Physicians and Properties

🎙️ Welcome back to another insightful episode of the Physicians and Properties Podcast with your host, Dr. Alex Schloe!

💡 What if you could pay off $238,000 in student loans in just 18 months, teach your kids to value money, and still build a life you love on your own terms?

In this episode, Dr. Disha Spath, also known as The Frugal Physician, shares her powerful financial transformation story how she and her husband crushed nearly a quarter million dollars of student debt while raising kids, relocating across the country, and living on a single physician income. What started as a personal journal became a viral blog and national platform empowering physicians to take control of their finances and their futures.

🏠 From debt freedom to legacy building, Dr. Spath and Dr. Schloe go deep on what matters most family, financial freedom, and designing a life aligned with your values. They also discuss Direct Primary Care, charitable giving, and how to raise financially savvy kids in a world that rarely teaches financial literacy.

💡 What You’ll Learn in This Episode:

✔️ How Dr. Spath paid off $238,000 of student loans in just 18 months
 ✔️ What it means to make intentional trade-offs for long-term financial peace
 ✔️ How to raise financially literate kids using tools like GoHenry, Acorns, and money conversations
 ✔️ Why giving and generosity are essential components of financial wellness
 ✔️ How blogging and storytelling helped her create The Frugal Physician platform
 ✔️ What led her to choose DPC and how it’s reshaping her relationship with medicine
 ✔️ Why legacy isn’t about money left behind but wisdom and values passed forward

🔥 Key Takeaways:

✔️ You don’t have to choose between medicine and meaning you can have both
 ✔️ Tracking your spending and building a debt payoff plan is the first step toward freedom
 ✔️ Kids learn money best when they see it lived out with intention and transparency
 ✔️ Physicians deserve to design a life that includes rest, autonomy, and purpose
 ✔️ The real ROI isn’t just financial, it’s time, family, and peace of mind

From debt freedom to direct care, this episode is packed with real talk, actionable steps, and empowering encouragement for any physician ready to reclaim their finances, time, and life. If you’ve ever wondered if it's possible to raise a family, serve patients, and live in alignment with your values, this episode will show you the way.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another powerful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

Today’s episode takes a heartfelt turn as Dr. Schloe steps back from real estate to reflect on something even more important: presence, purpose, and the legacy we leave as parents and partners.

Drawing from the example of his own father — a man who woke up at 4 a.m. every day, not to chase success, but to be present at every baseball game, wrestling match, and family moment — Dr. Schloe shares the values that shape how he leads his family and builds his businesses today.

As he prepares to take his wife and children on a month-long camping trip to Yellowstone, the Tetons, and Glacier, he challenges fellow physicians and entrepreneurs to ask: What are you really building? And who are you building it for?

💡 What You’ll Learn in This Episode:

✔️ Why your real estate portfolio is not your legacy — your relationships are
 ✔️ The power of showing up with consistency, love, and intention
 ✔️ How physicians can build wealth without sacrificing their families
 ✔️ Why modeling a strong marriage is one of the greatest gifts for children
 ✔️ How to audit your "why" and build from a place of abundance, not fear
 ✔️ What true time freedom looks like — and how to use it well
 ✔️ Why being present matters more than being perfect

🔥 Key Takeaways:

✔️ Presence over profit — legacy is built in the quiet moments
 ✔️ Kids don't need fancy vacations — they need time, attention, and love
 ✔️ The relationship you model becomes the relationship your kids seek
 ✔️ Spouses must feel seen and prioritized for families to thrive
 ✔️ Choose time over toys — and connection over convenience
 ✔️ Great lives aren’t built for Instagram — they’re built at home

This episode is a powerful reminder that real estate is just a vehicle — not the destination. Dr. Schloe encourages every listener to keep building, but never lose sight of the deeper reason why.

If you're chasing freedom, make sure you're also building the life your family actually wants to live in. This episode will help you realign your priorities and build something truly meaningful.

Connect with Dr. Alex Schloe here:

LinkedIn

Instagram

Website

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another powerful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

Today’s guest, Bob Frady, is a serial entrepreneur, data innovator, and the CEO and co-founder of Property Lens—a revolutionary tool giving homebuyers and investors access to the same risk data insurance companies use, before they buy a property.

After years of building data-centric businesses, including a successful exit from his last startup HazardHub, Bob is on a mission to bring radical transparency to real estate. Drawing from his own frustrating experience buying a house, he built Property Lens to be the “Carfax for homes”—arming buyers with everything from flood risk and roof condition to nearby hazards and permitting history.

In this episode, Bob shares what it’s like to bootstrap a company vs. raise venture capital, why the right business partner can make or break your success, and how culture matters just as much as skill when hiring. He also explains why most investors are flying blind—and how data can give you the edge to negotiate better deals and avoid costly surprises.

💡 What You’ll Learn in This Episode:

✔️ How Bob bootstrapped HazardHub, sold it, and launched Property Lens
 ✔️ Why building with the end in mind creates clarity and value
✔️ The hidden risks homeowners and investors need to know (but aren’t told)
✔️ The surprising way insurance companies view you as a customer
✔️ Why sharing risk data with buyers is a game-changer for the industry
✔️ How to find the right business partner and avoid hiring mistakes
✔️ What Property Lens offers—and why every investor should use it before making an offer

🔥 Key Takeaways:

✔️ Investors often have less information than insurance companies—Property Lens fixes that
 ✔️ Real estate decisions shouldn’t be made in the dark, know what you are buying before you walk in
✔️ Bootstrapping builds grit; raising VC capital brings a whole new set of challenges
✔️ Culture-fit is more important than skill-fit when building a team
✔️ Great businesses start with great people and partnerships rooted in complementary strengths
✔️ Data is power and it can save you thousands on your next deal

Whether you're a physician looking to invest smarter, a homeowner wanting peace of mind, or an entrepreneur eager to build with impact—this episode is packed with wisdom and practical strategies to help you succeed.

If you're ready to eliminate guesswork from your investing, avoid hidden property risks, and make smarter, data-driven decisions, then this is the episode for you.

Connect with Bob Frady:

Website

LinkedIn

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another powerful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

Today’s guest, Dr. Graves Fromang, is an emergency medicine physician, commercial real estate investor, and Action Academy member who has intentionally designed his life around time freedom and family first.

After years of working grueling ER shifts, missing priceless moments, and experiencing personal loss, Dr. Fromang realized that something had to change. Determined to take back control of his time, he dove into real estate, partnering with trusted friends to build a portfolio of over $15 million in commercial properties — including government buildings and medical office spaces that offer stable, long-term cash flow.

Dr. Fromang shares his journey from burnout to business ownership, revealing tactical lessons physicians can apply to start investing. He breaks down how to find great partners, why having a trusted operator is essential, and how commercial properties provide the scale and stability many doctors are seeking.

💡 What You’ll Learn in This Episode:

✔️ Why controlling your schedule is the most important freedom for physicians
 ✔️ How Graves scaled from his first deal to $15M+ in commercial assets
 ✔️ The critical role of partnerships and operators in successful investing
 ✔️ How government leases create stability and reduce management headaches
 ✔️ What single, double, and triple net leases mean for owners
 ✔️ Why joining Action Academy expanded his thinking and opened new doors
 ✔️ How he’s now pivoting into healthcare business acquisitions to diversify further

🔥 Key Takeaways:

✔️ Physicians no longer need to stay trapped in the clinical grind — commercial real estate can offer true freedom
 ✔️ Partnering with experienced operators makes investing achievable while still practicing
 ✔️ Government and medical office leases create predictable, low-maintenance cash flow
 ✔️ Masterminds and peer groups help expand your mindset and accelerate growth
 ✔️ Owning your time allows you to be more present with your family and design life on your terms

Packed with both deeply personal reflections and practical real estate strategies, this episode is a must-listen for physicians ready to escape the rat race and build lasting freedom through smart investing.

If you're ready to take back your time, invest intentionally, and start living on your terms — this conversation will light the way.

Connect with Dr. Graves Fromang:

LinkedIn

Instagram

X

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another inspiring episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this episode, Dr. Schloe is joined by Dr. Mary Leung, a hematologist/oncologist based in New York and founder of Shining with Gratitude MD. After reaching what many would call the pinnacle of success in medicine, Dr. Leung found herself trapped in a cycle of exhaustion, after-hours charting, and losing the joy she once had for patient care. During the pandemic, she discovered life coaching, transforming her mindset, her clinic efficiency, and her life.

Today, she shares how intentional mindset shifts, charting strategies, and simple gratitude practices allowed her to leave work on time with everything done and reconnect with her passion for medicine and her family. Dr. Leung now coaches other physicians to do the same: reclaim their time, protect their energy, and find fulfillment again in their careers.

💡 What You’ll Learn in This Episode:

✔️ How Dr. Leung cut her charting time and now leaves work with notes completed
 ✔️ Why intentional mindset shifts at the start of your day change everything
 ✔️ Practical tips to streamline your clinic, minimize distractions, and delegate effectively
 ✔️ How life coaching can save not just your career, but your personal well-being
 ✔️ Why sleep, gratitude, and goal-setting are essential tools for every physician
 ✔️ How small patient interactions create deep, lasting connections without taking extra time
 ✔️ The ROI of investing in yourself and why reclaiming your time is priceless

🔥 Key Takeaways:

✔️ You don’t need an hour to build meaningful patient connections, presence matters most
 ✔️ Setting daily goals and protecting your energy are critical to thriving in medicine
 ✔️ Eliminating pajama charting can transform your emotional and physical well-being
 ✔️ Coaching isn’t an expense, it’s an investment in your future freedom and happiness
 ✔️ Physicians have the power to reclaim their lives and practice medicine on their terms

From life-changing mindset shifts to tactical efficiency tips you can apply immediately, this episode is a must-listen for any physician ready to stop surviving and start thriving. If you're tired of bringing charts home, feeling overwhelmed, or wondering if there's a better way, this episode will inspire you to take action.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another inspiring episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this episode, Dr. Schloe is joined by Dr. Letizia Alto and Dr. Kenji Asakura, co-founders of Semi-Retired MD, a thriving physician-focused real estate education platform. Together, they’ve built a personal portfolio of over 175 doors, syndicated 2,100+ multifamily units, and helped thousands of physicians start their investing journey—all while raising a family and still practicing medicine.

Dr. Leti and Dr. Kenji share their full journey: from reading Rich Dad Poor Dad as newlyweds in 2015, to scaling their portfolio, saving millions in taxes, and traveling the world with their kids while running a multimillion-dollar business. They reveal how six income streams from real estate, a powerful mindset, and surrounding themselves with the right people helped them create life on their terms.

💡 What You’ll Learn in This Episode:

✔️ The six ways real estate builds wealth beyond just cash flow
✔️ How they went from zero to financial freedom in just three years
✔️ What real estate professional status (REPS) did for their taxes—and how they paid $0 in income tax for 7 years
✔️ How to build net worth and track it like a CEO
✔️ The mindset shifts from scarcity to abundance—and how to change your relationship with money
✔️ How masterminds and coaching changed their trajectory
✔️ Why financial freedom starts with a compelling vision and belief that it's possible

🔥 Key Takeaways:

✔️ Real estate is a powerful vehicle—but your mindset is the engine
✔️ The right who is more powerful than the how
✔️ Investing through a recession taught them that cash flow is king
✔️ You don’t need to leave medicine to create time freedom
✔️ With the right systems, values, and community—you can live life on your terms

From the power of community and intentional living to leveraging tax strategies and masterminds, this episode is a masterclass in designing your ideal life through real estate. If you’re a physician dreaming of more freedom, more impact, and more time with your family—this is your roadmap.

Connect with Dr. Leti and Dr. Kenji:

Website

Instagram

LinkedIn

LinkedIn

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Welcome back to another inspiring episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this episode, Dr. Schloe sits down with Dr. Latifat Akintade, a board-certified gastroenterologist, coach, and founder of Money Fit MD. Dr. Latifat shares how she paid off six-figure student loans in just 2.5 years, built a real estate portfolio, and took a year-long trip around the world with her husband and three kids—all while still practicing medicine on her terms.

She breaks down her journey from burnout prevention to intentional living, and how real estate and mindset mastery gave her the power to choose. From paying off debt to embracing financial independence and emotional clarity, Dr. Latifat is helping physicians move from feeling trapped to fully free.

💡 What You’ll Learn in This Episode:

✔️ Why debt freedom is not the goal—freedom of choice is
✔️ The four key questions every new attending should ask about money
✔️ Why budgeting isn’t the answer—and what to focus on instead
✔️ How one hour per week can change your financial trajectory
✔️ How to work through money fear, scarcity, and shame
✔️ The mindset shift required to take a sabbatical or travel the world
✔️ How to calculate your “minimum viable expense” and design your dream life

🔥 Key Takeaways:

✔️ Budgeting won’t set you free—investing will
✔️ The power to walk away makes you a better physician
✔️ Your calendar and finances reveal your values—pay attention
✔️ You don’t need to be burned out to make a change
✔️ Having the right who in your life is more important than knowing how

Whether you’re looking to take a sabbatical, pivot into entrepreneurship, or simply feel less trapped by your job, this episode is a must-listen. Dr. Latifat’s story is a powerful reminder that money is a tool—and freedom is possible for you, too.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Welcome back to another insightful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this episode, Dr. Schloe sits down with Dr. Lydia Essary, a board-certified dermatopathologist, entrepreneur, and co-founder of Lift Equity Invest. Dr. Essary has built a real estate portfolio of over 3,700 units while still practicing medicine full time—and she’s on a mission to help physicians do the same.

From passive investing to becoming a general partner in syndications, Lydia shares how she and her husband transitioned from single-family rentals to scaling multifamily deals through masterminds, mentorship, and strategic partnerships. She also dives into how the real estate professional status and cost segregation helped her legally avoid paying income taxes for four years straight.

💡 What You’ll Learn in This Episode:

✔️ How Lydia went from single-family homes to buying a 118-unit property as her first multifamily deal
 ✔️ Why joining a mastermind accelerated her growth and confidence as an investor
 ✔️ The tax-saving power of real estate professional status and depreciation
 ✔️ Lessons learned from working with the wrong property management company
 ✔️ How to partner with your spouse and get them excited about real estate
 ✔️ Why mentorship, community, and mindset are more valuable than any book
 ✔️ How physicians can use real estate to reduce burnout and create freedom

🔥 Key Takeaways:

✔️ You don’t need to quit medicine to invest in real estate—you just need a plan
 ✔️ Great property management can make or break your investment
 ✔️ The right coach or mastermind is a shortcut, not a cost
 ✔️ Real estate offers powerful tax advantages—but only if your CPA understands them
 ✔️ Financial freedom isn’t just about quitting your job—it’s about living the life you choose

 Whether you're just getting started or looking to level up in multifamily, this episode is a masterclass in how to do it the smart way—without burnout. 

Connect with Dr. Lydia Essary:

Website

DoctorsOnSocialMedia

Lift Equity

LinkedIn

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Welcome back to another insightful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this solo episode, Dr. Schloe unpacks two of the most powerful, yet often overlooked, loan products available to physicians and veterans: the physician loan and the VA loan. These no-money-down financing strategies helped him buy his first investment property during residency for just $58 out of pocket—and that property now cash flows $1,200/month and has doubled in equity.

Whether you’re in residency, on active duty, or just getting started in real estate, this episode is packed with actionable insights to help you start investing before you think you're ready—without needing hundreds of thousands in the bank.

💡 What You’ll Learn in This Episode:

✔️ How the physician loan works—and why banks offer it with $0 down
 ✔️ The differences between physician loans and VA loans
 ✔️ How to use these loans for house hacking during residency or military service
 ✔️ Real-life examples of residents and veterans building wealth with these strategies
 ✔️ Tips for finding lenders that offer physician and VA loan products
 ✔️ Common mistakes to avoid when using low/no-down-payment financing

🔥 Key Takeaways:

✔️ You don’t need 20% down to get started in real estate—just the right strategy
 ✔️ VA loans allow you to buy 1–4 unit properties and house hack from day one
 ✔️ Physician loans often overlook student debt and count future income
 ✔️ These are not unicorn deals—doctors and veterans are doing this right now
✔️ Your journey to financial freedom doesn’t have to wait until after training

💥 Bonus: If you’re a physician, dentist, or veteran ready to take action but unsure where to start, this episode will give you the clarity—and the confidence—to make your first move.

🎯 Connect with Dr. Schloe:

Website

LinkedIn

Learn More About Doc2Doc:

Doc2Doc

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Welcome back to another insightful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this episode, Dr. Schloe sits down with Dr. Benjamin Maciel, Caribbean med school grad, full-time real estate investor, and the definition of doing things differently. Instead of pursuing residency, Dr. Maciel chose a bold path: leveraging credit cards, business lines of credit, and creative finance strategies to build a 30+ unit portfolio in Portland, Oregon.

From buying a property management company at age 22, to raising hundreds of thousands in business credit, to walking away from medicine to go all-in on real estate, this conversation is raw, real, and unlike anything you’ve heard before.

⚠️ Heads up: This episode includes more profanity than usual and discusses aggressive financing strategies. Not financial advice—do your due diligence.

💡 What You’ll Learn in This Episode:

✔️ How Dr. Maciel used business credit to buy real estate—without traditional financing
 ✔️ What it’s like to run a property management company in your early 20s
 ✔️ How studying in the Caribbean taught him discipline, grit, and hustle
 ✔️ Strategies to build credit lines and raise capital as a med student or resident
 ✔️ How to control real estate without owning it outright
 ✔️ A blueprint for house hacking and buying your first property during residency
 ✔️ The power of picking up the phone and building banking relationships

🔥 Key Takeaways:

✔️ You don’t need a residency salary to invest in real estate—just creativity and courage
 ✔️ Business credit is a tool—but understanding the risks is essential
 ✔️ Your first property might come from an unlikely source—stay open to opportunity
 ✔️ Real estate is a relationship game—connect with lenders, mentors, and partners
 ✔️ Sometimes your path to financial freedom means stepping away from the traditional route.

Connect with Dr. Benjamin Maciel:
Website
 Instagram

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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