In this episode of Everyone’s Talkin’ Money, we’re diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM. Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up?, and the identity crisis many mothers face when they step away from a paycheck to raise their kids.

You’ll hear:

How to reclaim your financial worth as a stay-at-home mom — even if you’re not bringing in income

The emotional and financial cost of sacrificing your career for your family and how to rebuild your sense of self

Why investing in yourself isn’t selfish — and how to do it without the mom guilt

How to have honest money conversations with your partner when you’re not earning a paycheck

Karen’s top advice for women in their 40s navigating big life pivots and financial decisions

Whether you’re a stay-at-home mom, a working mom, or somewhere in between, this conversation will remind you that your worth isn’t defined by a paycheck — and that it’s never too late to invest in you.

You’ll walk away learning: 

Many women feel guilt about pursuing interests outside of motherhood.

Motherhood can feel like a death of previous identity.

Social media often portrays an unrealistic view of motherhood.

Women are conditioned to feel guilty about not enjoying every moment.

Perfectionism can negatively impact mental health in motherhood.

It's important to focus on accomplishments rather than shortcomings.

Unpaid labor in the household is valuable and should be recognized. Women should feel empowered to ask for what they deserve.

Many women handle day-to-day finances but lack knowledge of larger financial matters.

It's crucial for both partners to be educated about household finances.

Financial literacy can prevent future hardships in case of unexpected events.

Women often feel guilty about spending money on themselves.

Selfishness in financial decisions can be redefined as self-care.

Finding personal hobbies is essential for mental well-being.

Aging can bring a sense of freedom and acceptance.

Conversations about money should be open and honest, without guilt.

Follow Karen on social media @21stcenturysahm and visit the21stcenturysahm.com to pre-order her book, What Do I Want to Be When They Grow Up?

And don’t forget to follow us on Instagram @everyonestalkinmoney for more real talk about money, motherhood, and finding your power.

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