Money Grows on Trees

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on network marketing as a viable option for earning extra income with minimal financial risk. He discusses the importance of selecting the right company, product, compensation plan, and team, emphasizing that while it may take time to see returns, the potential for recurring income and tax deductions makes it a worthwhile endeavor. Lloyd recounts his own journey into network marketing, which began as a side gig while he was in the property business. He highlights the significance of finding opportunities to work beyond a core job and how his wife was introduced to network marketing through family, leading to their initial success. Tune in for valuable strategies on building wealth and achieving financial freedom through network marketing.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:00:00] Network marketing as income source.

[00:04:31] Network marketing as entrepreneurship school.

[00:06:57] Network marketing success tips.

[00:10:50] Network marketing legality explained.

[12:34:56] The power of storytelling.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the controversial topic of homeownership, specifically why he, as a multimillionaire, chooses not to own a house. He discusses the common pitfalls many face, such as being trapped in old money habits and the financial stress that comes with heavy mortgage commitments. Lloyd emphasizes the importance of investing in oneself and building additional income streams, rather than tying up finances in property. He shares insights on mindset and strategies for achieving financial freedom, making it clear that true wealth comes from making your money work for you. Tune in to discover Lloyd's unique perspective on property ownership and wealth-building.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:02] Why I don't own property.

[00:03:00] Renting vs. Home Ownership.

[00:08:30] Mortgage and financial freedom.

[00:12:01] Diversifying income streams for freedom.

[00:14:01] Buying properties for wrong reasons.

[00:15:28] Lifestyle over property investment.

[00:18:27] Business decision over property investment.

[00:21:38] Changing investment strategies for millennials.

[00:26:37] Renting vs. owning philosophy.

[00:27:50] Building wealth strategies.

In this episode, Lloyd James Ross, a seasoned seven-figure investor and entrepreneur, shares insights into the seven most common financial mistakes made by business owners. He emphasizes the importance of separating personal and business finances, highlighting that many new entrepreneurs mistakenly treat their business income as personal income. Lloyd encourages listeners to create a contingency budget, much like contractors do, to prepare for unforeseen expenses in both business and personal finances. He aims to equip listeners with the mindset and strategies needed to take control of their finances, grow their wealth, and achieve financial freedom. Tune in to learn how to avoid these pitfalls and set yourself up for success!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:03] Mixing personal and business finances.

[00:03:10] Tracking business finances effectively.

[00:06:58] Investing in business growth.

[00:09:17] Business ownership and financial planning.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this episode, we break down why China is pushing hard to move global trade away from the US dollar—and how gold suddenly became a power move in their strategy. From frozen Russian reserves to skyrocketing gold demand, Lloyd unpacks the real economic chess game happening behind the scenes, explains why a gold-backed currency isn’t the same as going back to a gold standard, and shows how all of this ties into inflation, US debt, and global trust in money. If you’ve ever wondered whether the dollar is actually at risk or if China can really shift the balance, this convo lays it all out in simple, clear terms.

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:03] How weaponizing the USD started global de-dollarization

[00:03:41] China’s push for RMB-based trade

[00:05:00] Why China links its currency to gold

[00:08:26] The myth of returning to the gold standard

[00:11:01] How fiat currency saved modern economies

[00:15:33] Inflation, debt, and the real USD risks

In this episode, Lloyd breaks down what’s really been happening to the Aussie dollar, from ultra-low interest rates to massive bond-buying during COVID, and how all that cheap money ended up torching our purchasing power. He unpacks why inflation ran wild, how government spending piled on top, and what the RBA got wrong (and right) trying to fix it. If you’ve been wondering why everything suddenly costs more, or whether the dollar is actually recovering, this convo connects all the dots in plain English.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:11] How COVID triggered massive money supply expansion

[00:05:04] Oversupply, inflation, and real-world examples (Big Macs, Maxi Bonds, etc.)

[00:08:38] Why the AUD kept getting weaker against the USD

[00:11:03] The RBA’s attempt to pull inflation back to target

[00:14:32] What they should’ve done vs what actually happened

Thinking about buying gold? In this episode, Lloyd James Ross dives into why he avoids gold despite its popularity as a “safe” asset. From massive lines at bullion shops to the risks of buying a non-productive asset, he breaks down why gold can often be a “birdless bush” investment, relying on the greater fool theory rather than producing real income. Lloyd also compares gold to income-generating businesses, explains historical drawdowns, and shares practical strategies to hedge inflation while actually growing your wealth. Whether you’re curious about gold, Bitcoin, or smart investing, this episode gives you a clear perspective on when to be greedy and when to be fearful.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:00] Gold as a risk-off asset

[00:20:00] The “bird in the bush” investing metaphor

[00:38:00] Historical gold drawdowns

[01:10:00] Cinderella & the pumpkin moment

[01:20:00] Income-producing assets vs gold

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on high-level investing strategies. He emphasizes the importance of owning substantial shares in companies, as exemplified by the wealthiest individuals like Bernard Arnault and Elon Musk. Lloyd discusses his recent investment of a million dollars in Alibaba, using it as a case study to educate listeners on business analytics and sound investment practices. He clarifies that this episode is not financial advice but aims to provide valuable knowledge for those feeling overwhelmed by investing. Tune in to discover how to break free from old money habits, gain control over your finances, and work towards achieving financial freedom through strategic stock investments.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:34] Value investing strategies explained.

[00:05:35] Advanced delivery technology in China.

[00:07:11] Alibaba's complete ecosystem business.

[00:10:17] China’s advanced technological cities.

[00:13:35] China's technological advancement and manufacturing.

[00:18:01] Future of China's economy.

[00:19:48] Alibaba's AI dominance in China.

[00:24:43] Alibaba's growth potential and leadership.

[00:25:40] Wealth building through company ownership.

[00:28:34] Wealth building strategies.

In this episode of the Money Grows on Trees podcast, host Lloyd James Ross welcomes a special guest, Melissa Corciato, who shares her inspiring journey of regaining control over her finances. Having once been a big spender with $150,000 in debt, Melissa discusses the importance of redirecting spending towards purposeful investments and how mentorship has played a crucial role in her transformation. Lloyd and Melissa explore the common fears that hold people back from investing in themselves and provide insights into simplifying financial strategies. Tune in to learn how to overcome financial stress, grow your wealth, and achieve financial freedom.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:29] Wealth philosophy transformation.

[00:03:55] Spending habits and control.

[00:09:49] Financial rock bottom and recovery.

[00:12:12] Juicier life through financial change.

[00:17:12] Paying off $150,000 debt.

[00:20:35] Financial discipline and spending habits.

[00:25:23] Building assets for children.

[00:26:18] Kids learning financial responsibility.

[00:31:59] Personal growth through travel.

[00:33:36] Leaving family for personal growth.

[00:38:04] Financial peace and freedom.

[00:42:30] Coachability in financial transformation.

[00:44:46] Show up and take action.

[00:46:57] Building wealth strategies.

In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares valuable insights on building wealth and achieving financial freedom. He emphasizes the importance of focusing on a core income strategy rather than chasing multiple streams of income, and he highlights the significance of time and compound interest in the wealth-building process. Lloyd also discusses the concept of leverage as a powerful tool for financial growth. Listeners are encouraged to confront their financial knowledge gaps and learn the three essential components of wealth: making money, managing it, and growing it. Join Lloyd for an engaging discussion filled with practical strategies to transform financial stress into success.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:21] Compound interest and leverage.

[00:05:22] Wealth building through entrepreneurship.

[00:08:36] Time makes you rich.

[00:10:04] Geo-arbitrage for wealth building.

In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights into overcoming common misconceptions about investing. He emphasizes that many people find investing hard and scary, but with the right knowledge and strategies, it becomes manageable and empowering. Lloyd introduces Leisike, an international student and mother of two from New Zealand, who joins the conversation to share her experiences and excitement about being in the studio for the first time. Together, they discuss the importance of financial education, the pillars of wealth creation, and the transformative power of taking control of one’s finances. Tune in for valuable tips on achieving financial freedom and making your money work for you!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:04] Money mindset transformation.

[00:06:28] Worthiness and financial responsibility.

[00:11:08] Good stewardship of money.

[00:12:59] Money management breakthroughs.

[00:16:17] Investing for family adventures.

[00:29:16] Money-making algorithm steps.

[00:36:25] Podcasting as a tool for connection.

[00:43:23] Creating a legacy culture.