Old Money

By Old Money®Business Entrepreneurship Education Self-Improvement Investing

Old Money episodes

March 10 138. Expand your Capacity for Abundance: Nervous System Regulation with Jessica Karwat
Why does success sometimes feel unsafe?
Nervous system expert Jessica Karwat unpacks why high-achieving women often sabotage growth, burn out after big wins, or feel anxious when money increases. From hitting her highest cash month and spiraling into panic, to understanding how trauma lives in the body, Jessica explains why wealth isn’t just strategy, it’s capacity. You’ll learn how your nervous system shapes your relationship with money, visibility, and expansion, plus a practical framework to help you reveal, heal, expand, and hold your next level.
If you’ve ever made more money and immediately lost it…
If you’ve ever felt anxious the moment things started going right…
If you’ve ever hit an income ceiling you couldn’t explain…
This episode will connect the dots between your nervous system and your net worth. Build from regulation, not survival.
About Jessica Karwat:
Jessica is an embodied business mentor for women entrepreneurs who specializes in money, visibility, and the nervous system. She helps high-achieving women expand their capacity to earn, be seen, and lead without burnout or self-sabotage by regulating their nervous system and embodying their next level identity.

www.womensacademyoftransformation.com
The Wealthy Nervous System 2 Day masterclass
Instagram and TikTok: @jessica.karwat
Youtube: Jessica Karwat

----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly

----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)

----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast

----------------------------
Copyright (c) Old Money 2026.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
49 min
March 03137. Old Money Manners To Raise Your Reputation
Standards have dropped. Informality has become sloppy. Reliability is rare. Manners are now a modern advantage.
In this episode, I break down 10 old money manners that are used as modern leverage. In a culture built on chaos, composure is unforgettable.
In this episode, you will learn:
Why manners now function as trust accelerators and reputation builders
How punctuality, responsiveness, and follow through quietly signal credibility
The communication habits that make people trust you faster
Why proper introductions and discretion are social power moves
How old money uses gratitude and closure without performance
Why elegance is often about knowing when to exit

If you have ever felt overlooked despite being capable, this episode explains why impeccable conduct still wins and always has.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
36 min
February 24136. Doomsday Prepping, Old Money Style: How to Stay Calm During Market Volatility
In this episode of Old Money, I break down why so many people feel like financial doomsday is coming and why panic is the most expensive response you can have.
From market crashes and bank runs to media fear cycles and financial fight or flight, I explain what is actually happening in your brain when money feels scary and how wealthy individuals stay calm when everything looks red.
In this episode, I cover:
Why financial anxiety does not disappear with more money and simply changes outfits
How market downturns have historically created more millionaires, not fewer
The difference between preparedness and paranoia
Why most doomsday fear is really a liquidity problem, not an investing problem
What a regulated nervous system looks like in real financial life
Why boring systems beat reactive decisions every time
How to build a real financial safety net without stockpiling cash or panic selling investments

I also walk through the real doomsday kit, including liquidity, emergency funds that actually match real life, insurance deductibles, income runways, and simple systems that help you respond instead of react.
If you have been tempted to wait until things feel safer, constantly check your portfolio, or make emotional money moves based on headlines, this episode is your reminder that calm people are not optimistic. They are prepared.
This is not a doomsday plan.
It is how you become financially unshakable.
Episode 091: Become Unshakeable and Get Rich... No Matter What
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
46 min
February 17135. How to Win Friends the Old Money Way (Without Being Exhausting)
Adult friendships don’t fail because we’re bad at them. They fail because no one ever taught us how to maintain them without burning ourselves out.
In this episode, I’m talking about building wealth in relationships -how old money relationships last decades without drama, performance, or emotional exhaustion. Not by being intense. Not by being everywhere. But by being predictably present in ways that actually suit who you are.
I share how understanding your friendship operating system- whether you’re a one-touch friend or an all-in friend- changes everything. There’s no “right” way to be a friend, but there is a wrong way: performing a version of closeness that drains you or expecting others to show up in ways they never will.
We talk about:
Simplifying your social life with systems (calendars, repeat gifts, default hostess gestures)
How to quietly learn people’s love languages without over-explaining yours
Letting friendships breathe through kids, careers, distance, and life phases

And yes, I walk you through how to make friends as an adult without forcing it using the real formula that actually works: proximity + repetition + shared values.
Because social wealth isn’t about having a long contact list.
It’s about being someone people feel safe keeping in their life.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
49 min
February 10134. Super Bowl, Sports Betting, Prediction Markets & the “Get Rich Quick” Trap
The Super Bowl isn’t just about football anymore — it’s become one of the biggest betting events in the United States. In this episode, we take a closer look at the rise of sports betting, prediction markets, and gamified trading apps, and why these systems are designed to keep people chasing the feeling of a win.
We break down:
What sports betting, prop bets, and prediction markets actually are
How platforms like Kalshi and betting apps blur the line between investing and gambling
Why day trading often functions like gambling, even when it’s framed as financial sophistication
How dopamine, gamification, and instant feedback loops drive addictive behavior
Why the idea of “getting rich quick” is so seductive... and so costly

Through an old-money lens, we explore why real wealth is built on patience, preservation, and long-term thinking, not luck or adrenaline. Old money isn’t about never working or striking it rich overnight, it’s about creating stability, optionality, and freedom over time.
This episode is for anyone who wants to understand:
Why gambling feels so compelling right now
How modern money culture keeps people reactive
And how to adopt a calmer, more durable approach to wealth and decision-making

If you’re interested in financial psychology, behavioral finance, old money principles, and cultural trends around wealth, this conversation will give you a new framework for thinking about risk, money, and what being “rich” actually means.
----------------------------
Today’s episode includes discussion of gambling, sports betting, and speculative trading. While we’ll be talking about these topics from an educational and cultural perspective, we want to acknowledge that gambling can be addictive and harmful for some people.
If you or someone you know is struggling with gambling, help is available. In the United States, you can call or text 1-800-GAMBLER for free, confidential support, 24 hours a day.
Please take care of yourself, and listen in a way that feels safe and supportive for you.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
35 min
January 27 133. Get That Bag Part 2: 7 Secrets to Make More Money (For the Entrepreneur and Corproate Baddie)
This episode is the continuation of the most important financial conversation you’ll have in 2026.
In Part One, we built the foundation:
▪️ Why you cannot manage your way into wealth
▪️ Rule #1: Money Follows Value, Not Effort
▪️ Rule #2: Demand Sets Your Income Ceiling
▪️ Rule #3: Income Growth Requires Discomfort
If Part One explains how income grows, Part Two explains why some people scale—and others plateau.
In this episode, we cover:
▪️ Rule #4: Letting Go Is a Wealth Skill
▪️ Rule #5: Proximity to Power Is the Real Cheat Code
▪️ Rule #6: Skill Stacking Determines Your Pricing Power
▪️ Rule #7: Sacrifice Buys Leverage (But Only Temporarily)
This episode is for you if:
▪️ You earn more than you used to, but it still feels unstable
▪️ You’re working harder without seeing nonlinear returns
▪️ You sense the problem isn’t effort—it’s structure
▪️ You want money to compound quietly, without burning out
Saving preserves wealth.
Investing multiplies it.
Earning power creates it.
But knowing when to scale, when to release, and when to stop sacrificing is what turns income into something that lasts.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2026.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
48 min
January 20132. 7 Rules for Earning Money: The Cheat Codes to Building Wealth - Part 1
This is the most important episode of 2026. Bookmark it.
If you want to actually build wealth, Old Money Style, this is where it starts.
Here’s the reality no one likes to admit: You cannot save your way to wealth. You cannot budget your way to rich. At a certain point, wealth stops being about how well you manage your money and becomes about how much you can earn.
Today, we’re breaking down the 7 Rules for Earning Money - the real cheat codes behind how wealth is actually created. These are not mindset tips. They are not manifestation advice. They are structural rules that govern how money moves in the real world.
Whether you’re:
a corporate baddie climbing the ladder,
working inside a small business,
freelancing,
or running your own company,

these rules apply to you. Because income isn’t random. It’s not fair. And it’s definitely not based on effort - hard work is not a reliable strategy for getting rich. Wealth follows patterns.
In This Episode (Part One), We Cover:
▪️ Why you cannot manage your way into wealth
▪️ Rule #1: Money Follows Value, Not Effort
▪️ Rule #2: Demand Sets Your Income Ceiling
▪️ Rule #3: Income Growth Requires Discomfort
This Episode Is For You If:
You’ve mastered budgeting and still want more
You feel capped, underpaid, or stagnant despite working hard
You’re tired of hustle culture but know comfort isn’t the answer
You want to understand how money actually works, not how people pretend it works

Saving protects wealth. Investing grows it. Earning power creates it.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2026.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
1 hr 2 min
January 13131. 20 Things I Find Unbelievably Chic for 2026
Welcome to the year of chic! In this episode, I'm naming “chic” as my word for 2026, not as an aesthetic, but as a way of being. Inspired by culture, identity, and a very millennial Victoria Beckham documentary moment, this conversation is about taste, resonance, and the quiet confidence that comes from knowing who you are (and not needing to explain it).
In this episode, we discuss:
Why chic is not a trend, look, or personality you perform
How chic shows up in decision-making, composure, privacy, and timing
The connection between old money ethos, modern wealth culture, and self-permission
Why “chic,” quiet luxury, and taste-based signaling trigger so much internet discourse
What cultural discomfort around chic reveals about class anxiety, accessibility, and status
A personal (and evolving) list of things Amber finds chic—and why noticing your own matters more than copying hers

----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
1 hr 7 min
December 30, 2025130. 2026 Predictions: What to Expect in Wealth, Culture, and Power
Everyone else will call 2026 a “surprise.” Not you.
This episode is for people who read patterns, not headlines- who understand that wealth, culture, and power move quietly long before they become obvious. While the internet debates aesthetics and algorithms, the real shifts are already underway.
In this episode of Old Money, I break down my 2026 predictions across money, lifestyle, wellness, work, family, and culture, through an old-money lens that values discipline, structure, and long-term positioning over noise. No hype. No hustle porn. No trend forecasting cosplay.
Just what’s actually changing-and who it will reward.
My 2026 predictions that cover:
Aesthetics, Culture & Lifestyle
Economics, Labor & Cost of Living
Ritual, Rhythm & Emotional Climate
Work, Gender & Family Structure
Wellness, Beauty & the Body as Status
Status, Transparency & Social Signals
Skills, Careers & Adaptation
Creator Economy & Media
Children, Education & Aspiration
Law, Order & Political Climate

This isn’t about reading a crystal ball, it’s about noticing what’s already happening- and moving accordingly.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
1 hr 4 min
December 23, 2025129. End-of-Year Moves to make 2026 your Wealthiest Year Yet
In between après-ski, caviar and champagne… how do wealthy people actually end the year?
This winter, I’m taking a page out of the Old Money playbook.
To set myself up for the best 2026, I’m focused on systems, clarity, reflection, and removing friction - the behaviors that compound quietly while everyone else is distracted by holiday noise.
In this episode, I share the three things I’m doing before year-end to make 2026 my richest year ever. This isn’t about doing more... it’s about making next year easier to win.
In this episode, we discuss:
How I build a real money plan for 2026 (not goals, not vibes—an actual plan)
End of year accounting: where my money went, where my tracking broke down, and what I’m fixing next year
Establishing BALLER CEO systems for the new year, including my life binder and Old Money money machine
Why wealth comes from structure, not effort
How to close loops on financial friction before January
Why wealthy people enter the new year unburdened, not motivated

End-of-year isn’t about resetting your life.
It’s about removing drag, tightening systems, and letting your money work quieter, and harder, in the year ahead.
----------------------------
Go Deeper with Old Money Courses:
Old Money Mindset to learn how to think like a wealthy woman
Old Money Method to set up a money machine that grows your wealth effortlessly
----------------------------
Free Resources:
Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products
Old Money Monthly Newsletter for what's rich in culture, shopping and our community
Download your FREE Net Worth Tracker
Download your FREE Simple Money Plan (better than a budget, designed for your richest life)
----------------------------
Connect with the Old Money Podcast:
Community: Join the Old Money Country Club
Web: OldMoneyPodcast.com
Email: [email protected]
Instagram: @OldMoneyPodcast
TikTok: @OldMoneyPodcast
----------------------------
Copyright (c) Old Money 2025.
The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
52 min