want to get ahead faster, this episode will show you how financial coaching can change your life.

Don’t forget to explore your Money Personality: https://fullbalance.co.nz/money-quiz-saving-money-feelings-about

How to find Shula: https://fullbalance.co.nz

I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.

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