We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - My fiance wants to get into house hacking. How can I feel more comfortable with this risky endeavor?

2 - How should my student loans impact how I invest in my Roth?

3 - Fee-based financial advisors vs fee-only financial advisors?

4 - Should I go with a Kai-Zen life insurance plan and consider borrowing against a permanent life insurance plan?

5 - How can I best utilize a DCFSA in order to pay for baby expenses?

 

During this episode we enjoyed a No Wooden Shoes by Good Word! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: MCM furniture paying dividends, sweating to save some money, federal tax credits to help you install solar, scammers targeting utilities, UNstable coins, crypto crashing, Robinhood jacking up fees, Carvana sticking it to 2,500 employees, the shifting labor market, & buy now pay later companies leading millennials into billions of debt.

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

 

Best friends out!

See omnystudio.com/listener for privacy information.

Between wildfires, floods and other severe weather discrepancies taking place each year, thinking about the solutions to the issue of climate change is overwhelming. And even when people do their best to do their individual part, it can feel like a drop in the bucket, or like it’s simply not enough. But what action, of any size, has the potential to drive real, global change – influencing leaders and driving focus of the largest climate issue at hand? If we join our voices together, do we have the ability to make change across education, nonprofit, public and private sectors?

 

In this episode, we hear from Amanda McKenzie, CEO of Australia’s leading climate change communications organization Climate Council, and Derrick Emsley, Co-Founder and CEO of the sustainable clothing brand Tentree -- two individuals who have found their communities and stakeholders to be at the core of their success. Although they sit on different degrees of the climate conversation spectrum, both Amanda and Derrick believe that a combination of technology and effective communication has the potential of giving people privilege to use their voices – creating a ripple effect of positive changes on the planet.

See omnystudio.com/listener for privacy information.

“Inconceivable!”. There are certain tasks in life that feel virtually impossible. One that comes to mind is painting your house- “I can’t do that, I’m not a professional painter!”. When in reality, that’s a project you actually could perform well. Or another one might be something like baking some biscuits- “I’m not some culinary magician who can whip together some homemade biscuits from scratch!”. When fact, that’s something 6th graders learn how to do in middle school. And the same thing is true for starting your own business- there seems to be this special aura surrounding small businesses that lead many to think that they don’t have what it takes. That it takes some special wizardry to run your own business. But we think that you do, in fact, have what it takes, that the pros outweigh the cons, and that the financial upside is worth leaving the “safety” of a W2 job. Listen as we cover the many reasons we believe starting a business is actually easier than you think.

 

During this episode we enjoyed a Let's Get Some F****** Fraanch Toast by Bhramari Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

We’re talking today about how to avoid screwing up your kid’s relationship with money. As parents, our job is to raise amazing adults to one day replace us! And even if you don’t currently have kids, or maybe you know that you never will- today’s conversation will do a great job shedding some light on why you think and feel the way you do about your personal finances. Bobbi Rebell is a Certified Financial Planner, she’s host of the Money Tips for Financial Grownups podcast, and she’s also the author of “Launching Financial Grownups”. The book is a call to action for parents who want the best for their kids, but who are beginning to realize that their own pursuit of financial independence has to become a priority as well. We talk about parenting styles, the increasing trend of boomerang college students, ways that we can strategically help our kids with money, and personal finance conversations between parents and adult children as well.

 

During this episode we enjoyed a Farm Friends by New Image Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: boosted HSA contribution limits, making the most of the student loan pause, foibles of student loan forgiveness, Buffett’s brilliance, how much crypto you should own, how death causes us to spend more, rent-a-bank payday lenders ripping people off, trading dollars for data, what higher interest rates mean for you, fraudulent medical bills on your credit report, & better ways to use social media.

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

 

Best friends out!

See omnystudio.com/listener for privacy information.

There’s a right way and a wrong way to do all sorts of things. For instance we think that the right way to load toilet paper is with it dispensing over the top of course! Or, sometimes you see guys at the beach and they’re beet-red but they’ve still got their shirt off and they’re likely not wearing any sunscreen- what’re they doing?! And similar to quitting your job the right way, getting burned seems to be a lesson that many folks don’t often learn until they are older, or until after they’ve learned the lesson the hard way. But when it comes to your professional career, we want you to realize that quitting poorly can have very negative long-term ramifications. And the flip side of the coin is true as well- higher pay, more work flexibility, and better opportunities in the future await! Learn what you should be doing before you quit your job, how to ensure that you’re not leaving money on the table when you leave, and how you can best transition out of your current job.

 

During this episode we enjoyed a Bumblestick Nut Brown Ale by Bhramari Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

 

1. What can I do about rapidly rising rents at my apartment building?
2. We want to house hack by finishing out a basement apartment- is this a good idea for us and should we finance the project?
3. How do I pay off my debt while also not damaging my credit score for the upcoming purchase of a home?
4. I’m getting paid to bike to work, but I have no idea what kind of bicycle I should purchase- help!
5. Should I avoid investing in single stocks even if I get a really good discount through my employee stock purchase plan?

 

During this episode we enjoyed a White Thai by Westbrook Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: insulating your house to save the planet and save you money, #VanLife woes and the search for happiness, why a declining GDP doesn’t necessarily mean a recession is on the way, conniving credit bureaus, pet repossessions, cryptocurrency in your 401k, crypto mortgages, merchant processing fees on the rise, a new credit card bonus we’re excited about, & Rad Power Bikes are on sale!

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

 

Best friends out!

See omnystudio.com/listener for privacy information.

When your home’s value increases by over $50,000 in 2021 alone- you take notice! The average homeowner has access to well over $150,000 in tappable home equity while still maintaining 20% equity in their homes. But just because you can cash out, does that mean you should? As you’ve witnessed your home equity continue to balloon, you might be tempted to do something with those newly discovered funds. You might start getting the itch to finally spend some of that ‘hard earned money’ on a boat or maybe even a lavish vacation. Or maybe you’re more of a money nerd and you just hate seeing that equity sitting there underutilized- doesn’t it just feel like a waste with those funds sitting around doing virtually nothing? Either way, you might be facing a money decision with five zeros after it, and we want to help you think about it well.

 

During this episode we enjoyed an Above the Threshold of Hell by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.