In this 5-Minute Friday episode, I’m going to challenge the way you think about retirement. I’ve read hundreds of books, spoken with countless professionals, and I’ve come to one clear conclusion: too many of us are aiming way too low when it comes to building wealth for the future.

I’ll walk you through how I’ve structured my own financial world, not just with stocks and bonds but with commercial real estate, private equity, and one of my favorite vehicles: equity inside private equity-backed OSOs like Smile Doctors.

I’m not a financial advisor, but I am someone who’s done the math and seen real returns. I’m talking 20%, 30%, even 40% annual returns.

We’ll also talk about why many orthodontists leave millions on the table by not exploring these paths. If you want to know how to make your money work harder without waiting 40 years to get there, this episode is for you.

Click play, and let’s get real about what it takes to retire wealthy. 

Key Takeaways

Intro (00:00)

Retirement planning has three outcomes (00:44)

Shockingly low return expectations (02:02)

Power of compounding at different return rates (03:34)

Commercial real estate returns example (06:27)

OSO equity growth potential (07:27)

Other routes toward retirement (09:14)

Additional Resources

- Register for the OrthoPreneurs Summit 2025: http://opsummit2025.com/

- For more information, visit: https://orthopreneurs.com/

- Join our FREE Facebook group here: https://www.facebook.com/groups/OrthoPreneurs