Welcome back to another insightful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe!

In this episode, Dr. Schloe sits down with Dr. Benjamin Maciel, Caribbean med school grad, full-time real estate investor, and the definition of doing things differently. Instead of pursuing residency, Dr. Maciel chose a bold path: leveraging credit cards, business lines of credit, and creative finance strategies to build a 30+ unit portfolio in Portland, Oregon.

From buying a property management company at age 22, to raising hundreds of thousands in business credit, to walking away from medicine to go all-in on real estate, this conversation is raw, real, and unlike anything you’ve heard before.

⚠️ Heads up: This episode includes more profanity than usual and discusses aggressive financing strategies. Not financial advice—do your due diligence.

💡 What You’ll Learn in This Episode:

✔️ How Dr. Maciel used business credit to buy real estate—without traditional financing
 ✔️ What it’s like to run a property management company in your early 20s
 ✔️ How studying in the Caribbean taught him discipline, grit, and hustle
 ✔️ Strategies to build credit lines and raise capital as a med student or resident
 ✔️ How to control real estate without owning it outright
 ✔️ A blueprint for house hacking and buying your first property during residency
 ✔️ The power of picking up the phone and building banking relationships

🔥 Key Takeaways:

✔️ You don’t need a residency salary to invest in real estate—just creativity and courage
 ✔️ Business credit is a tool—but understanding the risks is essential
 ✔️ Your first property might come from an unlikely source—stay open to opportunity
 ✔️ Real estate is a relationship game—connect with lenders, mentors, and partners
 ✔️ Sometimes your path to financial freedom means stepping away from the traditional route.

Connect with Dr. Benjamin Maciel:
Website
 Instagram

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
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