📊 Not Sure Where You Stand Right Now?
Use our free Mortgage Snapshot to check your structure, risk exposure, and options.
👉 Try the Mortgage Snapshot Tool
https://mhq.co.nz/mortgage-calculator/#/

📗 Want the Property Strategy That’s Worked for Thousands of Kiwis?
Get Andrew Malcolm’s playbook—The Three Property Formula.
👉 Get the Book Here
https://mhq.co.nz/the-three-property-formula-book/

Learn more: https://mhq.co.nz/property-investment/the-nz-economy-just-stalled-is-your-property-portfolio-at-risk/

Everyone’s celebrating the rate cuts… but should they be?

In this elite drop, we rip the wrapping off the 2025 RBNZ narrative. While headlines shout “relief”, the data whispers “trap.”
This isn’t just a monetary policy shift—it’s a psychological bait-and-switch designed to lull Kiwi investors into complacency. And if you fall for it, you could be walking straight into a leveraged firestorm.

Learn more: https://mhq.co.nz/property-investment/ocr-cuts-but-no-party-why-investors-should-rethink-their-expectations-for-2025/

A Rate Cut Is Coming in 2025… But Most Investors Are Still Asleep.
While headlines scream “market slowdown,” the smart money is already moving. In this episode, we break down exactly why savvy New Zealand property investors are quietly buying now — before the 2025 rate cut flips the market on its head.

This isn’t guesswork. It’s strategy. And it’s happening beneath the surface — off-market deals, regional targeting, and interest-rate positioning are all playing a part in this stealth accumulation phase.

Learn more: https://mhq.co.nz/property-investment/2025-rate-cut-incoming-why-nz-property-investors-are-quietly-loading-up/

NZ’s Real Housing Hotspots EXPOSED: Where Smart Investors Are Shifting Focus

Everyone’s distracted by Auckland. But under the radar, NZ’s regional markets are erupting — and if you're not watching closely, you’re already behind.

In this episode, we pull back the curtain on the quiet boom happening outside the main centres. From Tauranga to Timaru, we break down the real data, council signals, and infrastructure plays that are sending property values surging — while Auckland drags its feet.

Learn more: https://mhq.co.nz/property-investment/nzs-real-housing-hotspots-revealed-the-regions-quietly-booming-while-auckland-stalls/

Mortgage Snapshot: https://mhq.co.nz/mortgage-calculator/#/

Is New Zealand’s Reserve Bank asleep at the wheel… or are they quietly prolonging your pain?

In this episode, we expose the hidden consequences of the RBNZ’s inaction. Despite global shifts and local pain, New Zealand is stuck in a slow, grinding recession - and the Reserve Bank isn’t flinching.

Learn more: https://mhq.co.nz/mortgage/is-the-rbnz-letting-nzs-recession-drag-on/

▶️ Missed Part 1? Start here: NZ Granny Flats: What Councils Don’t Tell You (But We Will) https://youtu.be/QC4jYY3cq14

Are councils quietly sabotaging your dream to build a granny flat? In Part 2 of this explosive series, we expose the hidden rules, surprise cost traps, and local loopholes that could destroy your plans before they begin.

Learn more: https://mhq.co.nz/property-investment/granny-flats-part-2-the-truth-about-hidden-rules-cost-traps/

$4B in Subsidies. Who got paid - and what’s coming next?
The government just pumped $4 billion into the system... but no one’s talking about who actually benefits - or what this means for the property market.

This isn’t theory. It’s not hype.
It’s a coordinated capital shift, and if you’re an investor, landlord, or future buyer... you need to see what’s unfolding.

Learn more: https://mhq.co.nz/property-investment/4b-in-subsidies-why-nz-investors-need-to-watch-the-governments-next-move/

📍 The Most Unexpected Land War in NZ Property History
🔥 IKEA. Billion-dollar expansion. One ancient karakia.
And it could all come undone—before they even lay a single foundation.

This isn’t clickbait. It’s New Zealand in 2025 - where land, law, and legacy collide, and where a prayer isn’t just symbolic. It’s legally protected.

In this explosive exposé, we uncover how a single spiritual challenge under tikanga Māori could halt IKEA’s newest megastore in its tracks—and reshape the future of large-scale development across Aotearoa.

Learn more: https://mhq.co.nz/property-investment/how-a-prayer-could-stop-ikeas-new-store-in-new-zealand/

The NZ Housing Market Is Waking Up: Are You Ready to Move First?

The New Zealand housing market 2025 is shifting — fast. After a brutal downturn, signs of a property market recovery are emerging, and smart investors are already positioning themselves for the next wave.

In this essential market update, we unpack the REAL story behind the NZ housing recovery — what's driving it, where the upside lives, and which trends investors are stalking before the headlines catch up.

Learn more: https://mhq.co.nz/property-investment/the-nz-housing-market-in-recovery-mode-what-smart-investors-are-watching-closely/

The numbers are in — and the message is mixed.
In this June 2025 housing market update, we break down what’s actually happening across New Zealand property right now. Is the market stuck in its “deep freeze” phase, quietly sliding beneath the surface, or gearing up for a surprise breakout?

⚠️ Why This Update Matters Now:
New Zealand’s housing market isn’t moving in one direction — it’s fragmenting.
Some suburbs are sliding. Others are flatlining. A few are just starting to twitch back to life.

But under the surface, big forces are clashing:
💣 Rising inflation pressure
🏦 OCR holding firm
💸 Credit demand shifting
📉 Buyer expectations collapsing

It’s not about timing the market — it’s about understanding its temperature.

Learn more: https://mhq.co.nz/property-investment/nz-housing-in-june-2025-stuck-sliding-or-set-to-surge/