In this episode, we unpack a financial masterclass featuring a panel of wealth experts who don’t always agree — and that’s the point. The discussion ranges from boosting income and investing early to the emotional discipline required to survive modern markets. We explore the tension between high-risk bets like Bitcoin and steadier plays such as S&P 500 index funds, and why the myth of effortless passive income causes more harm than good. The panel also dives into real-life pitfalls, including a friend drowning in credit-card debt, and reflects on how geography and broken pension systems shape our financial futures. The takeaway is clear: building wealth today demands discipline, continuous learning and the courage to use your network wisely.

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