🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your rental renovations, CME spend, and everyday bills could fund bucket-list travel—business class flights and over-water bungalows—for nearly $0 out of pocket?

In this episode, Dr. Schloe sits down with Dr. Courtney Downes—Las Vegas emergency physician, real estate investor, short-term rental owner, and founder of Prescription to Travel MD. Dr. Downes breaks down how she turned STR and business expenses into millions of points, booking Singapore Airlines business class and 5 nights in a Maldives over-water villa for under $1,000 total, plus free Hyatt stays in Singapore—trips that would’ve been ~$30,000 in cash.

She shares a practical, repeatable system any high-earning professional can use to turn necessary expenses into extraordinary, memory-making travel—without blowing the budget or adding burnout shifts.

💥 What you’ll learn:

✔️ The simple points framework: welcome bonuses, category multipliers, and transfer partners
 ✔️ How real estate & practice expenses (renovations, subscriptions, supplies) can be leveraged—responsibly—for huge points
 ✔️ Smart starter cards for professionals & investors (e.g., Chase Ink Cash/Unlimited, Amex Blue Business, plus when Amex Gold/Plat make sense)
✔️ 0% APR strategy (use only if you can repay)—and why paying in full monthly is non-negotiable
✔️ When buying points actually makes sense (her Maldives example + “5th night free” stack)
✔️ Marketing your first STR, renovation lessons, and using family projects to teach kids entrepreneurship

🔥 Key Takeaways:

✔️ Points ≠ permission to overspend—optimize expenses you already have
 ✔️ Big expenses = new card time (hit a welcome bonus with money you must spend anyway)
 ✔️ Use the right card for the spend (stop putting everything on one shiny card)
✔️ Business cards supercharge earning and don’t report to personal utilization
✔️ Freedom is both financial and time—points help you take restorative trips now, not “someday”

If you are a physician who wants to travel more, spend less, and build lasting memories without derailing your financial goals—this episode is your playbook.

🔗 Connect with Dr. Courtney Downes:

• Website
• Facebook
• Instagram
• YouTube
• Spotify
• Apple

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
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