Positive signs when it comes to consumer arrears, but some businesses are still doing it tough. 

The latest Centrix data for June shows the number of people behind on payments is down on last year, for the fifth consecutive month in a row. 

At the same time company liquidations have risen 27% year-on-year. 

Chief Operating Officer Monika Lacey says that's partly due to increased enforcement, after a softer approach from credit providers during Covid. 

She says Inland Revenue is among those businesses which is now taking a normal approach again, and that's having an impact. 

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