Welcome to the January episode of Learn With A Lender with Joel Schaub of Guaranteed Rate!

In this episode Joel talks about home-sales contingencies for buyers. He provides advice on how buyers do not necessarily need to sell their house first to purchase another property. Joel also talks about lending rates and how he predicts they will be low all through 2021. Last, Joel discusses what happens with the different down-payment programs.

If you’d prefer to watch this interview, click here to view on YouTube!

Joel can be reached at [email protected] and 773.654.2049.

Transcript

D.J. Paris 0:00On this episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it’s important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission. Back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611 And now on with the show.

Welcome to another episode of Keeping it real the largest podcast made by real estate agents and for real estate agents. My name is DJ Paris. I am your guide and host through the show and today once again is our monthly series learn with a lender with Joel shop from guaranteed rate. Now Joel is the vice president of lending a guaranteed rate he’s been doing loans at a high level since 2003. And his got to that level because of what he does specifically for agents, which is that he gives back a part of his commission to the buyer on every transaction. Last year alone, Joe gave back over $300,000 in closing costs to buyers who worked with them and that puts Joe’s volume in the top 1/10 of 1% of all lenders nationwide. out of 400,000 loan officers in the country Joel is ranked number 137. Last year he had completed over 500. He did 535 closed transactions for 196 million in year to date. He’s already today’s the 14th of January, he has already closed 23 transactions for over 8 million. Now if you are looking for a loan officer, we cannot more highly recommend Joel he’s the very best we’ve ever worked with Joel can be reached at [email protected]. Or you can shoot him a text message or call him at 773-654-2049. Let’s say hello to the biggest Cubs fan. I know Joel Schaub welcome Joel,

Joel Schaub 2:22a DJ, thanks so much for having me. And all the numbers are, are great. And I appreciate all of that. But it’s really good to give back. And I’m glad that I’m on the show again,

D.J. Paris 2:32we’re glad to have you in every month you come and deliver a tremendous amount of value. So you give back as much as you get. And I know you’re you’re a big fan of that saying but it is absolutely true in your case. So what would you like to talk about today?

Joel Schaub 2:47I mean, I’m so glad it said that it really is about givers gain. And as agents, the more that you can be out there, touching people’s lives and helping them and truly helping them not j...