The IRD Is Watching You: Why Every Kiwi Property Investor Is Now a Target
Guest: Dan Lowe | Tax Partner, Grant Thornton NZ

If you’re a property investor in New Zealand, it’s time to wake up.
The IRD’s focus has shifted—and Kiwi landlords, developers, and short-term accommodation owners are now firmly on the radar.

In this urgent episode, we sit down with Dan Lowe, a leading tax partner at Grant Thornton New Zealand, to expose how the Inland Revenue Department is changing its enforcement strategy in 2025—and why property investors are now priority targets.

🔍 What’s changed?
From new data-matching tools to refined audit algorithms, the IRD is evolving fast. Gone are the days of passive monitoring. Today, they are cross-referencing your income, expenses, property ownership, and even your online footprint with increasing accuracy—and doing it quietly.

📉 Why investors are exposed:
Many Kiwi property investors are still relying on outdated advice or hoping their returns won’t raise red flags. But that’s no longer a safe strategy. Whether you own one rental or a multi-property portfolio, the compliance bar has been raised—and the cost of getting it wrong has never been higher.

🎯 This video is a must-watch for:

Residential landlords

Property investors and developers

Airbnb and short-stay operators

Accountants and financial advisers

Anyone earning income from NZ real estate

Whether you’re a hands-on landlord or just starting to build your portfolio, understanding the IRD’s current approach could be the difference between peace of mind and a five-year retrospective audit. Dan Lowe shares practical, no-fluff advice based on real cases and what’s unfolding right now.

📌 Don't wait for an audit letter to get informed.
✅ Watch now.
✅ Subscribe for weekly insights on New Zealand property, tax, and investment strategies.
✅ Learn more at: grantthornton.co.nz

💬 Have questions about your own position? Drop them in the comments below—we’re here to help you stay informed and ahead of the curve.

Learn more: https://mhq.co.nz/mortgage/the-ird-is-watching-you-why-every-kiwi-property-investor-is-now-a-target/

In this eye-opening video, we expose the real reason behind New Zealand’s housing crisis – it’s not about land or money, it’s about the relentless council red tape that’s holding up development. While everyone points to rising land prices or the lack of affordable homes, the true cause is a broken system where councils are dragging their feet on development consent.

We delve into how council bureaucracy and delays in issuing consent are stalling new housing projects across the country, pushing up costs, and making the property market even less accessible for Kiwis. With expert insights and firsthand analysis, we reveal how these issues are crippling the housing supply and preventing New Zealand from tackling the housing affordability crisis.

If you're a developer, investor, or homebuyer, this video provides you with a deeper understanding of the barriers to development and what needs to change in order to build the homes Kiwis desperately need.

🌐 For mortgage solutions and tips on refixing your mortgage, visit www.mhq.co.nz. Get ahead of the market and navigate these tough times with expert advice.

Subscribe to the Wealth Syndicate for more in-depth property analysis, real estate tips, and the truth about the NZ housing crisis. We’re not here to sugarcoat things – we’re bringing you the unfiltered reality of the property market.

Learn more: https://mhq.co.nz/house-buying/why-nzs-housing-crisis-isnt-about-land-or-money-its-about-this/

Watch this if you're bidding at an auction in 2025

🏡 How do the best property buyers dominate auctions while others walk away empty-handed? In this exclusive episode, we sit down with NZ’s #1 auctioneer, Robert Tulp, to reveal the real buyer tactics that actually work in today’s high-stakes property market.

Whether you're buying your first home, investing in your tenth, or just want to understand how auctions really work — this conversation is a masterclass in real estate psychology. Robert has run thousands of auctions across New Zealand and has seen every move — the confident bluffs, the nervous tics, the costly mistakes, and the genius plays. This isn’t theory — it’s the blueprint buyers need to win.

🎯 These tactics are designed for New Zealand’s unique auction environment, where emotions run high and every second counts. If you’ve ever felt intimidated by the auction process, or unsure of how to compete with cashed-up buyers, this episode will give you a psychological edge and practical strategy.

📣 ABOUT THE SHOW
This episode is brought to you by mortgagehq, the fastest-growing property and investing channel in New Zealand. Our mission? To arm Kiwis with the tools, tactics, and confidence to make smarter decisions in the property game — no fluff, no sales pitch, just real talk.

🎥 Every week, we interview New Zealand’s top experts — economists, agents, investors, and strategists — and break down exactly what’s happening in the market and how you can move ahead.

⚡ Like, comment, and subscribe if you want more tactical content like this.
📬 Share this with someone heading to auction this weekend — it might just win them a home.

Learn more: https://mhq.co.nz/house-buying/the-1-nz-auction-trick-buyers-never-hear-nzs-1-auctioneer-reveals-buyer-tactics-that-actually-work/

🎯 Auction Secrets Sellers Never Hear — Part 2 of Our Easter Special with NZ’s #1 Auctioneer, Rob Tulp

Welcome to Part 2 of the most important property interview you'll watch this year.

In this exclusive Easter Special, Rob Tulp — New Zealand’s #1 Auctioneer — joins MortgageHQ to blow the lid off the real estate game. If you’re selling your home, managing investment properties, or just want to stop leaving money on the table… this episode is your cheat code.

What real estate agents don’t tell you, Rob does. This is the truth sellers never hear — until it’s too late. And if you think you know how auctions work? Rob’s about to change the way you think, price, negotiate, and sell.

📈 Want to refix your mortgage like a pro? Go to https://mhq.co.nz

🚀 Why This Interview Matters
Rob Tulp doesn’t do fluff. He’s not here to promote an agency. He’s here to tell the truth — the stuff the industry would rather keep behind closed doors. With thousands of auctions under his belt, this isn’t theory. This is battle-tested intel from the man who sets the market, not follows it.

🤜 Why MortgageHQ?
Because while the other guys are busy posting beige graphs and boring webinars, we’re talking to the people who move the market. We’re the most-watched NZ property team on YouTube for a reason. We bring attitude, access, and actual answers.

This is not just a video. It’s a seller’s survival guide. A property investor’s edge. And a masterclass in how to win where others guess.

👉 Hit Subscribe — Join the thousands of Kiwis who’ve upgraded their property IQ
👉 Watch the Shorts series for key takeaways from both interviews
👉 Refix smarter — mhq.co.nz is where the sharp players go first

The Brains. The Biceps. The Brazilian.
Welcome to the new standard in NZ property.

Learn more: https://mhq.co.nz/house-buying/nz-auction-secrets-sellers-never-hear-🎯-nzs-1-auctioneer-reveals-how-he-drives-up-your-sale-price/

🏡 Healthy Homes: Smart Policy or Red Tape Nightmare? | Full Breakdown with NZ Property Expert

Are New Zealand’s Healthy Homes Standards protecting tenants—or punishing landlords?

In this eye-opening interview, we sit down with one of New Zealand’s top property experts to pull back the curtain on what the Healthy Homes policy really means in 2025. Is it a smart move for rental quality—or a bureaucratic blunder that's strangling investor confidence?

Whether you're a seasoned property investor, a first-time landlord, or a tenant who wants to understand your rights—this conversation lays it all bare.

We cut through the jargon. No political fluff. No corporate spin. Just straight-up answers to the questions that matter:

What do the Healthy Homes regulations actually require in 2025?

Who benefits most—tenants, the government, or third-party contractors?

How are landlords coping with the rising compliance costs?

Could this be the final straw for mum-and-dad investors?

Are we solving the rental crisis—or creating a new one?

💬 Here’s the truth: the Healthy Homes rollout has become one of the most polarising debates in New Zealand property. And in this episode, we don’t hold back.

Whether you're renovating your rental, considering a new investment, or just trying to stay compliant—this is must-watch viewing.

🔔 Subscribe for no-BS NZ property breakdowns every week
We’re on a mission to make mortgage education entertaining—with edge. The Brains. The Biceps. The Brazilian. No fluff. No apologies.

📲 Need mortgage help? Talk to us here: www.mhq.co.nz

Learn more: https://mhq.co.nz/house-buying/healthy-homes-smart-policy-or-red-tape-nightmare-nz-property-expert-breaks-it-down/

Trump’s trade war is back. But this time, Kiwi homeowners might be the ones who pay the price.

In 2025, the global stage is on fire — with the U.S. reigniting tariffs under “Liberation Day” and China retaliating hard. The headlines scream about Washington vs Beijing… but the real-world shockwaves are already crashing into the South Pacific.

In this episode, we unpack how Trump’s global economic warfare could ripple straight into New Zealand’s housing market, mortgage system, and household budgets.

🔍 Here’s what we cover in full:
Trump’s 145% tariff play and why it’s triggering global instability

China’s countermeasures and how they could rewire trade lanes

What this means for New Zealand’s exports, import costs, and OCR trajectory

Why Kiwi households are more vulnerable now than in previous cycles

How Westpac, the RBNZ, and government economists are quietly positioning

Strategic advice for mortgage holders, property buyers, and investors right now

The hidden macro-to-mortgage chain reaction no one else is explaining

—

🏡 NZ Property vs Global Politics
NZ is small. But it’s highly exposed to the economic tug-of-war between superpowers.

Kiwi property doesn’t exist in a vacuum. And when tariffs fly and supply chains bend, the downstream effects hit your interest rate, cost of living, and loan servicing capacity.

Whether you own a home, invest in real estate, or just care about the future of your wallet — this breakdown matters.

—

📉 Bottom Line?
Global conflict has become economic strategy.
And in that game, you don’t need to be a target to become collateral.

—

▶️ Subscribe for daily drops that cut through the spin and give you the real story — in NZ property, economics, and financial power.
🔔 No fluff. No apologies. Just your unfair advantage, served daily.

Learn more: https://mhq.co.nz/press-release/trumps-trade-war-vs-nz-property-%f0%9f%92%a3-are-kiwi-households-the-real-collateral/

Trump just reignited the trade war. Global markets are panicking. And New Zealand? We might be the first real casualty.

In this urgent episode, we unpack the full implications of Trump’s new “Liberation Day” tariffs — including his shock 145% hit on Chinese imports, China’s 125% retaliation, and the market chaos already unfolding across the US, Asia, and beyond.

📉 But this isn’t just a global headline — it’s a local economic warning shot.
New Zealand's fragile recovery, export-heavy economy, and over-leveraged households make us incredibly exposed to any external economic tremor.

We’ll break down:

What the new tariffs mean for global inflation and how that flows through to the RBNZ and your mortgage

Why NZ’s economy isn’t ready for another shock — and how our fiscal tightening could make things worse

How KiwiSaver, house prices, and interest rates are all in the blast zone of global instability

Why Australia might be safer — and what that means for NZ’s economic leadership

We’re not here to fearmonger — we’re here to forecast. This is what the government won’t say, what the headlines won’t tell you, and what you need to understand before the next policy shift hits your wallet.

💣 Trump’s tariffs are back. The fuse is lit. And NZ might be standing way too close.

Subscribe to mortgagehq for straight-up, no-fluff insights on property, mortgages, KiwiSaver, economic chaos, and what it all means for real people.
No apologies. Just the truth — served daily.

Learn more: https://mhq.co.nz/property-investment/trumps-tariff-time-bomb-why-nzs-economy-isnt-ready/

Trump’s tactics. Green Party chaos. Luxon’s quiet dominance. And Winston Peters—back in the shadows.
This is the most explosive political equation New Zealand has faced in years… and voters are watching it unfold like a slow-motion landslide.

In this special episode, we sit down with former MP Maurice Williamson — respected, sharp, and unfiltered — to break down how global political forces are reshaping New Zealand’s local reality, and what it means for everyday Kiwis, property investors, and financially-aware voters.

🔍 What You’ll Learn in This Episode:
How Trump-style politics is creeping into NZ

Why Chris Luxon is rising quietly while chaos erupts around him

The internal collapse of the Green Party’s credibility and voter trust

Why Winston Peters is more dangerous than ever in an unstable climate

The economic and political consequences for Kiwi households, mortgages, and retirement funds

📉 This isn’t clickbait. This is your financial and political reality in 2025.
The media focuses on headlines. We decode strategy.
From trade wars to cultural flashpoints, we map out the new rules of power in New Zealand.

🧠 Featuring: Maurice Williamson
Former National MP

Insider perspective on Wellington dynamics

Unfiltered analysis of the real power brokers behind the scenes

📲 Subscribe for real talk on NZ politics, economic warfare, mortgage strategy, and the changing landscape of Kiwi wealth.
New longform drops every week. Shorts daily. No apologies.

Learn more: https://mhq.co.nz/press-release/trump-green-chaos-luxon-and-wise-winston-nzs-new-political-storm/

Donald Trump’s trade war is heating up again — and Kiwis are already feeling the burn.
While the media focuses on US-China tensions, the reality is that New Zealand households are becoming collateral damage in a global economic conflict. Tariffs, disrupted trade routes, and rising import costs are starting to hit where it hurts: mortgage affordability, property market confidence, and KiwiSaver balances.

In this video, we expose how international trade warfare is now driving local financial pain — and why most Kiwis aren’t ready for what’s coming. From groceries to construction materials, from inflation to mortgage rates, this is the real story behind the headlines.

🧠 What You’ll Learn in This Video:
How Trump’s tariff strategy affects global supply chains — and why NZ isn’t insulated

The ripple effects on interest rates, import costs, and household budgets

How KiwiSaver funds are quietly vulnerable to global volatility

Why the NZ property market could slow as global pressure mounts

What to expect next in the housing cycle — and how to prepare for financial pressure

Strategic moves for mortgage holders, investors, and first-home buyers in 2025

💥 This isn’t political theatre. This is economic reality.
You don’t need to live in the US to be impacted by American policy.
When the world’s biggest economy makes a move, small nations like New Zealand feel the aftershocks first — especially in the form of higher prices, slower growth, and tightening financial stress on Kiwi families.

If you’ve got a mortgage, a KiwiSaver account, or a stake in the housing market, this is essential viewing.

📉 Tariffs are rising. So are food prices. So is risk.
📊 And New Zealanders are caught in the crossfire — without even realizing it.

📲 Subscribe for more NZ property analysis, mortgage strategy, and real financial intelligence.
We publish daily insights to help New Zealanders navigate the housing market, inflation, and economic change — without fluff, fear, or financial jargon.

Your mortgage, KiwiSaver, and property portfolio might be under attack—and no one in power is going to warn you.

In this urgent episode, the team at mortgagehq lays bare the full extent of what’s happening beneath the surface of New Zealand’s financial and property landscape.

📉 Are rising interest rates silently eroding your property equity?
💥 Is KiwiSaver becoming a political football, leaving your retirement savings exposed?
🏠 Could your dream of financial freedom through property ownership be under siege from shifting legislation, market turbulence, and central bank policy?

We break down:

How OCR movements are pressuring everyday mortgage holders

Why KiwiSaver returns might be more fragile than you think

How inflation, interest rates, and government policy are disrupting the investment landscape

What international trends could be creeping into NZ and sabotaging local investors

Whether your financial strategy is battle-tested—or just coasting on borrowed time

This isn't fear-mongering. It’s preparation.

Most Kiwis won't get this level of analysis from the media or their banks. But we’re not most Kiwis—and neither are you.

Whether you're a first-home buyer, investor, or someone nearing retirement, this episode is your wake-up call. We’ll arm you with the insights, tools, and strategies to stay one step ahead—and protect everything you’ve worked so hard to build.

Learn more: https://mhq.co.nz/mortgage/is-your-nz-mortgage-kiwisaver-and-property-under-attack/