Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). He is also a podcast host and best-selling author of ‘You Need A Budget’. He is deeply passionate about teaching individuals, families, and business owners to help them gain total control of their money. Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune’s #1 best small company to work for.

Jesse shares YNAB’s Four Rules, and how we can all master money management. I’m such a huge fan of the tool, so I also explore with Jesse the power of simple tools, building a community, being clear with your expenses, and Alexa requests.

Talking Points

Launching YouNeedABudget.com as a spreadsheet business

How to start budgeting your finances

Embracing your true expenses

Identifying what is urgent

Setting intention versus attention

The parallels between time and money management

Budgeting with your partner

How YNAB works

Quote

"Consider the future within the constraint of current resources."

Helpful Links

‘You Need a Budget’ by Jesse Mecham

‘Four Thousand Weeks’ by Oliver Burkeman

YNAB

Episode 388: Mike Michalowicz talks about Getting Different

[email protected] 

Want to discover some of the books mentioned on the podcast? Check out Scribd, my reading app of choice.

 

If you enjoyed the episode, please leave a rating and/or review wherever you listened to the episode. Also don't forget to check out all of our podcast sponsors found on our podcast sponsors page.

 

If you enjoyed the episode, please leave a rating and/or review wherever you listened to the episode. And if you want to have easy access to the archives of the show and ensure you don't miss the new episodes to come then subscribe to the podcast in the app you're using.