Old Money Mindset ← Join The Waitlist Now To Receive A Special Early Bird Discount And Bonuses!

There’s a difference between looking rich and actually being wealthy... and most people are living in the gap.

In this episode, we break down:

• Why performing wealth is so easy to fall into (and why it backfires)
• The Real Housewives situation and what it reveals about financial avoidance
• Why having millions of followers doesn’t equal financial security
• The psychology behind spending to signal vs. spending from stability
• What real, grounded wealth actually looks like behind the scenes

If your lifestyle feels slightly ahead of your reality, this episode will make it click instantly.

And more importantly, it will show you how to start closing that gap.

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Resources Mentioned:

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

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Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

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Copyright (c) Old Money 2026.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Old Money Mindset ← Join The Waitlist Now To Receive A Special Early Bird Discount And Bonuses!

Let’s talk about financial fight or flight: the reason you can be smart, successful, and still make questionable money decisions. In this episode, I break down how everyday triggers like bills, pricing, or your bank balance can send your nervous system into chaos, leading to overspending, avoidance, or undercharging…followed by guilt, obviously. I also share the patterns I see all the time (and have 100% done myself), plus a behind the scenes moment in my business that completely changed how I think about money, so you can finally understand what is driving your decisions and start breaking the cycle!

In This Episode, You'll Learn:

1. What financial fight or flight is and why it happens
2. The “I deserve this” spending pattern and what is really driving it
3. Why avoidance is the most expensive money habit you can have
4. How undercharging and under earning are rooted in fear, not strategy
5. The self sabotage pattern that shows up after financial wins
6. The mindset shift that reframes how you think about making and keeping money

Resources Mentioned:

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping

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Previous Episodes Referenced:

Episode 114: Trust Fund Energy or Trauma & Trust Issues? Unpacking your Money Attachment Archetype!

Episode 120: Become the CFO of your Life with Shannon Weinstein

Episode 140: The Inheritance You Didn't Know You Received

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Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping

For many first generation women, money is deeply tied to family, culture, and expectation. Being the one who understands credit, earns more, or “makes it” can quietly turn into becoming the family safety net.

In this episode, I talk with Giovanna “Gigi” Gonzalez, author of Cultura & Cash, about the pressure of being a first generation daughter, the guilt that can come with setting financial boundaries, and how to build stability without losing connection to family or cultural identity. If you’re feeling torn between being a good daughter and becoming financially independent, this conversation will feel validating and empowering.

We’re giving away 3 copies of Cultura & Cash!

👉 To enter the giveaway: Be sure you’re following @oldmoneypodcast and @gigifirstgenmentor on Instagram. Tag a friend in the comments of this episode’s post. 3 people will be randomly selected!

About Giovanna “Gigi” Gonzalez:

Giovanna is a financial educator, speaker, influencer, and award-winning author focused on helping first generation professionals navigate money, career growth, and cultural expectations. She teaches at universities, ERGs, and organizations across the country and was named Best Personal Finance Influencer for Racial Equity by Bankrate in 2025. Her book Cultura & Cash was recognized by Forbes as a must-read money book for women’s financial growth, and her work has been featured in Nasdaq, Business Insider, The Wall Street Journal, and more.

Website: thefirstgenmentor.com

Instagram + TikTok: @gigithefirstgenmentor

Podcast: https://open.spotify.com/show/3b2O40WygEVdKT5EEMYCmw

Book: https://www.amazon.com/Cultura-Cash-Managing-Finances-Expectations-ebook/dp/B0CQ6H9FTY

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping

Your family may not have handed you a trust fund... but they handed you something that's been shaping your relationship with money ever since.

Before anyone ever sat you down and explained money, money was already teaching you. Every family passes down a financial inheritance that has nothing to do with bank accounts — it's the stories, the silences, the arguments, the phrases you heard so many times they became beliefs. 'We can't afford that.' 'Money doesn't grow on trees.' 'Rich people are greedy.' Sound familiar?

In this episode, I'm breaking down how childhood money beliefs become adult money patterns- why the nervous system stores them as survival strategies, and why most budgeting and financial advice fails because it never touches this layer. I'm also introducing two identities that I think are going to completely change how you see your own financial behavior: the Poor Little Girl and the Wealthy Woman.

In this episode, you'll learn:

1. How money beliefs are inherited without a single direct conversation, through observation, emotional atmosphere, and family behavior
2. The three channels money programming travels through: family environment, social and cultural conditioning, and observed behavior
3. Why old money families pass down a nervous system relationship with money, not just assets, and how to build that foundation for yourself
4. The Poor Little Girl identity: what she learned about money, how she survived, and why she's been running your financial decisions ever since
5. The Wealthy Woman identity: what changes when your nervous system believes money is safe
6. How to start mapping your own money story, and the free workbook that walks you through it step by step

This episode comes with a free resource: a snippet of the Old Money Mindset workbook: the Money Story Mapping exercise I give students inside the course. It's free, it takes 20 minutes, and it will show you your money patterns more clearly than years of budgeting advice ever did.

Download the FREE CHAPTER from the Old Money Mindset Workbook: Money Story Mapping

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Referenced in this Episode:

Episode 116. Women, Wealth & the Psychology of Power with Mira Katz

Episode 043. Raising Future Finance Bros: Teaching Financial Literacy to Kids with Samantha Bird

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

More Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2026.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

What if your worsening eyesight, your need for scalding showers, and your 3am wake-ups are all signs of nervous system dysregulation... and you've been treating them like personality quirks?

In this episode, I break down the signs of nervous system dysregulation that high-performing women have completely normalized, and explain exactly why this matters for your money, your wealth, and your life.

This is not a wellness episode. It's a wealth episode. Because you cannot make your best financial decisions from a nervous system that is in survival mode; and most high-achieving women are running a stress response they've never been taught to see.

In this episode you'll learn:

1. The surprising physical signs of chronic stress or bunrhout that high performers most commonly miss
2. Why your eyesight, sleep, sensory preferences, and body tension are connected to your financial fight-or-flight response
3. Why hustle culture rewards overriding discomfort, and why ambitious women are especially at risk for missing the signs
4. Why financial decisions made from a dysregulated state always cost more than the price tag
5. How this state of being affects all five dimensions of wealth: relationships, health, time, purpose and money

Get on the Old Money Mindset waitlist (early bird discount + exclusive bonuses)

Pour yourself a martini and hit subscribe. New episodes every Tuesday.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2026.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Why does success sometimes feel unsafe?

Nervous system expert Jessica Karwat unpacks why high-achieving women often sabotage growth, burn out after big wins, or feel anxious when money increases. From hitting her highest cash month and spiraling into panic, to understanding how trauma lives in the body, Jessica explains why wealth isn’t just strategy, it’s capacity. You’ll learn how your nervous system shapes your relationship with money, visibility, and expansion, plus a practical framework to help you reveal, heal, expand, and hold your next level.

If you’ve ever made more money and immediately lost it…

If you’ve ever felt anxious the moment things started going right…

If you’ve ever hit an income ceiling you couldn’t explain…

This episode will connect the dots between your nervous system and your net worth. Build from regulation, not survival.

About Jessica Karwat:

Jessica is an embodied business mentor for women entrepreneurs who specializes in money, visibility, and the nervous system. She helps high-achieving women expand their capacity to earn, be seen, and lead without burnout or self-sabotage by regulating their nervous system and embodying their next level identity.

www.womensacademyoftransformation.com

The Wealthy Nervous System 2 Day masterclass

Instagram and TikTok: @jessica.karwat

Youtube: Jessica Karwat

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2026.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Standards have dropped. Informality has become sloppy. Reliability is rare. Manners are now a modern advantage.

In this episode, I break down 10 old money manners that are used as modern leverage. In a culture built on chaos, composure is unforgettable.

1. Why manners now function as trust accelerators and reputation builders
2. How punctuality, responsiveness, and follow through quietly signal credibility
3. The communication habits that make people trust you faster
4. Why proper introductions and discretion are social power moves
5. How old money uses gratitude and closure without performance
6. Why elegance is often about knowing when to exit

If you have ever felt overlooked despite being capable, this episode explains why impeccable conduct still wins and always has.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In this episode of Old Money, I break down why so many people feel like financial doomsday is coming and why panic is the most expensive response you can have.

From market crashes and bank runs to media fear cycles and financial fight or flight, I explain what is actually happening in your brain when money feels scary and how wealthy individuals stay calm when everything looks red.

In this episode, I cover:

• Why financial anxiety does not disappear with more money and simply changes outfits
• How market downturns have historically created more millionaires, not fewer
• The difference between preparedness and paranoia
• Why most doomsday fear is really a liquidity problem, not an investing problem
• What a regulated nervous system looks like in real financial life
• Why boring systems beat reactive decisions every time
• How to build a real financial safety net without stockpiling cash or panic selling investments

I also walk through the real doomsday kit, including liquidity, emergency funds that actually match real life, insurance deductibles, income runways, and simple systems that help you respond instead of react.

If you have been tempted to wait until things feel safer, constantly check your portfolio, or make emotional money moves based on headlines, this episode is your reminder that calm people are not optimistic. They are prepared.

This is not a doomsday plan.

It is how you become financially unshakable.

Episode 091: Become Unshakeable and Get Rich... No Matter What

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Adult friendships don’t fail because we’re bad at them. They fail because no one ever taught us how to maintain them without burning ourselves out.

In this episode, I’m talking about building wealth in relationships -how old money relationships last decades without drama, performance, or emotional exhaustion. Not by being intense. Not by being everywhere. But by being predictably present in ways that actually suit who you are.

I share how understanding your friendship operating system- whether you’re a one-touch friend or an all-in friend- changes everything. There’s no “right” way to be a friend, but there is a wrong way: performing a version of closeness that drains you or expecting others to show up in ways they never will.

We talk about:

• Simplifying your social life with systems (calendars, repeat gifts, default hostess gestures)
• How to quietly learn people’s love languages without over-explaining yours
• Letting friendships breathe through kids, careers, distance, and life phases

And yes, I walk you through how to make friends as an adult without forcing it using the real formula that actually works: proximity + repetition + shared values.

Because social wealth isn’t about having a long contact list.

It’s about being someone people feel safe keeping in their life.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

The Super Bowl isn’t just about football anymore — it’s become one of the biggest betting events in the United States. In this episode, we take a closer look at the rise of sports betting, prediction markets, and gamified trading apps, and why these systems are designed to keep people chasing the feeling of a win.

We break down:

• What sports betting, prop bets, and prediction markets actually are
• How platforms like Kalshi and betting apps blur the line between investing and gambling
• Why day trading often functions like gambling, even when it’s framed as financial sophistication
• How dopamine, gamification, and instant feedback loops drive addictive behavior
• Why the idea of “getting rich quick” is so seductive... and so costly

Through an old-money lens, we explore why real wealth is built on patience, preservation, and long-term thinking, not luck or adrenaline. Old money isn’t about never working or striking it rich overnight, it’s about creating stability, optionality, and freedom over time.

This episode is for anyone who wants to understand:

• Why gambling feels so compelling right now
• How modern money culture keeps people reactive
• And how to adopt a calmer, more durable approach to wealth and decision-making

If you’re interested in financial psychology, behavioral finance, old money principles, and cultural trends around wealth, this conversation will give you a new framework for thinking about risk, money, and what being “rich” actually means.

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Today’s episode includes discussion of gambling, sports betting, and speculative trading. While we’ll be talking about these topics from an educational and cultural perspective, we want to acknowledge that gambling can be addictive and harmful for some people.

If you or someone you know is struggling with gambling, help is available. In the United States, you can call or text 1-800-GAMBLER for free, confidential support, 24 hours a day.

Please take care of yourself, and listen in a way that feels safe and supportive for you.

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Go Deeper with Old Money Courses:

Old Money Mindset to learn how to think like a wealthy woman

Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------

Free Resources:

Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products

Old Money Monthly Newsletter for what's rich in culture, shopping and our community

Download your FREE Net Worth Tracker

Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------

Connect with the Old Money Podcast:

Community: Join the Old Money Country Club

Web: OldMoneyPodcast.com

Email: [email protected]

Instagram: @OldMoneyPodcast

TikTok: @OldMoneyPodcast

----------------------------

Copyright (c) Old Money 2025.

The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.