In this podcast transcript, Scott Howell and Bradley Flowers introduce the Insurance Guys podcast and their guests, Cale Merrill and Russell Wright, co-founders of United Risk Agency. Cale and Russell share their experiences in the insurance business and discuss how they started their agency in 2019. They also share a story about their first piece of business involving an Agency of Record (AOR) situation. The dynamic and light-hearted nature of the podcast is evident throughout, providing an enjoyable listening experience while highlighting the guests' journey and the excitement of having them on the show.

The conversation then shifts to the topic of partnership in the insurance industry, with Russell and Kale discussing the importance of complementing each other's strengths and maintaining transparent communication. They emphasize the need for a strong personal bond in their partnership, treating each other like family rather than just business partners. The transcript also delves into the complexities of non-compete and non-solicitation agreements, highlighting the challenges and legal implications of these agreements in the insurance industry. 

Overall, the transcript provides insight into the dynamics of a successful partnership, the experiences of the guests, and the complexities of legal agreements within the insurance industry. Enjoy the Show!

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