Everyone else will call 2026 a “surprise.” Not you.

This episode is for people who read patterns, not headlines- who understand that wealth, culture, and power move quietly long before they become obvious. While the internet debates aesthetics and algorithms, the real shifts are already underway.

In this episode of Old Money, I break down my 2026 predictions across money, lifestyle, wellness, work, family, and culture, through an old-money lens that values discipline, structure, and long-term positioning over noise. No hype. No hustle porn. No trend forecasting cosplay.

Just what’s actually changing-and who it will reward.

My 2026 predictions that cover:

1. Aesthetics, Culture & Lifestyle
2. Economics, Labor & Cost of Living
3. Ritual, Rhythm & Emotional Climate
4. Work, Gender & Family Structure
5. Wellness, Beauty & the Body as Status
6. Status, Transparency & Social Signals
7. Skills, Careers & Adaptation
8. Creator Economy & Media
9. Children, Education & Aspiration
10. Law, Order & Political Climate

This isn’t about reading a crystal ball, it’s about noticing what’s already happening- and moving accordingly.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In between après-ski, caviar and champagne… how do wealthy people actually end the year?

This winter, I’m taking a page out of the Old Money playbook.

To set myself up for the best 2026, I’m focused on systems, clarity, reflection, and removing friction - the behaviors that compound quietly while everyone else is distracted by holiday noise.

In this episode, I share the three things I’m doing before year-end to make 2026 my richest year ever. This isn’t about doing more... it’s about making next year easier to win.

In this episode, we discuss:

1. How I build a real money plan for 2026 (not goals, not vibes—an actual plan)
2. End of year accounting: where my money went, where my tracking broke down, and what I’m fixing next year
3. Establishing BALLER CEO systems for the new year, including my life binder and Old Money money machine
4. Why wealth comes from structure, not effort
5. How to close loops on financial friction before January
6. Why wealthy people enter the new year unburdened, not motivated

End-of-year isn’t about resetting your life.

It’s about removing drag, tightening systems, and letting your money work quieter, and harder, in the year ahead.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Inside Le Bal de Debutante

Shop Amber's Old Money Gift Guide

Join the Old Money Country Club

It’s our most bougie tradition of the year: the Neiman Marcus Fantasy Gifts Review is back for 2025, and yes, this year’s lineup is more unhinged, more luxurious, and more “wait, someone actually buys that?” than ever.

In this episode, we unwrap the psychology behind these once-in-a-lifetime presents, explore why wealthy people love them, and break down how to infuse wealthy-woman energy into your own gift-giving this holiday season. From exclusivity to intentionality to the five dimensions of wealth, we’re showing you how to give gifts that feel expensive... even when they’re not.

We also dive into 2025’s Black Friday news (including the continued rise of Buy Now, Pay Later), chat about the always-iconic Les Debutantes Ball, and celebrate one of our very own rich girls for a major win.

Think of this episode as your annual reminder that the richest gifts aren’t swiped... they’re shared, experienced, and created.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

This week, we’re doing a full rich girl grab bag - no outline, no studio lights, just me, my screenshots, and a holiday latte level of chaos. 

Join me for a cozy end-of-year kiki with your financially responsible, slightly unhinged rich aunt who tells you the truth and buys the best gifts. 

Then we dive into rapid-fire rich girl questions pulled straight from my DMs and course community: 

• San Francisco, synchronicity & letting life be easy
• The mirrored Amex card & old-money card philosophy
• Should you play the credit card points game… or chill?
• The money belief I had to completely unlearn
• Black Friday, Cyber Monday & the vibe shift
• If I were starting from zero with money…
• Do I track every transaction or set it and forget it?
• The surprise $10,000 question
• Finding your real “why” with money
• Rich girl shout-outs & community wins

It’s casual, it’s chatty, it’s very “throw on your Frette robe, light a candle, and plan your rich girl era while the Christmas tree twinkles.” 🎄✨

----------------------------

Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

In this transformational episode of Old Money, we’re joined by a woman whose work has radically expanded my understanding of wealth, energy, and true financial sovereignty — Elizabeth Ralph, former high-powered energy trader turned spiritual wealth mentor and host of The Spiritual Investor Podcast.

Elizabeth once lived the full Wall Street power-suit lifestyle. But at just 39 years old, she walked away - not because she had to, but because she’d mastered a new framework for wealth that blends practical investing strategy with energetic alignment. Today, she teaches others how to collapse time, build timeless wealth, and create freedom that goes far beyond the numbers in their bank account.

Together, we explore the intersection of money, frequency, intuition, and real-world finance, giving you the tools to rethink everything you’ve been taught about wealth.

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What We Cover in This Episode

✨ The moment that led to Elizabeth “retiring” at 39 and what retirement really means in her world

✨ What money frequency actually is and how even skeptics can understand the energetics behind prosperity

✨ Practical ways to ** attune to a higher wealth frequency** and “collapse time” in your financial life

✨ How Elizabeth blends intuition + data to make smart, aligned investment decisions

✨ The truth about financial freedom vs. traditional retirement

✨ A spiritual perspective on debt, scarcity, and emotional money blocks — and how to release them

✨ Why legacy wealth, land, and non-traditional assets may matter more than ever

✨ What Elizabeth is watching in 2025 and beyond, from new asset classes to shifts in global consciousness

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Who This Episode Is For

💸 The spiritual skeptic who’s curious but cautious

💸 The woman who wants to understand investing — without feeling intimidated

💸 Anyone who senses money has an energetic component… but doesn’t know where to start

💸 High achievers ready to rewrite their conditioning around work, worth, and wealth

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About Our Guest — Elizabeth Ralph

Elizabeth is a former energy trader and wealth consultant who retired at 39 after developing a revolutionary blend of financial strategy and spiritual alignment. Today she is the creator of The Spiritual Investor, a global community for women building wealth from the inside out. Her mission is simple: help people step into true financial sovereignty, timeless wealth, and aligned prosperity.

For more on Elizabeth, visit www.thespiritualinvestor.com or follow her on Instagram @elizabethralph and TikTok @iamthespiritualinvestor for daily wisdom and wealth tips.

----------------------------

Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

Are we living inside of a simulation? A video game? The matrix? 

This might be my most WOO-WOO episode yet, but today we’re breaking through the 3D world into the 5D, exploring what it’s like living inside a simulation-style reality - where money, time, and value are reflections of our internal frequency, not proof of our worth. I break down how to recognize when I’m playing the game as the character, the player, or the programmer, and how to elevate to the level where I’m actually coding my reality from the inside out.

I share the real difference between acting rich and being abundant - and how mastering that shift can completely rewire the way we experience money, success, and self-worth. Together, we’ll move beyond performative “wealth habits” and tap into the deeper energetic truth of abundance - the consciousness that attracts, creates, and circulates prosperity with ease.

What You’ll Learn

• The real energetic difference between acting rich and being abundant
• How to move from earning abundance to embodying it
• The three levels of the simulation: character, player, and programmer
• Behaviors that reveal when you don’t fully trust money - and how to shift them
• Powerful affirmations to anchor the energy of overflow
• What the true source of abundance really is

----------------------------

Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

Use code TRUSTFUND15 for 15% off Old Money Method through midnight Friday November 7, 2025.

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If you’ve ever thought, “I want to get it together financially… but I also want it to feel simple, calm, and kind of luxurious,” this one’s for you.

In this episode, I’m giving you a preview of Old Money Method - my new program designed to help you build wealth the elegant way: with systems that are simple, sustainable, and (most importantly) automated.

We’ll talk about what to expect inside the course, why it’s different from traditional budgeting or hustle culture, and how you can start designing your financial life like an old money estate — with structure, ease, and longevity.

Get a taste of:

• The Pyramid to Financial Freedom — and what it takes to be sovereign over your money
• The Wealth Architecture — how to create your personal financial blueprint like a high-rise in Manhattan
• Regulated Spending — why a Money Plan is more expansive than a budget, and why this is so important in wealth creation
• Accelerated Debt Freedom — the quiet, strategic way to become debt-free faster PLUS two tools you can start implementing TODAY
• Preserving Wealth & Paying Yourself — why automations are the key to having your money grow while you live your life.
• Effortless Investing — a preview of how I'm going to create a system for you to start investing without fear or confusion.

If you’ve ever wondered whether The Old Money Method is for you — come listen. This episode will show you how building wealth can actually feel calm, intentional, and deeply personal.

----------------------------

Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

Shop my Holy Grail Hair Products

Shop my Holy Grail Skin Care Products

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RSVP for the Old Money MASTERCLASS - Organize your Money before 2026 - LIVE Tuesday October 28 4 PM PST

Register for the Old Money Mindset Course - all modules are Live!

Old Money Method starts October 28 - I'll guide you through designing a custom money machine to build wealth effortlessly - use code EARLY through October 31 for 20% off!  

Take the Old Money Podcast Listener Survey

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Luxury isn’t the bag, the car, or the vacation - it’s how good you feel in your own skin.

We’re living in a time where labels can be faked, and lifestyles can be bought on credit. But real wellness? Confidence? Glow? You can’t swipe for that. The energy you radiate, the sheen in your skin, the strength in your body - those are the new symbols of success.

As the economy tightens and people start rethinking what “rich” really looks like, there’s been a quiet cultural shift. Being fit, rested, and healthy is the ultimate flex. It’s not about showing off what you can buy, it’s about showing how well you take care of yourself.

Today I'm sharing about being in my own “holy grail hair and skin” era & I'm breaking down the products, habits, and mindset shifts that are making me feel better than ever. This conversation isn’t just about aesthetics — it’s about energy, discipline, and self-respect.

Because the truth is: You can fake designer. You can’t fake vitality.

Tune in for real talk on wellness as wealth, how to cultivate a glow that can’t be bought, and why health — inside and out — is becoming the most powerful form of self-expression. PLUS - shop my Holy Grail Skin & Hair Products! 

----------------------------

Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

RSVP for the LIVE OLD MONEY MASTERCLASS - Tuesday October 28 4 PM PST, join me to organize and automate your money before 2026.

Old Money Method starts October 28- use code EARLY for 20% off & set up a money machine that grows your wealth effortlessly

Take the Old Money Podcast Listener Survey & tell me what you think!

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Feeling jealous of someone’s highlight reel on Instagram? TikTok influencers got you down?

You’re not alone—and it’s not your fault. 

In this episode, we unpack the science behind money jealousy and why social media makes it worse. From brain chemistry to algorithmic traps, we reveal how our minds are wired for comparison—and how to break the cycle for good.

I’m diving into some personal stories about what’s triggering ME online, research-backed insights, and practical tools to help you stop comparing your financial chapter one to someone else’s chapter twenty.

Remember: envy is just admiration that hasn’t found direction yet.

----------------------------

Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. 

RSVP Live Workshop Tuesday October 28 4 PM PST - http://evt.to/eoshusdaw 

Register for the Old Money Mindset Course: http://oldmoneypodcast.com/mindset

Take the Old Money Podcast Listener Survey: https://forms.gle/5gCMoWpSx31guwaU8

Subscribe on Substack: https://oldmoneypodcast.substack.com/

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Ever wondered how the most successful leaders, entrepreneurs, and creators make sharp decisions and stay accountable? They don’t do it alone. In this episode, we dive deep into the powerful concept of creating your own Personal Board of Directors.

You’ll learn:

• What a personal board of directors actually is (and what it isn’t).
• How to identify the right people—mentors, peers, and challengers—to sit on your “board.”
• The secrets to leveraging your board for better decision-making, growth, and clarity.
• Real strategies to stay accountable and avoid blind spots in business and life.
• PLUS a Chat GPT Prompt to develop your OWN personal board
• AND I share MY personal mentors, advisors and inspirations.

Whether you’re building a business, leveling up your career, or seeking clarity in your personal goals, this episode will show you how to surround yourself with the right voices to move forward with confidence.

🎙️ Tune in to learn how to design the ultimate support system that will keep you focused, empowered, and unstoppable.

Personal board of directors, career growth strategies, mentorship, accountability partners, leadership development, decision-making skills, personal growth podcast

----------------------------

Free Resources:

Old Money Newsletter

Download your Net Worth Tracker

Download your Net Work Tracker

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025. 

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.