With the New Zealand property market facing shifts in 2025, do you really know how much housing equity you have—and how much you can actually use? Understanding the difference between total equity and usable equity is critical for property investors and homeowners looking to refinance, buy another property, or leverage their assets for wealth-building.

📌 In this video, we break it all down:
✅ What home equity means for NZ homeowners
✅ How to calculate your home equity correctly
✅ How mortgage advisers help clients buy more properties
✅ Lending options available for home buyers & investors
✅ The risks and mistakes advisers have seen in the market

If you’re looking to buy your first home, build a property portfolio, or tap into home equity, you NEED to understand how much is actually available to you. Watch now for expert insights on New Zealand real estate, mortgage strategies, and property investing.

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Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/
Learn more: https://mhq.co.nz/mortgage/nz-housing-slump-discover-total-equity-vs-usable-equity-simplified-for-everyone/