NZ housing market 2025 – boom or breakdown? Interest rate changes are raining down — will they wash away your homeownership dreams or help you buy smarter?
Financial expert Simon McDonald from mortgagehq breaks it all down in this must-watch forecast for Kiwi buyers and investors.

Don’t get caught in the storm without an umbrella. Whether you're wondering "Should I buy property now in NZ?" or trying to time the market for your next investment, this video gives you the clearest NZ interest rate forecast for 2025 — with no fluff, just facts.

💼 Featuring:
Simon McDonald – seasoned financial adviser from mortgagehq, trusted by thousands of Kiwis to make smart mortgage moves when the financial skies get stormy.

🧠 What You’ll Learn in This Video:
📉 Mortgage rate prediction NZ: Will rates rise or fall in 2025?

🏠 Housing market 2025: What first home buyers and investors should expect

🔍 Should I buy property now NZ? We give you the truth — not the headlines

🧭 NZ mortgage advice that helps you save thousands long-term

💡 Pro tips from mortgagehq on how to thrive in a volatile property climate

New Zealand’s economic weather can change fast — and your financial future depends on reading the signs. Simon breaks it down step by step, backed by data and years of experience advising buyers and investors through market ups and downs.

Whether you’re a first home buyer in NZ, a property owner, or looking to invest smartly in New Zealand real estate — this video was made for you.

🔗 Brought to you by mortgagehq
Find smarter mortgage solutions tailored to your goals at 👉 www.mhq.co.nz
mortgagehq is the go-to choice for Kiwis who want real-world property advice without the hype.

💬 Drop your thoughts below:
What do YOU think interest rates will do in 2025?
Smash the like button if you want more no-BS NZ market insights, and don’t forget to subscribe for weekly breakdowns from the mortgagehq team.

✅ 5 Quick Takeaways:
The real NZ interest rate forecast for 2025

Expert-backed mortgage strategies from mortgagehq

Advice tailored for Kiwi buyers, not generic overseas hype

How to future-proof your property decisions in a rainy economy

When to buy and when to hold, from people who’ve done it for decades

Learn more: https://mhq.co.nz/house-buying/nz-interest-rate-predictions-for-2025-what-home-buyers-investors-need-to-know/

Interest Rate Rollercoaster: Mortgage Mayhem or Golden Opportunity? | ANZ Economist Henry Russell | mortgagehq

🌩️ Is the storm finally clearing or is more economic turbulence on the horizon? In this episode, mortgagehq sits down with ANZ Economist Henry Russell to break down the wild weather front that is New Zealand’s interest rate market. Whether you’re a first home buyer, seasoned property investor, or someone watching the economic skies for the perfect moment to strike, this episode delivers the forecast you need.
From cold fronts of OCR hikes to warm patches of opportunity, we navigate the changing landscape of New Zealand real estate and property investing in 2025. Henry Russell brings deep insight into how global economic winds are blowing through Aotearoa, affecting everything from mortgage rates to housing affordability, inflation, and bank lending trends.
The mortgagehq team asks the tough questions: Are we heading into a cyclone of pain for borrowers, or are golden rays of opportunity breaking through the clouds for savvy investors? Will interest rates go up, stabilise, or start to fall? Is now the time to fix or float?
Whether you're in Auckland, Wellington, Christchurch or beyond, this is must-watch content for Kiwis, property owners, and anyone looking to invest in New Zealand real estate.

This is not just a housing market update—it's a complete economic weather report designed to help you navigate the financial winds with confidence. At mortgagehq, we believe knowledge is power—and this episode is packed with insights that could save you thousands or help you capture your next investment property at the perfect time.
For more expert insights, strategy deep dives, and up-to-the-minute interest rate analysis tailored for New Zealanders, hit subscribe and turn on notifications. Don't get caught in the storm unprepared—mortgagehq is your radar.
🌐 Check out more resources at www.mhq.co.nz
🔔 Subscribe now and ride the wave with mortgagehq as your guide.

Learn more: https://mhq.co.nz/mortgage/interest-rate-rollercoaster-mortgage-mayhem-or-golden-opportunity/

Everyone’s FREAKING OUT About KiwiSaver… Should You Be Too? | mortgagehq

🌩️ There’s a storm brewing around KiwiSaver and it’s making headlines across New Zealand. With volatile markets, changes to contributions, and shifting government policies—Kiwis are asking: Should I be worried about my KiwiSaver? In this episode, we bring in financial weather expert Liam Peck, one of the sharpest KiwiSaver minds in the country, to help you read the financial forecast.

⛅ Whether you’re a seasoned New Zealand property investor, a first home buyer, or someone who wants to make smart financial moves—this video is your KiwiSaver umbrella. Don’t get caught in the rain. Get the clarity you need.

Hosted by mortgagehq, New Zealand’s fastest-growing property and mortgage education channel, we break down the fog surrounding KiwiSaver and help you see the sunny opportunities ahead.

This isn’t just a casual conversation—it’s your financial survival guide, delivered by mortgagehq, with expert insights from Liam Peck. If you're in New Zealand, own property, or are even thinking about investing in real estate, this video is your must-watch.

☀️ Ready to stop guessing and start strategising? Hit that play button and take control of your financial weather forecast.

Subscribe to mortgagehq for more expert content, property tips, and financial deep dives designed for Kiwis.
🔗 Check out our website: www.mhq.co.nz

Your money. Your future. Your move. Welcome to mortgagehq.

Learn more: https://mhq.co.nz/tips-tools-strategies/everyones-freaking-out-about-kiwisaver-should-you-be-too/

Massive Auckland Upzoning CANCELLED — What Smart Investors Should Do Now | Dave Whitburn x mortgagehq

🌧️ A political storm is brewing over Auckland's housing future, and savvy investors need to know which way the wind is blowing. In this episode of mortgagehq, we break down the explosive Cabinet decision that cancelled plans to upzone for 540,000 new homes in Auckland — a move that could drastically impact property prices, development potential, and long-term growth in New Zealand’s biggest city.

We’re joined by Dave Whitburn, seasoned property investor and development expert, to unpack what this upzoning U-turn means for investors, homeowners, and the entire real estate landscape. With clouds of uncertainty hovering and new market winds blowing, this conversation is your umbrella against future risk—and your map to navigate opportunity.

🏡 Whether you're a first-time investor or a seasoned developer, this is a must-watch video if you're investing in Auckland, buying property in New Zealand, or tracking the ever-changing policy weather system around zoning and intensification.

🔥 Watch now to get ahead of the storm before the rest of the market even sees the clouds.

This upzoning backtrack is more than a headline — it’s a seismic shift in housing strategy, affecting New Zealand property investors, developers, and anyone with skin in the Auckland housing game. The 2024 Cabinet decision will shape not only where homes can be built, but how you should invest, borrow, and plan.

At mortgagehq, we’re committed to helping Kiwis make smarter decisions around property and finance. We work with property owners, first-home buyers, developers, and seasoned investors across New Zealand to ensure they get the right mortgage strategy and the best market insights.

Looking to refinance or invest smarter in 2025? Check out www.mhq.co.nz and let mortgagehq be your guide through the rain and shine of New Zealand real estate.

📌 Make sure to like, subscribe, and hit the bell so you don’t miss more high-impact episodes with experts like Dave Whitburn, and stay ahead of the curve with mortgagehq.

Remember: Real estate rewards the prepared. Don’t get caught in the downpour without a plan.

Get in touch with mortgagehq:
🌐 www.mhq.co.nz
📩 Free strategy calls, refis, and investor coaching available.

#mortgagehq is your umbrella in a stormy market.

Learn more: https://mhq.co.nz/property-investment/massive-auckland-upzoning-cancelled-what-smart-investors-should-do-now/

What Happens When Mortgage Rates Bounce? 🌩️

Welcome to mortgagehq — New Zealand’s go-to channel for property investors, homeowners, and Kiwis wanting to stay ahead of the real estate storm. In this powerful episode, we’re joined by Mike Jones, Chief Economist at BNZ, to unpack the shifting climate of New Zealand mortgage rates and what rising and falling rates really mean for your wallet, your home, and your investment future.

Think of the market like New Zealand’s weather — unpredictable, fast-changing, and full of hidden pressure systems. Mortgage rates don’t just move — they bounce, and that bounce can feel like a sudden cold snap or a surprise heatwave on your financial forecast.

🔍 Whether you’re a first-time buyer, seasoned investor, or just trying to navigate the real estate forecast, this conversation will give you clarity, strategy, and insight — straight from one of the most trusted economists in New Zealand.

Why watch this video?
Mike Jones brings a wealth of macroeconomic insight, local knowledge, and practical advice that could shift how you think about New Zealand real estate investing. Don’t let the mortgage market catch you off guard — understand what the “bounce” really means and what you should do next.

📍 mortgagehq is here to help everyday New Zealanders make smarter mortgage and property decisions. Whether you’re investing, refinancing, or simply trying to understand your options — we’re your trusted guide through the economic weather system.

🎯 This is a must-watch for:
✔️ New Zealand property owners
✔️ Real estate investors
✔️ Kiwis looking to grow wealth through property
✔️ First-time buyers wanting a strategy
✔️ Anyone curious about what happens when mortgage rates bounce

🌐 For personalised mortgage advice, visit: www.mhq.co.nz — your home for expert guidance and smart property strategies from mortgagehq. We’ve helped thousands of New Zealanders get mortgage-free faster, and we can help you too.

💬 Subscribe to the mortgagehq YouTube channel for weekly deep-dives, expert interviews, and real-time market insights. Don’t forget to like, comment, and share this video to help more Kiwis navigate the real estate storm with confidence.

Learn more: https://mhq.co.nz/mortgage/what-happens-when-mortgage-rates-bounce/

We Asked Don Brash the #1 Skill the Next Reserve Bank Governor MUST Have… His Answer Surprised Us

In this eye-opening episode on the mortgagehq channel, we sit down with Don Brash—New Zealand’s most influential and respected Reserve Bank Governor, former leader of the National Party and ACT Party—to unpack what the next Reserve Bank Governor must bring to the table. What he said was unexpected… and could change how you view the future of New Zealand’s economy.

As economic storms brew on the global stage, and financial winds shift rapidly across the New Zealand property market, this episode cuts through the fog with a lightning bolt of clarity. Whether you're a New Zealand homeowner, property investor, or someone eyeing the market from overseas, this interview delivers golden insights from one of our most experienced economic pilots.

If you're trying to make smart real estate decisions in New Zealand, protect your property portfolio, or simply understand how Reserve Bank decisions ripple into your wallet, you must hear what Don Brash reveals in this episode.

At mortgagehq, we’re committed to helping Kiwis and global investors navigate the property market—rain, hail or shine. This video is part of our mission to bring expert financial commentary, world-class interviews, and sharp real estate advice to New Zealanders and beyond.

☀️ Subscribe for more cutting-edge real estate content from mortgagehq, where we help you buy better, grow smarter, and win in New Zealand’s housing market.

Want expert mortgage advice or to grow your portfolio? Visit 👉 www.mhq.co.nz

Don’t forget to like, comment, and share this video—especially with fellow Kiwis and savvy investors!

Learn more: https://mhq.co.nz/property-investment/we-asked-don-brash-the-1-skill-the-next-reserve-bank-governor-must-have-his-answer-surprised-us/

The Economic Storm is Here—Are You Ready to Weather It?

In this powerful episode from mortgagehq, we sit down with Kelly Eckhold, Westpac’s Chief Economist, to decode what New Zealand’s 0.7% GDP growth really means for you as an investor, homeowner, or future property buyer. While headlines may paint a calm picture, under the surface, storm clouds are gathering—and you need to understand how to navigate them.

Whether you're a seasoned investor or just starting your property journey, this is the forecast you can't afford to miss.

🏠 What Investors MUST Know is your ultimate guide to cutting through the noise. With insight from one of New Zealand’s top economic minds, you'll uncover where the economy is heading, how it could impact the property market, and what strategies can help you stay ahead of the weather front.

mortgagehq brings you this video to keep you informed, confident, and in control—whether you’re buying your first home or building your investment portfolio.

🌦 The New Zealand property market is shifting, and you need to understand how economic patterns—like this 0.7% GDP growth—signal bigger changes ahead. Is this a light drizzle or the start of a downpour?

This is a critical watch for:

New Zealanders wanting to protect or grow their wealth

Kiwis considering investing in property

Property owners looking for their next move

First-home buyers curious about market timing

Anyone eager to understand NZ’s economic landscape

💡 Don’t get caught in the rain—subscribe to mortgagehq and hit the bell so you never miss these expert-driven insights again.

💼 mortgagehq is New Zealand’s go-to channel for real estate investment education, market analysis, and wealth-building strategies. We're here to help you read the market skies and make moves with confidence.

🌐 Visit www.mhq.co.nz to explore how mortgagehq can support your property journey today.

🧠 Stay smart. Stay dry. Stay ahead—with mortgagehq.

📌 Follow mortgagehq for more expert analysis, mortgage tips, and investment strategies.

Learn more: https://mhq.co.nz/property-investment/what-investors-must-know-the-truth-about-0-7-gdp-growth/

A Brutal Real Estate Reality Check Under Luxon (2025) | Featuring Henry Russell, ANZ Chief Economist

Strap in — the forecast for New Zealand’s housing market just got stormy. In this eye-opening episode, mortgagehq sits down with Henry Russell, ANZ Chief Economist, for a brutally honest breakdown of the 2025 NZ property landscape under the leadership of Prime Minister Christopher Luxon. Whether you're a homeowner, investor, or first-time buyer, this is your weather warning — the real estate skies are changing fast.

☁️ From the housing boom’s sunshine highs to today’s economic cold front, we unpack what's really happening on the ground. Henry brings the thunder with data-driven insights, economic forecasting, and no-nonsense answers about where New Zealand’s property market is headed next.

🌪️ Don’t get caught in the storm without a plan. This is your real estate reality check — raw, unfiltered, and essential viewing if you're planning to buy, sell, invest, or hold property in Aotearoa. mortgagehq brings you the facts others are too scared to say out loud.

💡 Whether you're feeling the chill of rising interest rates or wondering if the market will heat up again, this episode gives you the full weather report — no fluff, just straight talk.

Why This Matters for YOU:

The winds of change are blowing. If you want to build wealth through New Zealand real estate, this video gives you the real temperature check you won’t find anywhere else. And with expert guidance from mortgagehq, you’ll be equipped to make smart, confident moves no matter the forecast.

mortgagehq has helped thousands of Kiwis make better property decisions, and this episode continues that mission. Whether you're looking to grow your investment portfolio, secure your first home loan, or simply understand the storm clouds on the horizon, mortgagehq has you covered.

Don't miss out — this could be the most important real estate conversation of 2025.

🌐 Learn more or get in touch with our team at www.mhq.co.nz

Who Should Watch: • New Zealand property investors
• First-home buyers in NZ
• Anyone looking to invest in New Zealand
• Kiwi homeowners concerned about falling values
• People wanting to grow wealth through property

🔥 Subscribe to mortgagehq for more high-impact, data-backed real estate insights that help Kiwis WIN.

Learn more: https://mhq.co.nz/property-investment/a-brutal-real-estate-reality-check-under-luxon-2025/

How Trump’s Tariff War Could CRASH NZ Real Estate Prices | Kelly Eckhold (Westpac Chief Economist)

🌪️ Storm warnings are in effect. With Donald Trump back in power and already rolling out aggressive tariffs on China, Europe, and beyond, the global economy is under pressure — and New Zealand’s real estate market may be standing directly in the economic blast zone.

In this urgent new episode from the mortgagehq YouTube channel, we sit down with Kelly Eckhold, Westpac’s Chief Economist, to break down exactly how Trump’s tariff-heavy economic policy could cause major tremors across the New Zealand housing market.

🏠 Whether you're a Kiwi homeowner, a savvy investor, or someone exploring how to invest in New Zealand property, this is a critical update you cannot afford to miss.

🌩️ What’s happening?

Trump’s return has reignited global trade tensions. His administration is already introducing new tariffs on Chinese goods, revisiting steel and aluminum duties, and threatening tariff escalations across key trading partners. These protectionist moves are creating turbulence in global markets — and New Zealand is not immune.

Kelly Eckhold explains how these policies could:

Trigger global inflationary pressure

Force central banks (including the RBNZ) to keep rates higher for longer

Shake investor confidence

Strengthen the USD and weaken NZD

Disrupt capital flows and raise funding costs for NZ banks

All of this leads to storm clouds forming over NZ’s property market — and mortgagehq is here to walk you through it.

mortgagehq exists to help New Zealanders navigate the changing landscape of real estate, mortgage finance, and wealth building. Whether you're refinancing, upsizing, or investing for long-term growth, we’re your partners in the storm.

Subscribe to the mortgagehq YouTube channel for real-time updates on interest rates, housing market trends, and smart strategies to thrive in the NZ property world.

Looking for a mortgage game plan in a volatile global economy? Visit 👉 www.mhq.co.nz — the official home of mortgagehq.

🌧️ The skies may be darkening, but opportunity exists for those who understand the weather.
Let mortgagehq be your umbrella in the global economic storm.

Learn more: https://mhq.co.nz/property-investment/how-trumps-moves-could-crash-nz-real-estate-prices/

Luxon, Lies & the NZ Housing Crisis – What Kiwis Really Need to Know (with Maurice Williamson)

Welcome to mortgagehq, your go-to channel for real, unfiltered insights into the New Zealand property market. In this explosive episode, we sit down with former National Cabinet Minister Maurice Williamson to cut through the political fog and expose what’s really going on with Christopher Luxon, the NZ housing crisis, and what it means for Kiwi homeowners, investors, and first home buyers.

We’re in the middle of a housing storm — and the political clouds are only getting darker. With rising interest rates, affordability slipping away, and public trust in leadership eroding, this interview sheds light on the thunderclouds forming over New Zealand’s property landscape.

Whether you're a seasoned property investor, a concerned homeowner, or someone looking to enter the market, mortgagehq brings you the facts you won’t hear on the evening news. Maurice Williamson doesn’t hold back — and neither do we.

🌦️ The forecast for New Zealand property is uncertain — but you don’t have to get caught in the downpour.

New Zealanders worried about the future of housing
Property investors seeking the truth behind the headlines
Kiwis wanting to buy their first home in a volatile market
Anyone exploring how to invest in New Zealand real estate
Smart thinkers who want financial freedom through property
At mortgagehq, we’re committed to helping everyday Kiwis and global investors alike understand the winds of change in the property market. With tools, insights, and a no-BS approach, mortgagehq is here to help you make smarter, faster decisions with your money and your mortgage.

To learn more or get support from the mortgagehq team, visit 👉 www.mhq.co.nz

Don't forget to like, comment, and subscribe to mortgagehq to stay ahead of the next market shift.

Learn more: https://mhq.co.nz/property-investment/luxon-lies-the-nz-housing-crisis-what-kiwis-need-to-know/