A Productive Conversation

Jesse Mecham talks about YNAB, Money Management and Future You


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This episode is brought to you by Your Clockwise Week—a personalized weekly structure built around your actual life, not an ideal one. If your week feels full but not fitting, you can learn more at mikevardy.com/yourclockwiseweek.


Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). He is also a podcast host and best-selling author of ‘You Need A Budget’. He is deeply passionate about teaching individuals, families, and business owners to help them gain total control of their money. Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune’s #1 best small company to work for.


Jesse shares YNAB’s Four Rules, and how we can all master money management. I’m such a huge fan of the tool, so I also explore with Jesse the power of simple tools, building a community, being clear with your expenses, and Alexa requests.



Talking Points

  • Launching YouNeedABudget.com as a spreadsheet business
  • How to start budgeting your finances
  • Embracing your true expenses
  • Identifying what is urgent
  • Setting intention versus attention
  • The parallels between time and money management
  • Budgeting with your partner
  • How YNAB works


  • Quote

    "Consider the future within the constraint of current resources."



    Helpful Links

    • ‘You Need a Budget’ by Jesse Mecham
    • ‘Four Thousand Weeks’ by Oliver Burkeman
    • YNAB
    • Episode 388: Mike Michalowicz talks about Getting Different


    • Want to discover some of the books mentioned on the podcast? Check out Scribd, my reading app of choice.

       

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      If this episode resonated, I’m exploring ideas like these more deeply in my upcoming book, Productiveness. You can follow along as it takes shape at mikevardy.com/productiveness.

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