As more borrowers find themselves trapped in mortgage prison amid high serviceability buffers and rising rates, non-bank lenders have been seeing more borrowers seek out their help. In this podcast, partnered by Pepper Money, we find out how and why they're supporting borrowers. In this episode of In Focus, we sit down with Siobhan Williams — Pepper Money's head of mortgages, retail broker — to find out:

• How non-banks are able to be more flexible in determining serviceability
• The growing number of borrowers requiring specialist loans
• Why there ain't no party like third party

And much more!