Thinking about an interest-only mortgage in New Zealand? Whether you’re a first-home buyer, property investor, or looking to manage cash flow, an interest-only home loan can be a powerful tool—but it’s not for everyone! In this video, we break down the pros and cons of interest-only mortgages and whether they suit your financial goals.

📌 Here’s what we cover:
✅ What is an interest-only mortgage, and how does it work in NZ?
✅ The downsides of an interest only loan
✅ How an interest-only loan impacts your serviceability
✅ How easy is it to switch from a principal to interest only loan?

Whether you're looking to buy your first home, expand your property portfolio, or improve cash flow, understanding how interest-only loans work is essential. Get expert insights and make the right choice for your financial future in New Zealand!

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Contact Jason: https://mhq.co.nz/staffmember/jason-lai/
Learn more: https://mhq.co.nz/mortgage/is-an-interest-only-mortgage-loan-right-for-you/