A Productive Conversation

Jesse Mecham talks about YNAB, Money Management and Future You


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Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). He is also a podcast host and best-selling author of ‘You Need A Budget’. He is deeply passionate about teaching individuals, families, and business owners to help them gain total control of their money. Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune’s #1 best small company to work for.


Jesse shares YNAB’s Four Rules, and how we can all master money management. I’m such a huge fan of the tool, so I also explore with Jesse the power of simple tools, building a community, being clear with your expenses, and Alexa requests.



Talking Points

  • Launching YouNeedABudget.com as a spreadsheet business
  • How to start budgeting your finances
  • Embracing your true expenses
  • Identifying what is urgent
  • Setting intention versus attention
  • The parallels between time and money management
  • Budgeting with your partner
  • How YNAB works


  • Quote

    "Consider the future within the constraint of current resources."



    Helpful Links

    • ‘You Need a Budget’ by Jesse Mecham
    • ‘Four Thousand Weeks’ by Oliver Burkeman
    • YNAB
    • Episode 388: Mike Michalowicz talks about Getting Different


    • Want to discover some of the books mentioned on the podcast? Check out Scribd, my reading app of choice.

       

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      A Productive ConversationBy Mike Vardy

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