Ever wondered why a seasoned investor like Lloyd Ross steadfastly avoids Bitcoin despite its astronomical gains? In this candid episode of Money Grows on Trees: The Podcast, Lloyd delves into the compelling reasons behind his decision and explores the broader implications for your financial strategy.

Why does Lloyd compare cryptocurrency speculation to buying vintage oil signs or art collections? What’s the core principle that keeps him loyal to traditional businesses and index funds? Discover Lloyd’s insightful viewpoints that challenge mainstream crypto enthusiasm, fostering a deeper understanding of financial prudence.

In a compelling moment, Lloyd leaves listeners with a thought-provoking comparison between Bitcoin and the world's top 500 companies, emphasizing true value versus hype. Join us for this enlightening discussion and rethink your investment strategy on Money Grows on Trees: The Podcast.

Timestamps and Key Sections:

00:00 Explaining why I don't own cryptocurrency.

03:46 Prefer predictable investments over speculative ones.

06:57 Invest in predictably valuable publicly listed companies.

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Resources and Links:

- Explore Lloyd’s insightful books: Money Buys Happiness Book

- Connect with Lloyd on Telegram: Lloyd’s Telegram

- Leave a review and get a shoutout on the podcast: Spotify Review

Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.

In this eye-opening episode of Money Grows On Trees: The Podcast, host Lloyd Ross dives deep into why he avoids investing in cryptocurrency and gold. Instead, Lloyd emphasizes the importance of investing in productive assets like businesses, farmland, and real estate. Learn why these assets are superior for wealth creation and how understanding this principle can transform your financial future.

Timestamps and Key Sections:

00:00 Prefers index funds over gold or cryptocurrency.

05:15 Currency type doesn't matter; production capability does.

07:59 Speculation vs. investing: Gold, crypto, fiat compared.

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Key Takeaways:

Resources and Links:

- Explore Lloyd’s insightful books: Money Buys Happiness Book

- Leave a review and get a shoutout on the podcast: Spotify Review

SEO Keywords:

Money lessons, practical money lessons, real life money lessons, money mindset, financial goals, crypto, gold investment, index fund, nonproductive assets, real estate, inflation, gold standard, digital money, investing in businesses, productive assets, wealth creation, financial freedom, Berkshire Hathaway, Warren Buffett, stock market investment, rental income, business ownership, Lloyd Ross

~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication

This podcast is produced by Phil Better Inc.

In this thought-provoking episode of "Money Grows On Trees," host Lloyd Ross dives deep into the concept of retirement. He challenges conventional wisdom and questions whether the idea of waiting until age 65 to truly live your life might be a myth crafted by banks and employers. Lloyd shares insights on how to achieve financial independence now, rather than later, through entrepreneurship, strategic investments, and living a purpose-driven life. He also introduces the concept of the "Misoji," inspired by Japanese rituals, to live a fuller and richer life every year.

Timestamps and Key Sections:

00:00 Questioning the necessity of traditional retirement plans.

03:24 Live joyfully now, aligned with your purpose.

07:58 Quarterly mini retirements with staycations or travel.

10:06 Start now, don't wait for "one day."

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Key Takeaways:

SEO Keywords:

Money lessons, financial goals, retirement, passive income, entrepreneurship, lifestyle entrepreneur, financial independence, retirement scam, business growth, money mindset, investing, personal finance, financial freedom, achieving goals, financial independence, lifestyle changes, retirement planning, live life now, Japanese ritual Misogi, bold goals, travel goals, mini vacations, mini retirements, staycation,

~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication

This podcast is produced by Phil Better Inc.

In this episode of Money Grows on Trees: The Podcast, host Lloyd Ross dives into the pervasive myth that you need to be wealthy to start investing. Lloyd deconstructs this belief and offers practical advice on how anyone can begin their investment journey with even small amounts of money. From understanding compound interest to setting realistic financial goals, this episode provides actionable steps to secure a financially stable future.

Timestamps and Key Sections:

00:00 Feeling excluded from investment opportunities due to finances.

05:11 Small savings invested grow to $1,000,000.

06:18 Start small, reap bigger financial harvest later.

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Key Takeaways:

Resources and Links:

- Explore Lloyd’s insightful books: Money Buys Happiness Book

Spotify Review

SEO Keywords:

Money lessons, practical money advice, investing, financial goals, entrepreneurship, money mindset, wealth building, financial future, start investing, compound interest, S&P 500 index, financial security, financial independence, small investments, rich mindset, money habits, saving money, micro investing, dollar-cost averaging, money management, investment risk, financial literacy, stock market, real estate investment, cryptocurrency, money tree, financial stability, long-term investing, personal finance, millionaire mindset, financial growth.

~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication

This podcast is produced by Phil Better Inc.

In this episode of Money Grows on Trees, hosts Lloyd Ross and Ed Wright dive deep into the concept of the 'Circle of Competence,' offering listeners a blueprint to focus their investment strategies and build substantial wealth. Drawing inspiration from investing legend Warren Buffett, Lloyd explains why it's crucial to concentrate on one or two asset classes that align with your expertise, rather than spreading yourself too thin. Learn how to eliminate the noise, overcome analysis paralysis, and take actionable steps toward financial success.

Timestamps and Key Sections:

00:00 Stuck in investment indecision; simplify for success.

05:04 Focus on investments within your competency circle.

06:42 Focus on one area and simplify investments.

10:00 Check show notes, book, and upcoming event.

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Key Takeaways:

Resources and Links:

- Explore Lloyd’s insightful books: Money Buys Happiness Book

SEO Keywords:

Money Grows on Trees, financial news, investing, stocks, real estate, cryptocurrency, bonds, commodities, analysis paralysis, Warren Buffett, investing strategy, undervalued stocks, financial goals, investment opportunities, wealth building, circle of competence,

~~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.

In this episode, Lloyd Ross dives into the nuts and bolts of turning your brilliant money-making ideas into a reality. Learn why most entrepreneurs get stuck in the idea phase, how to overcome discomfort and rejection, and the essential activities you need to scale your business to new heights.

This episode is a must-listen for anyone looking to break free from the cycle of ideation and step into execution.

TimeStamps

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Call to Action:

Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

SEO Keywords:

money lessons, financial goals, lifestyle entrepreneur, money ideas, execute on ideas, money mindset, investing, entrepreneurship, practical money lessons, financial success, overcoming anxiety, dopamine rush, mental masturbation, business execution, entrepreneurial activities, rejection, humiliation, judgement, compelling offer, problem-solving, making money, network marketing, affiliate marketing, business coaching, scalable activities, social media marketing, copywriting, advertising, outreach strategies, building a network, profit skills

~~~~~~~~~~~~~~~~~~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.

In the latest episode host Lloyd Ross tackles the burning question: "When Can I Enjoy My Money?" Are you diligently saving, investing, and managing your finances yet wondering when it's time to treat yourself? 

Lloyd shares practical advice on how to balance financial discipline with enjoying the fruits of your hard work.

Tune in to gain insights on how to sensibly enjoy your money now while keeping your financial journey on track. 

Don't miss this episode if you're ready to harmonize wealth-building with life's simple joys!

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Call to Action:

Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

SEO Keywords:

Money Grows on Trees, podcast, money lessons, financial education, Lloyd Ross, lifestyle entrepreneur, money mindset, financial goals, saving, paying off debt, financial peace, financial freedom, budgeting, splurging, financial turnaround, weekend treats, reward, mini-vacation, spending within budget, value conscious, simple joys, down payment, financial stress, financial anxiety, Money Buys Happiness

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.

In the latest episode of Money Grows On Trees, host Lloyd Ross delves into a powerful 90-day strategy to transform your finances. Are you stuck in a cycle of debt and struggling to save? Lloyd breaks down the crucial steps to take control of your money by auditing your spending, cutting costs, and building new income streams. Discover actionable tips on how to stem financial bleeding, and even start investing with low-risk methods. This episode is packed with practical advice to help you achieve financial peace.

Timestamps:

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Key Takeaways:

Resources and Links:

- Explore Lloyd’s insightful books: Money Buys Happiness Book

- Leave a review and get a shoutout on the podcast: Spotify Review

Call to Action:

Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts.

SEO Keywords:

money mindset, investing, entrepreneurship, financial goals, financial crisis, debt management, financial turnaround, cutting costs, bank statement audit, financial peace, income streams, second income, side hustle, affiliate marketing, financial skills, low-risk investments, micro-investing, budget management, high-interest debts, refinance mortgage, financial IQ,

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.

In this enlightening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves deep into the unseen challenges that ambitious individuals face on their path to success. These "taxes" are much more than financial; they encompass emotional, mental, and social tolls.

Lloyd breaks down the 7 hidden taxes that come with striving for greatness, sharing personal anecdotes and practical advice to help listeners recognize and navigate these hurdles. Tune in to discover how to turn these challenges into stepping stones for success.

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

Stay updated with his adventures on Instagram by following @lloydjamesross.

Key Takeaways:

Call to Action:

Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts.

SEO Keywords:

Money lessons, financial goals, entrepreneurship, success journey, money mindset, financial success, investing, personal finance, lifestyle entrepreneur, money podcast, ambition, setbacks, transformation, success flags, business challenges,

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.

In this episode of "Money Grows On Trees," Lloyd Ross dives into the essential hack for taking control of your finances. The focus is on one crucial habit practiced by the wealthy and financially savvy – doing a regular financial audit. Inspired by personal experiences and philosophical insights, Lloyd emphasizes the importance of knowing where your money is going to achieve financial stability and success.

**Key Takeaways:**

1. **The Importance of Tracking Expenses:**

- Understand where your money is going to make prudent financial decisions.

2. **Lifestyle Creep and Entitlement:**

- Recognize how your spending habits reflect a sense of entitlement.

3. **Conducting a Financial Audit:**

- Download your bank statements and categorize your expenses.

- Perform this audit monthly to stay on top of your financial situation.

4. **Behavioral Economics:**

- Manage smaller emotional purchases to control larger financial decisions.

5. **Long-term Financial Benefits:**

- Create more savings to invest in starting a business, paying off debts, or funding an emergency.

**Actionable Advice:**

- Schedule a monthly financial audit in your calendar.

- Review your bank statement for the last 30 days and categorize your spending.

- Identify subscriptions or services that are non-essential and cut them out.

- Challenge yourself to reduce monthly expenses progressively.

**Listener Engagement:**

- If you found this episode helpful, please leave a 5-star review and share it with your friends.

- Follow the podcast for more no-nonsense financial education.

- Tag Lloyd Ross on Instagram and get a shoutout on his stories.

Who is The Millionaire Money Mentor, Lloyd Ross:

Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.  

With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.   

He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.   

Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.  

Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors, 

Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.   

During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.  

Resources and Links:

- Explore Lloyd’s insightful books: Money Buys Happiness Book

- Connect with Lloyd on Telegram: Lloyd’s Telegram

- Leave a review and get a shoutout on the podcast: Spotify Review

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.