Paying employees as soon as they clock out of a grueling day of work seems like science fiction, but it shouldn't. That's why we invited Nico Simko, founder & CEO at Clair, a company who helps employees get paid as soon as possible to the podcast. Nico's also a Forbes 30 Under 30 and a Harvard grad. Founded 2019, they've raised $194.6M, and have 80 employees. But while it's as common sense idea, it's not without its detractors, including those who claim businesses like his are just a payday loan scam preying on the poor and desperate. So, an invaluable tool to improve retention and solve the problem of absenteeism, or the devil? You decide.